Climate Risk in Tocumwal, NSW

Tocumwal, New South Wales
Updated May 2026

Tocumwal faces moderate risks from flooding and bushfires, with a significant heat risk during summer. Climate change is expected to exacerbate these risks, particularly increasing the frequency and intensity of heatwaves and flooding events. Residents should prepare for more extreme weather conditions in the future.

Is Tocumwal Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tocumwal, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Tocumwal

Flood

Tocumwal faces a moderate risk of flooding due to its proximity to the Murray River. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Riverine flooding

Bushfire

Bushfire risk in Tocumwal is moderate. The surrounding grasslands and forests can become dry during the summer months, increasing the likelihood of bushfires. Climate change is projected to lengthen the fire season and increase fire intensity.

Key drivers:

  • ·Dry vegetation
  • ·Increased temperatures

Heat

Tocumwal experiences high temperatures during summer, leading to a significant heat risk. Climate change is expected to increase the frequency and intensity of heatwaves, posing a greater threat to vulnerable populations.

Key drivers:

  • ·Rising average temperatures
  • ·More frequent heatwaves

Coastal

Tocumwal is located inland and does not face any direct coastal risks such as sea level rise or coastal erosion.

Key drivers:

  • ·Inland location

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Tocumwal

Detailed Hazard Analysis

heat Risk

Tocumwal experiences high temperatures during summer, leading to a significant heat risk. Climate change is expected to increase the frequency and intensity of heatwaves, posing a greater threat to vulnerable populations.

Primary Drivers

  • ·Rising average temperatures
  • ·More frequent heatwaves
  • ·Climate change
Data source

flood Risk

Tocumwal faces a moderate risk of flooding due to its proximity to the Murray River. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Riverine flooding
  • ·Climate change
Data source

coastal Risk

Tocumwal is located inland and does not face any direct coastal risks such as sea level rise or coastal erosion.

Primary Drivers

  • ·Inland location
Data source

bushfire Risk

Bushfire risk in Tocumwal is moderate. The surrounding grasslands and forests can become dry during the summer months, increasing the likelihood of bushfires. Climate change is projected to lengthen the fire season and increase fire intensity.

Primary Drivers

  • ·Dry vegetation
  • ·Increased temperatures
  • ·Longer fire season
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to the rising risk of flooding and bushfires.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Ensure adequate insurance coverage.
  • 4.Consider the impact of heatwaves on property comfort and energy costs.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as levees and improved drainage systems.

Est. cost: High

Learn more

Enhance Bushfire Preparedness

Near-term

Implement bushfire mitigation measures, such as fuel reduction programs and community education initiatives.

Est. cost: Medium

Learn more

Develop Heatwave Action Plan

Immediate

Create a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Learn more

Promote Water Conservation

Long-term

Encourage water conservation practices to ensure water security during periods of drought.

Est. cost: Low

Learn more

About Tocumwal's Climate Risk Profile

Tocumwal, located in the southern Riverina region of New South Wales, is susceptible to several climate-related risks. The town's proximity to the Murray River makes it vulnerable to flooding, especially during periods of heavy rainfall. Climate change is projected to increase the intensity and frequency of such rainfall events, potentially leading to more severe and frequent flooding.

Bushfire risk is also a concern, particularly during the dry summer months when vegetation becomes highly flammable. The surrounding grasslands and forests can fuel bushfires, posing a threat to property and lives. Climate change is expected to lengthen the fire season and increase the intensity of bushfires, further exacerbating this risk.

Heatwaves are a significant concern in Tocumwal, with high temperatures posing a risk to vulnerable populations, such as the elderly and those with pre-existing health conditions. Climate change is projected to increase the frequency and intensity of heatwaves, making it essential for residents to take precautions to stay cool and hydrated during the summer months.

While Tocumwal is not directly exposed to coastal risks, the broader impacts of climate change, such as disruptions to agriculture and water resources, could indirectly affect the town. It is crucial for the community to adapt to these changing conditions and implement measures to mitigate the risks associated with climate change.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Tocumwal?

The main climate change risks in Tocumwal are flooding, bushfires, and heatwaves. These risks are expected to increase in the future due to climate change.

How will climate change affect property values in Tocumwal?

Properties in flood-prone areas may experience a decrease in value. It is important to consider climate change risks when buying or selling property in Tocumwal.

What can I do to prepare for heatwaves in Tocumwal?

During heatwaves, stay indoors in air-conditioned environments, drink plenty of water, and avoid strenuous activities. Check on vulnerable neighbors and family members.

Where can I find information about bushfire risks in Tocumwal?

Information about bushfire risks can be found on the NSW Rural Fire Service website. Residents should be aware of bushfire prone areas and have a bushfire survival plan.

What is the local council doing to address climate change in Tocumwal?

The local council is developing strategies to address climate change, including measures to mitigate flood risk and promote water conservation. Contact the council for more information.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Tocumwal, use our analysis tool.

Check Your flood Risk Now

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections