Climate Risk in Tomki, NSW

Tomki, New South Wales· 2470
Updated May 2026

Tomki, NSW, faces increasing risks from flooding, bushfires, and heatwaves due to climate change. Residents should prepare for more frequent extreme weather events.

Is Tomki Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tomki, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Tomki

Flood

Tomki faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Increased rainfall intensity could exacerbate this risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Riverine flooding

Bushfire

The risk of bushfires in Tomki is high due to the surrounding bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Tomki is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations.

Key drivers:

  • ·Increased temperatures
  • ·Urban heat island effect

Coastal

Tomki is not directly exposed to coastal risks.

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Tomki

Detailed Hazard Analysis

heat Risk

Tomki is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations.

Primary Drivers

  • ·Increased temperatures
  • ·Urban heat island effect
Data source

flood Risk

Tomki faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Increased rainfall intensity could exacerbate this risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Riverine flooding
  • ·Inadequate drainage
Data source

coastal Risk

Tomki is not directly exposed to coastal risks.

Data source

bushfire Risk

The risk of bushfires in Tomki is high due to the surrounding bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the increased risk of flooding and bushfires.

Price Impact

Properties in high-risk areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps
  • 2.Assess bushfire risk
  • 3.Review insurance options
  • 4.Consider energy efficiency

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as levees and improved drainage systems.

Est. cost: High

Learn more

Bushfire Preparedness

Immediate

Implement community education programs and support residents in preparing their properties for bushfires.

Est. cost: Medium

Learn more

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Learn more

Sustainable Land Management

Long-term

Promote sustainable land management practices to reduce erosion and improve water quality.

Est. cost: Medium

Learn more

About Tomki's Climate Risk Profile

Tomki is a rural locality in New South Wales, Australia. The region is characterized by undulating terrain and is prone to flooding due to its proximity to several waterways. Climate change is expected to exacerbate these existing risks, leading to more frequent and intense flooding events.

Bushfire risk is also a significant concern for Tomki. The surrounding bushland creates a high fuel load, and drier conditions coupled with higher temperatures increase the likelihood of bushfires. Residents should maintain their properties and be prepared to evacuate if necessary.

Heatwaves are becoming more frequent and intense in the region. This poses a particular risk to elderly residents and those with pre-existing health conditions. It is important to stay hydrated and avoid strenuous activity during heatwaves.

While Tomki is not directly exposed to coastal risks, the broader impacts of climate change, such as disruptions to supply chains and increased insurance costs, could still affect the community.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Tomki?

The main climate change risks in Tomki are increased flooding, bushfires, and heatwaves.

How can I prepare my property for bushfires?

You can prepare your property by clearing vegetation, maintaining gutters, and having a bushfire survival plan.

What should I do during a heatwave?

During a heatwave, stay hydrated, avoid strenuous activity, and seek air-conditioned environments.

Where can I find information about flood risks in Tomki?

You can find information about flood risks on the NSW Government's flood mapping website.

How is the local council addressing climate change?

The local council is currently developing a climate change strategy to address the risks and opportunities associated with climate change. Please check their website for updates.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Tomki, use our analysis tool.

Check Your flood Risk Now

Check Tomki's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections