Climate Risk Profile: Sussex Inlet, NSW

Sussex Inlet, New South Wales· Shoalhaven· 2540
Updated Mar 2026

Sussex Inlet is a coastal town in New South Wales that faces several climate-related risks. These include flooding, bushfires, heatwaves, and coastal erosion. The risk scores for these hazards are projected to increase in the future due to climate change.

Is Sussex Inlet Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Sussex Inlet, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Sussex Inlet

Flood

Sussex Inlet is susceptible to flooding due to its low-lying coastal location and proximity to the inlet. Heavy rainfall and storm surges can lead to inundation of properties and infrastructure.

Key drivers:

  • ·Sea level rise
  • ·Increased rainfall intensity

Bushfire

The area surrounding Sussex Inlet has a moderate bushfire risk due to the presence of nearby bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

Sussex Inlet is likely to experience more frequent and intense heatwaves in the future. This can pose a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect

Coastal

Sussex Inlet faces coastal risks from sea level rise and erosion. The low-lying nature of the area makes it vulnerable to inundation and damage from storm surges.

Key drivers:

  • ·Sea level rise
  • ·Increased storm intensity

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Sussex Inlet

Detailed Hazard Analysis

heat Risk

Sussex Inlet is likely to experience more frequent and intense heatwaves in the future. This can pose a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect
Data source

flood Risk

Sussex Inlet is susceptible to flooding due to its low-lying coastal location and proximity to the inlet. Heavy rainfall and storm surges can lead to inundation of properties and infrastructure.

Primary Drivers

  • ·Sea level rise
  • ·Increased rainfall intensity
  • ·Storm surges
Data source

coastal Risk

Sussex Inlet faces coastal risks from sea level rise and erosion. The low-lying nature of the area makes it vulnerable to inundation and damage from storm surges.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm intensity
Data source

bushfire Risk

The area surrounding Sussex Inlet has a moderate bushfire risk due to the presence of nearby bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Strong winds
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase in the future due to climate-related risks.

Price Impact

Properties in low-lying areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Consider the potential impacts of sea level rise.
  • 4.Ensure adequate insurance coverage.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure to protect against flooding, such as levees and drainage systems.

Est. cost: High

Learn more

Bushfire Preparedness

Immediate

Implement bushfire management strategies, including hazard reduction burns and community education programs.

Est. cost: Medium

Learn more

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Learn more

Coastal Management Strategy

Long-term

Develop a long-term coastal management strategy to address sea level rise and erosion.

Est. cost: High

Learn more

About Sussex Inlet's Climate Risk Profile

Sussex Inlet, located on the South Coast of New South Wales, is a picturesque town known for its waterways and natural beauty. However, its coastal location also makes it vulnerable to the impacts of climate change.

Flooding is a significant concern for Sussex Inlet, with the potential for inundation from heavy rainfall, storm surges, and rising sea levels. The low-lying topography of the area exacerbates this risk, and future climate change scenarios project an increase in flood frequency and intensity.

Bushfire risk is also present in the surrounding areas, particularly during hot and dry periods. While not directly within a high-risk zone, the proximity to bushland means that Sussex Inlet needs to be prepared for potential bushfire threats.

Heatwaves are becoming more frequent and intense in New South Wales, and Sussex Inlet is no exception. The increasing temperatures can pose health risks to vulnerable populations, especially during the summer months.

Coastal erosion and sea level rise are long-term threats to Sussex Inlet. The town's proximity to the coast makes it susceptible to erosion, and rising sea levels could lead to inundation of low-lying areas.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Sussex Inlet?

The main climate change risks for Sussex Inlet are flooding, bushfires, heatwaves, and coastal erosion. These risks are projected to increase in the future due to climate change.

How is the Shoalhaven City Council addressing climate change?

The Shoalhaven City Council is developing and implementing strategies to mitigate and adapt to the impacts of climate change. This includes investing in flood defenses, managing bushfire risk, and developing a coastal management strategy.

What can residents do to prepare for climate change impacts?

Residents can take steps to prepare for climate change impacts by checking flood maps, assessing bushfire risk, considering the potential impacts of sea level rise, and ensuring adequate insurance coverage.

Where can I find more information about climate change projections for Sussex Inlet?

More information about climate change projections for Sussex Inlet can be found on the CSIRO website and the NSW Department of Planning and Environment website.

What is the local council doing to protect the coastline from erosion?

The Shoalhaven City Council is actively monitoring coastal erosion and developing long-term coastal management strategies. These strategies may include beach nourishment, dune stabilization, and the construction of seawalls.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Sussex Inlet, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections