Climate Risk in Stuarts Point, New South Wales

Stuarts Point, New South Wales· 2431
Updated May 2026

Stuarts Point faces significant climate risks, particularly from flooding and coastal hazards. Rising sea levels and increased rainfall intensity are major concerns for the area. Residents should prepare for more frequent and intense extreme weather events.

Is Stuarts Point Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Stuarts Point, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Stuarts Point

Flood

Stuarts Point is highly susceptible to flooding due to its low-lying coastal location and proximity to the Macleay River. Intense rainfall events and rising sea levels exacerbate the risk.

Key drivers:

  • ·Sea level rise
  • ·Increased rainfall intensity

Bushfire

The area surrounding Stuarts Point has a moderate bushfire risk due to the presence of nearby bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

Stuarts Point experiences high temperatures during summer, leading to heat stress for vulnerable populations. Climate change is expected to increase the frequency and intensity of heatwaves.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves

Coastal

Stuarts Point is vulnerable to coastal erosion and inundation due to its location on the coast. Sea level rise and storm surges pose a significant threat to coastal properties and infrastructure.

Key drivers:

  • ·Sea level rise
  • ·Storm surges

Wind

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Storm

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Social

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Energy

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In-Depth Climate Risk Guides for Stuarts Point

Detailed Hazard Analysis

heat Risk

Stuarts Point experiences high temperatures during summer, leading to heat stress for vulnerable populations. Climate change is expected to increase the frequency and intensity of heatwaves.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect
Data source

flood Risk

Stuarts Point is highly susceptible to flooding due to its low-lying coastal location and proximity to the Macleay River. Intense rainfall events and rising sea levels exacerbate the risk.

Primary Drivers

  • ·Sea level rise
  • ·Increased rainfall intensity
  • ·Coastal erosion
Data source

coastal Risk

Stuarts Point is vulnerable to coastal erosion and inundation due to its location on the coast. Sea level rise and storm surges pose a significant threat to coastal properties and infrastructure.

Primary Drivers

  • ·Sea level rise
  • ·Storm surges
  • ·Coastal erosion
Data source

bushfire Risk

The area surrounding Stuarts Point has a moderate bushfire risk due to the presence of nearby bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Strong winds
Data source

What This Means for Property Owners

Insurance Outlook

Premiums are likely to increase due to the high flood and coastal risks.

Price Impact

Property values may be negatively impacted by the increasing climate risks.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess the property's vulnerability to coastal erosion.
  • 3.Inquire about insurance costs and coverage.
  • 4.Develop a bushfire survival plan.
  • 5.Consider the long-term climate risks when making a purchase decision.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Elevate Homes

Near-term

Raise homes above the projected flood level to reduce the risk of inundation.

Est. cost: High

Learn more

Improve Drainage

Near-term

Upgrade drainage infrastructure to better manage stormwater runoff and reduce the risk of flooding.

Est. cost: Medium

Learn more

Construct Sea Walls

Long-term

Build sea walls and other coastal defenses to protect against coastal erosion and inundation.

Est. cost: Very High

Learn more

Develop Bushfire Management Plan

Immediate

Create and implement a comprehensive bushfire management plan to reduce the risk of bushfires.

Est. cost: Low

Learn more

Install Solar Panels and Battery Storage

Near-term

Reduce reliance on the electricity grid and improve energy resilience during heatwaves.

Est. cost: Medium

Learn more

About Stuarts Point's Climate Risk Profile

Stuarts Point, located on the New South Wales coast, is increasingly vulnerable to the impacts of climate change. The suburb's low-lying coastal location makes it particularly susceptible to flooding from both riverine and coastal sources. Rising sea levels and more intense rainfall events are expected to exacerbate these risks in the coming decades.

Bushfire risk is also a concern for Stuarts Point, with nearby bushland posing a threat during hot, dry conditions. While not as immediate as the flood risk, residents should remain vigilant and prepared for potential bushfire events.

Heatwaves are becoming more frequent and intense in Stuarts Point, placing vulnerable populations at risk. The combination of high temperatures and humidity can lead to heat stress and other health problems. It is important to take precautions during heatwaves, such as staying hydrated and seeking air-conditioned environments.

Coastal erosion is another significant threat to Stuarts Point, with rising sea levels and storm surges causing damage to coastal properties and infrastructure. Long-term planning and adaptation measures are needed to protect the suburb from the impacts of coastal erosion. The Macleay River also contributes to flood risk in the area.

Overall, Stuarts Point faces a complex set of climate challenges that require a coordinated and proactive response. By understanding the risks and taking appropriate adaptation measures, the community can build resilience and protect itself from the impacts of climate change.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Stuarts Point?

Stuarts Point is primarily at risk from flooding, coastal erosion, and heatwaves. Rising sea levels and more intense rainfall events are expected to exacerbate these risks in the future.

How will climate change affect property values in Stuarts Point?

Climate change is likely to negatively impact property values in Stuarts Point due to the increasing risks of flooding, coastal erosion, and other climate-related hazards. Properties in high-risk areas may experience the greatest decline in value.

What can I do to protect my home from flooding in Stuarts Point?

There are several steps you can take to protect your home from flooding, including elevating your home, improving drainage around your property, and installing flood barriers. It is also important to have flood insurance.

How can I prepare for a heatwave in Stuarts Point?

To prepare for a heatwave, stay hydrated, seek air-conditioned environments, avoid strenuous activity during the hottest part of the day, and check on vulnerable neighbors and family members.

Where can I find more information about climate change risks in Stuarts Point?

You can find more information about climate change risks in Stuarts Point from the Kempsey Shire Council, the NSW Office of Environment and Heritage, and the CSIRO.

Is Stuarts Point a good place to invest in property considering climate change?

Investing in Stuarts Point requires careful consideration of climate change impacts. While the area offers lifestyle benefits, potential buyers should assess flood risk, insurance costs, and long-term climate projections before making a decision.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Stuarts Point, use our analysis tool.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections