Climate Risk in Surfside, NSW

Surfside, New South Wales· UNKNOWN
Updated May 2026

Surfside, NSW, faces a moderate overall climate risk. The suburb is particularly vulnerable to heatwaves and coastal hazards. Residents should prepare for more frequent extreme weather events.

Is Surfside Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Surfside, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Surfside

Flood

Surfside faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

Surfside has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Surfside is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect

Coastal

Surfside faces a moderate risk from coastal hazards, including sea level rise and coastal erosion. These hazards could impact infrastructure and property values.

Key drivers:

  • ·Sea level rise
  • ·Increased storm intensity

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Surfside

Detailed Hazard Analysis

heat Risk

Surfside is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
Data source

flood Risk

Surfside faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Inadequate drainage infrastructure
Data source

coastal Risk

Surfside faces a moderate risk from coastal hazards, including sea level rise and coastal erosion. These hazards could impact infrastructure and property values.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm intensity
Data source

bushfire Risk

Surfside has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to climate risks.

Price Impact

Properties in high-risk areas may experience price stagnation or decline.

Buyer Checklist

  • 1.Check flood maps and bushfire prone areas.
  • 2.Assess property's vulnerability to sea level rise.
  • 3.Consider energy efficiency and cooling options.
  • 4.Review insurance coverage for climate-related events.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: High

Learn more

Bushfire Mitigation Measures

Near-term

Implement bushfire mitigation measures, such as vegetation management and fire breaks, to protect properties.

Est. cost: Medium

Learn more

Heatwave Preparedness Plan

Immediate

Develop a heatwave preparedness plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Learn more

Coastal Protection Measures

Long-term

Implement coastal protection measures, such as seawalls and beach nourishment, to mitigate the impacts of sea level rise and coastal erosion.

Est. cost: Very High

Learn more

About Surfside's Climate Risk Profile

Surfside, located in New South Wales, is exposed to a range of climate-related risks. The primary concerns are increasing temperatures, rising sea levels, and the potential for more frequent and intense extreme weather events.

Flooding is a significant concern due to the suburb's proximity to waterways. Climate change is projected to increase rainfall intensity, leading to a higher risk of flash flooding and riverine flooding. Residents should be aware of local flood warnings and have a plan in place.

Bushfire risk is also present, particularly during the dry season. Hotter, drier conditions are expected to exacerbate bushfire risk, potentially impacting properties located near bushland.

Heatwaves are becoming more frequent and intense, posing a health risk to vulnerable populations. It is important to stay hydrated, seek air-conditioned environments, and check on elderly neighbors during heatwaves.

Coastal hazards, such as sea level rise and coastal erosion, also pose a threat to Surfside. These hazards could impact infrastructure, property values, and recreational areas along the coast.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Surfside?

Surfside faces risks from flooding, bushfires, heatwaves, and coastal hazards, including sea level rise and coastal erosion.

How is climate change expected to impact property values in Surfside?

Properties in high-risk areas may experience price stagnation or decline due to increased climate risks.

What can I do to prepare for heatwaves in Surfside?

Stay hydrated, seek air-conditioned environments, and check on elderly neighbors during heatwaves.

Where can I find information about flood risks in Surfside?

Consult local council flood maps and emergency services websites for information about flood risks and preparedness.

What measures are being taken to protect Surfside from coastal erosion?

Coastal protection measures, such as seawalls and beach nourishment, may be implemented to mitigate the impacts of sea level rise and coastal erosion.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Surfside, use our analysis tool.

Check Your flood Risk Now

Check Surfside's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections