Climate Risk in Stubbo, New South Wales

Stubbo, New South Wales
Updated May 2026

Stubbo faces significant climate risks, particularly from bushfires and heatwaves. Flooding is also a concern. Residents should prepare for more extreme weather events in the future.

Is Stubbo Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Stubbo, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Not ready to check your address? See a free sample report →

Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Stubbo

Flood

Stubbo faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Proximity to waterways

Bushfire

Stubbo is at high risk of bushfires due to the surrounding bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Drier conditions
  • ·Higher temperatures

Heat

Stubbo is expected to experience more frequent and intense heatwaves. Higher temperatures can pose a risk to vulnerable populations.

Key drivers:

  • ·Rising temperatures
  • ·Increased frequency of heatwaves

Coastal

Stubbo is not directly exposed to coastal risks. Sea level rise and coastal erosion are not significant concerns for this suburb.

Key drivers:

  • ·Distance from the coast

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Stubbo

Detailed Hazard Analysis

heat Risk

Stubbo is expected to experience more frequent and intense heatwaves. Higher temperatures can pose a risk to vulnerable populations.

Primary Drivers

  • ·Rising temperatures
  • ·Increased frequency of heatwaves
Data source

flood Risk

Stubbo faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Proximity to waterways
  • ·Low-lying areas
Data source

coastal Risk

Stubbo is not directly exposed to coastal risks. Sea level rise and coastal erosion are not significant concerns for this suburb.

Primary Drivers

  • ·Distance from the coast
Data source

bushfire Risk

Stubbo is at high risk of bushfires due to the surrounding bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Drier conditions
  • ·Higher temperatures
  • ·Proximity to bushland
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to the high risk of bushfires and floods.

Price Impact

Properties in high-risk areas may experience a decrease in value.

Buyer Checklist

  • 1.Check for flood and bushfire risk assessments
  • 2.Review insurance options and costs
  • 3.Assess property resilience to extreme weather events
  • 4.Consider long-term climate projections for the area

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Develop a Bushfire Emergency Plan

Immediate

Create a detailed plan for evacuating your property in the event of a bushfire. Clear vegetation around your home and ensure you have adequate water supplies.

Est. cost: Low

Learn more

Improve Home Cooling and Insulation

Near-term

Install insulation and energy-efficient cooling systems to reduce the impact of heatwaves. Consider planting trees to provide shade around your home.

Est. cost: Medium

Learn more

Implement Flood Mitigation Measures

Near-term

Raise the foundations of your home or install flood barriers to protect against flood damage. Ensure proper drainage around your property.

Est. cost: Medium

Learn more

Participate in Community Preparedness Programs

Long-term

Engage with local emergency services and community groups to learn about disaster preparedness and response. Volunteer to assist with community efforts.

Est. cost: Low

Learn more

About Stubbo's Climate Risk Profile

Stubbo, New South Wales, is a rural area that is increasingly vulnerable to the impacts of climate change. The primary risks include bushfires, heatwaves, and flooding. The surrounding bushland makes the area highly susceptible to bushfires, which are expected to become more frequent and intense due to drier conditions and higher temperatures.

Heatwaves are also a growing concern, with rising temperatures posing a risk to vulnerable populations. The area is expected to experience more frequent and intense heatwaves in the coming years. Flooding is another risk, particularly in low-lying areas near waterways. Increased rainfall intensity due to climate change is expected to exacerbate flood risk.

While Stubbo is not directly exposed to coastal risks, the overall impact of climate change on the region is significant. Residents should take steps to prepare for more extreme weather events, including developing emergency plans and taking measures to protect their properties.

Local authorities are working to address these risks through various adaptation strategies, including bushfire management, flood mitigation, and heatwave preparedness programs. However, individual action is also essential to ensure the safety and well-being of the community.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks in Stubbo?

The main climate risks in Stubbo are bushfires, heatwaves, and flooding. These risks are expected to increase in the future due to climate change.

How can I prepare my home for bushfires?

You can prepare your home for bushfires by clearing vegetation around your property, developing an evacuation plan, and ensuring you have adequate water supplies.

What can I do to stay safe during a heatwave?

During a heatwave, stay indoors in a cool place, drink plenty of water, and avoid strenuous activity. Check on vulnerable neighbors and family members.

How can I protect my property from flooding?

You can protect your property from flooding by raising the foundations of your home, installing flood barriers, and ensuring proper drainage around your property.

Where can I find more information about climate change in Stubbo?

You can find more information about climate change in Stubbo from the Mid-Western Regional Council, the NSW Office of Environment and Heritage, and the Bureau of Meteorology.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Stubbo, use our analysis tool.

Check Your flood Risk Now

Check Stubbo's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk Assessment for Stubbo, NSW | ClimateNest