Climate Risk in Toormina, NSW
Toormina faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards. Climate change is projected to exacerbate these risks, potentially impacting property values and community well-being. Residents should take steps to prepare for these challenges.
Is Toormina Safe from Climate Risk?
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Overall Risk Score
Hazard Breakdown
Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.
Climate Hazard Breakdown for Toormina
Flood
Toormina faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.
Key drivers:
- ·Increased rainfall intensity
- ·Sea level rise
Bushfire
Toormina has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.
Key drivers:
- ·Increased temperatures
- ·Drier conditions
Heat
Toormina is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with pre-existing health conditions.
Key drivers:
- ·Increased greenhouse gas emissions
- ·Urban heat island effect
Coastal
Toormina faces a moderate risk from coastal hazards, including sea level rise and coastal erosion. These hazards could impact infrastructure and property values.
Key drivers:
- ·Sea level rise
- ·Storm surge
Wind
Data being compiled
Storm
Data being compiled
Social
Data being compiled
Energy
Data being compiled
In-Depth Climate Risk Guides for Toormina
Property buying guide with climate risk assessment
Flood zone mapping, historical events, and projections
BAL assessment, vegetation proximity, and fire history
Multi-hazard safety assessment to 2050
Severe weather, hail, and wind risk analysis
Extreme heat days, urban heat island, and cooling costs
Premium estimates and insurance availability
Climate-adjusted property investment analysis
Detailed Hazard Analysis
heat Risk
Toormina is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with pre-existing health conditions.
Primary Drivers
- ·Increased greenhouse gas emissions
- ·Urban heat island effect
flood Risk
Toormina faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.
Primary Drivers
- ·Increased rainfall intensity
- ·Sea level rise
- ·Urban development
coastal Risk
Toormina faces a moderate risk from coastal hazards, including sea level rise and coastal erosion. These hazards could impact infrastructure and property values.
Primary Drivers
- ·Sea level rise
- ·Storm surge
- ·Coastal erosion
bushfire Risk
Toormina has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.
Primary Drivers
- ·Increased temperatures
- ·Drier conditions
- ·Fuel load
What This Means for Property Owners
Insurance Outlook
Insurance premiums may increase in response to climate risks.
Price Impact
Properties in high-risk areas may experience price reductions.
Buyer Checklist
- 1.Check flood maps and bushfire prone area designations.
- 2.Assess property's vulnerability to heatwaves and coastal hazards.
- 3.Inquire about insurance costs and coverage.
- 4.Review council's climate adaptation plans.
How the region's climate is projected to change
Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.
Temperature
+0.5 to 1.1°C by 2030
Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.
Rainfall
Winter rain down up to 15% by 2030
The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.
Fire weather
Harsher, magnitude uncertain
High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.
Sea level
+0.12 m by 2030
At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.
Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →
Adaptation Recommendations
Improve Flood Defenses
Near-termInvest in infrastructure to protect properties from flooding, such as levees and improved drainage systems.
Est. cost: High
Learn moreBushfire Preparedness
ImmediateImplement bushfire management strategies, including fuel reduction and community education programs.
Est. cost: Medium
Learn moreHeatwave Action Plan
Near-termDevelop a heatwave action plan to protect vulnerable residents during extreme heat events.
Est. cost: Low
Learn moreCoastal Management Strategy
Long-termDevelop a long-term coastal management strategy to address the impacts of sea level rise and coastal erosion.
Est. cost: High
Learn moreAbout Toormina's Climate Risk Profile
Toormina, located in New South Wales, is exposed to a range of climate-related risks. The suburb's proximity to waterways makes it vulnerable to flooding, while surrounding bushland increases the risk of bushfires. Rising temperatures are expected to lead to more frequent and intense heatwaves, posing a threat to public health.
Sea level rise and coastal erosion also present challenges for Toormina. These hazards could impact coastal infrastructure and property values. It is important for residents to understand these risks and take steps to mitigate their potential impacts.
Climate change projections indicate that these risks will worsen in the coming decades. Increased rainfall intensity is expected to exacerbate flooding, while hotter, drier conditions will increase the frequency and intensity of bushfires. Sea level rise will continue to threaten coastal areas.
To address these challenges, it is essential for the community to work together to implement adaptation measures. This includes investing in flood mitigation infrastructure, managing bushfire risks, and preparing for heatwaves. By taking proactive steps, Toormina can build resilience to climate change and protect its community and environment.
Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.
Local Government Resources
Coffs Harbour City Council
Frequently Asked Questions
What are the main climate risks facing Toormina?
Toormina faces risks from flooding, bushfires, heatwaves, and coastal hazards. Climate change is projected to increase the frequency and intensity of these events.
How will climate change affect property values in Toormina?
Properties in high-risk areas may experience price reductions. It is important to assess a property's vulnerability to climate hazards before purchasing.
What is the council doing to address climate change?
Coffs Harbour City Council is developing and implementing climate adaptation plans to reduce the risks from climate change.
How can I prepare my home for a bushfire?
Clear vegetation around your home, maintain fire breaks, and have a bushfire survival plan. Refer to the NSW RFS website for more information.
What should I do during a heatwave?
Stay indoors, drink plenty of water, and avoid strenuous activity. Check on vulnerable neighbors and family members.
Get your property's risk report
This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Toormina, use our analysis tool.
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What A$49 could save you from
*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections