Climate Risk Assessment for Tathra, NSW

Tathra, New South Wales· Bega Valley· 2550
Updated Mar 2026

Tathra is a coastal town in New South Wales that faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards. Climate change is expected to exacerbate these risks in the future, potentially impacting property values and community well-being.

Is Tathra Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tathra, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Tathra

Flood

Tathra faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

Tathra is located in a bushfire-prone area, with a high risk of bushfires during hot and dry conditions. The surrounding vegetation and prevailing winds contribute to the fire risk.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Tathra experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves expected in the future.

Key drivers:

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect

Coastal

Tathra faces a moderate risk from coastal hazards, including sea level rise and coastal erosion, which could impact infrastructure and property along the coastline.

Key drivers:

  • ·Sea level rise
  • ·Increased storm intensity

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Tathra

Detailed Hazard Analysis

heat Risk

Tathra experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves expected in the future.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
Data source

flood Risk

Tathra faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Urban development
Data source

coastal Risk

Tathra faces a moderate risk from coastal hazards, including sea level rise and coastal erosion, which could impact infrastructure and property along the coastline.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm intensity
Data source

bushfire Risk

Tathra is located in a bushfire-prone area, with a high risk of bushfires during hot and dry conditions. The surrounding vegetation and prevailing winds contribute to the fire risk.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the increasing risks from climate change.

Price Impact

Properties in high-risk areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire-prone area designations.
  • 2.Assess the property's vulnerability to coastal erosion.
  • 3.Consider the potential for increased insurance premiums.
  • 4.Evaluate the property's energy efficiency and ability to withstand extreme weather events.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve flood defenses

Near-term

Construct levees and improve drainage systems to protect properties from flooding.

Est. cost: High

Learn more

Reduce bushfire fuel load

Immediate

Implement vegetation management programs to reduce the risk of bushfires.

Est. cost: Medium

Learn more

Develop a heatwave response plan

Near-term

Establish cooling centers and provide support for vulnerable populations during heatwaves.

Est. cost: Low

Learn more

Protect coastal areas

Long-term

Implement coastal protection measures to reduce erosion and protect infrastructure from sea level rise.

Est. cost: High

Learn more

Upgrade building codes

Near-term

Incorporate climate resilience measures into building codes to ensure new buildings are better able to withstand extreme weather events.

Est. cost: Medium

Learn more

About Tathra's Climate Risk Profile

Tathra, a picturesque coastal town in New South Wales, is increasingly vulnerable to the impacts of climate change. The region is exposed to a range of hazards, including flooding, bushfires, heatwaves, and coastal erosion, all of which are projected to worsen in the coming decades.

Flooding is a significant concern for Tathra, with the potential for both riverine and flash flooding during periods of heavy rainfall. The Bega River and other local waterways can overflow, inundating low-lying areas and causing damage to property and infrastructure. Climate change is expected to increase the intensity and frequency of rainfall events, further exacerbating the flood risk.

Bushfires also pose a major threat to Tathra, particularly during the hot and dry summer months. The town is surrounded by bushland, which provides ample fuel for fires to spread rapidly. Climate change is contributing to longer and more intense fire seasons, increasing the likelihood of devastating bushfires.

Heatwaves are becoming more frequent and severe in Tathra, posing a risk to human health, especially for vulnerable populations such as the elderly and those with chronic illnesses. Climate change is driving up average temperatures and increasing the frequency of extreme heat events.

Coastal erosion is another concern for Tathra, with rising sea levels threatening to erode beaches and damage coastal infrastructure. The town's coastline is already experiencing erosion, and climate change is expected to accelerate this process.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Tathra?

Tathra faces risks from flooding, bushfires, heatwaves, and coastal erosion, all of which are projected to worsen with climate change.

How will climate change affect property values in Tathra?

Properties in high-risk areas may experience a decrease in value due to the increasing risks from climate change.

What can I do to protect my property from climate change impacts?

Consider implementing measures such as improving flood defenses, reducing bushfire fuel load, and upgrading your home's energy efficiency.

Where can I find more information about climate change risks in Tathra?

You can find more information on the Bega Valley Shire Council website, the NSW State Emergency Service website, and the Bureau of Meteorology website.

Is it safe to buy property in Tathra given the climate risks?

While Tathra faces climate risks, it is still a desirable place to live. However, it is important to be aware of the risks and take steps to mitigate them. Conduct thorough due diligence and consider the long-term implications of climate change before making a purchase.

What is the council doing to address climate change in Tathra?

The Bega Valley Shire Council is developing and implementing climate change strategies to reduce emissions and adapt to the impacts of climate change. Check their website for the latest information.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Tathra, use our analysis tool.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk in Tathra, NSW | ClimateNest