Climate Risk Assessment for Ulmarra, NSW

Ulmarra, New South Wales· Clarence Valley· 2462
Updated May 2026

Ulmarra faces increasing risks from flooding and heatwaves due to climate change. The suburb's location on the Clarence River floodplain makes it particularly vulnerable to riverine flooding. Residents should prepare for more frequent and intense extreme weather events.

Is Ulmarra Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Ulmarra, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Ulmarra

Flood

Ulmarra is located on the Clarence River floodplain, making it susceptible to flooding. Riverine flooding can inundate properties and disrupt infrastructure.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise affecting river levels

Bushfire

While not immediately surrounded by dense bushland, Ulmarra is still exposed to bushfire risk, particularly from fires spreading from nearby areas. Changes in temperature and rainfall patterns can exacerbate this risk.

Key drivers:

  • ·Increased frequency of heatwaves
  • ·Drier vegetation

Heat

Ulmarra is projected to experience more frequent and intense heatwaves. This can lead to heat stress, particularly for vulnerable populations.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of extreme heat events

Coastal

Ulmarra is located inland and is not directly exposed to coastal hazards such as sea level rise and coastal erosion. However, changes in sea level can affect riverine flooding.

Key drivers:

  • ·Sea level rise
  • ·Increased storm surge

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Ulmarra

Detailed Hazard Analysis

heat Risk

Ulmarra is projected to experience more frequent and intense heatwaves. This can lead to heat stress, particularly for vulnerable populations.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of extreme heat events
  • ·Urban heat island effect
Data source

flood Risk

Ulmarra is located on the Clarence River floodplain, making it susceptible to flooding. Riverine flooding can inundate properties and disrupt infrastructure.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise affecting river levels
  • ·Changes in river flow patterns
Data source

coastal Risk

Ulmarra is located inland and is not directly exposed to coastal hazards such as sea level rise and coastal erosion. However, changes in sea level can affect riverine flooding.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm surge
Data source

bushfire Risk

While not immediately surrounded by dense bushland, Ulmarra is still exposed to bushfire risk, particularly from fires spreading from nearby areas. Changes in temperature and rainfall patterns can exacerbate this risk.

Primary Drivers

  • ·Increased frequency of heatwaves
  • ·Drier vegetation
  • ·Stronger winds
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the increased risk of flooding and other climate-related events.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess the property's vulnerability to bushfires.
  • 3.Consider the potential impact of heatwaves.
  • 4.Obtain a comprehensive building inspection.
  • 5.Review insurance options and costs.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in levees, drainage systems, and other infrastructure to reduce the impact of flooding.

Est. cost: High

Learn more

Develop a Heat Action Plan

Immediate

Implement strategies to protect vulnerable populations during heatwaves, such as cooling centers and public awareness campaigns.

Est. cost: Medium

Learn more

Enhance Bushfire Preparedness

Near-term

Implement measures to reduce bushfire risk, such as hazard reduction burns and community education programs.

Est. cost: Medium

Learn more

Upgrade Infrastructure

Long-term

Ensure that critical infrastructure, such as power and water supplies, is resilient to climate change impacts.

Est. cost: High

Learn more

Improve Emergency Response

Immediate

Strengthen emergency response capabilities to effectively manage climate-related disasters.

Est. cost: Medium

Learn more

About Ulmarra's Climate Risk Profile

Ulmarra, located in the Clarence Valley of New South Wales, is increasingly vulnerable to the impacts of climate change. The primary risk is riverine flooding, exacerbated by increased rainfall intensity and sea level rise affecting river levels. The suburb's low-lying position on the Clarence River floodplain makes it susceptible to inundation, potentially disrupting infrastructure and damaging properties.

Bushfire risk is also a concern, although Ulmarra is not immediately surrounded by dense bushland. Fires can spread from nearby areas, and drier conditions due to climate change can increase the likelihood of ignition and spread. Residents should maintain their properties and be aware of fire danger ratings.

Heatwaves are projected to become more frequent and intense, posing a health risk to vulnerable populations. Rising average temperatures and extreme heat events can lead to heat stress and strain on infrastructure.

While Ulmarra is not directly on the coast, sea level rise can still affect riverine flooding. Changes in sea level can influence river levels and increase the extent of flooding during heavy rainfall events. Residents should stay informed about flood warnings and have an evacuation plan in place.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Ulmarra?

The main climate change risks for Ulmarra are increased flooding, more frequent and intense heatwaves, and a higher risk of bushfires.

How will climate change affect property values in Ulmarra?

Properties in flood-prone areas may experience a decrease in value due to the increased risk of flooding. Insurance premiums are also likely to increase.

What can I do to prepare for flooding in Ulmarra?

You can prepare for flooding by checking flood maps, developing an evacuation plan, and ensuring that your property is adequately insured.

Where can I find information about bushfire risks in Ulmarra?

You can find information about bushfire risks on the NSW Rural Fire Service website and by contacting your local fire brigade.

How can I stay safe during a heatwave in Ulmarra?

During a heatwave, stay indoors in air-conditioned environments, drink plenty of water, and avoid strenuous activity. Check on elderly neighbors and relatives.

Is Ulmarra likely to be impacted by sea level rise?

While Ulmarra is not directly on the coast, sea level rise can exacerbate riverine flooding by increasing the base water level of the Clarence River.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Ulmarra, use our analysis tool.

Check Your flood Risk Now

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk Assessment for Ulmarra, NSW | ClimateNest