Climate Risk in Summer Island, NSW

Summer Island, New South Wales
Updated May 2026

Summer Island faces increasing climate risks, particularly from heatwaves and flooding. Sea level rise and bushfire risk are also concerns. Residents should prepare for more frequent extreme weather events.

Is Summer Island Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Summer Island, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Summer Island

Flood

Summer Island faces a moderate risk of flooding due to its low-lying areas and proximity to waterways. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

Bushfire risk in Summer Island is relatively low due to the lack of extensive bushland. However, increased temperatures and drier conditions could elevate the risk.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Summer Island is likely to experience more frequent and intense heatwaves. This poses a significant risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves

Coastal

Summer Island faces a moderate risk from coastal hazards due to sea level rise. This could lead to increased erosion and inundation of low-lying areas.

Key drivers:

  • ·Sea level rise
  • ·Increased storm surge

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Summer Island

Detailed Hazard Analysis

heat Risk

Summer Island is likely to experience more frequent and intense heatwaves. This poses a significant risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect
Data source

flood Risk

Summer Island faces a moderate risk of flooding due to its low-lying areas and proximity to waterways. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Inadequate drainage infrastructure
Data source

coastal Risk

Summer Island faces a moderate risk from coastal hazards due to sea level rise. This could lead to increased erosion and inundation of low-lying areas.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm surge
  • ·Coastal erosion
Data source

bushfire Risk

Bushfire risk in Summer Island is relatively low due to the lack of extensive bushland. However, increased temperatures and drier conditions could elevate the risk.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Vegetation dryness
Data source

What This Means for Property Owners

Insurance Outlook

Premiums likely to increase

Price Impact

Potential for price decreases in high-risk areas

Buyer Checklist

  • 1.Check flood maps
  • 2.Assess bushfire risk
  • 3.Consider heat mitigation measures
  • 4.Review insurance options

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve drainage infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: High

Learn more

Implement heatwave early warning system

Immediate

Develop a system to alert residents of impending heatwaves and provide guidance on how to stay safe.

Est. cost: Medium

Learn more

Strengthen coastal defenses

Long-term

Construct seawalls and other coastal defenses to protect against erosion and inundation.

Est. cost: Very High

Learn more

Promote water conservation

Near-term

Encourage residents to conserve water to reduce strain on water resources during droughts.

Est. cost: Low

Learn more

About Summer Island's Climate Risk Profile

Summer Island is a suburb in New South Wales that is increasingly vulnerable to the impacts of climate change. The primary risks include more frequent and intense heatwaves, increased flooding due to heavier rainfall and sea level rise, and a potential increase in bushfire risk.

The risk of flooding is driven by the suburb's proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, leading to more frequent and severe flooding events. Sea level rise will further exacerbate this risk, particularly in coastal areas.

Heatwaves are also a significant concern, with rising average temperatures and more frequent heatwave events expected in the future. This poses a particular risk to vulnerable populations, such as the elderly and those with chronic health conditions. The urban heat island effect may also amplify the impact of heatwaves in some areas.

While bushfire risk is currently relatively low, increased temperatures and drier conditions could elevate the risk in the future. It is important for residents to be aware of the potential for bushfires and to take steps to prepare their properties.

Overall, Summer Island faces a range of climate risks that are expected to increase in the coming years. Residents should take steps to prepare for these risks and to reduce their carbon footprint.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Summer Island?

The main risks are increased heatwaves, flooding, and coastal erosion.

How can I prepare for a heatwave?

Stay indoors, drink plenty of water, and check on vulnerable neighbors.

What should I do during a flood?

Move to higher ground, avoid driving through floodwaters, and follow SES instructions.

Is my property at risk from coastal erosion?

Check with the local council to determine your property's risk level.

Where can I find more information about climate change in Summer Island?

Consult the local council's website and the NSW government's climate change resources.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Summer Island, use our analysis tool.

Check Your flood Risk Now

Check Summer Island's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections