Climate Risk Profile: Tolland, NSW

Tolland, New South Wales· City of Wagga Wagga· 2650
Updated May 2026

Tolland is a suburb in Wagga Wagga, NSW, facing moderate risks from flooding, bushfires, and heatwaves. Climate change is expected to exacerbate these risks, particularly increasing the frequency and intensity of heatwaves and flooding events. Residents should prepare for these potential impacts.

Is Tolland Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tolland, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Tolland

Flood

Tolland faces a moderate risk of flooding, primarily from heavy rainfall events and potential overflow from local waterways. The risk is expected to increase with climate change.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development

Bushfire

Tolland has a relatively high bushfire risk due to its proximity to grasslands and bushland areas. Hot, dry conditions during summer increase the likelihood of bushfires.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

Tolland experiences moderate heat risk, with increasing average temperatures and more frequent heatwave events projected. This poses a risk to vulnerable populations.

Key drivers:

  • ·Climate change
  • ·Urban heat island effect

Coastal

Tolland is located inland and does not face any direct coastal risks such as sea level rise or coastal erosion.

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Tolland

Detailed Hazard Analysis

heat Risk

Tolland experiences moderate heat risk, with increasing average temperatures and more frequent heatwave events projected. This poses a risk to vulnerable populations.

Primary Drivers

  • ·Climate change
  • ·Urban heat island effect
Data source

flood Risk

Tolland faces a moderate risk of flooding, primarily from heavy rainfall events and potential overflow from local waterways. The risk is expected to increase with climate change.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Climate change
Data source

coastal Risk

Tolland is located inland and does not face any direct coastal risks such as sea level rise or coastal erosion.

Data source

bushfire Risk

Tolland has a relatively high bushfire risk due to its proximity to grasslands and bushland areas. Hot, dry conditions during summer increase the likelihood of bushfires.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Windy conditions
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to flood and bushfire risks.

Price Impact

Properties in high-risk areas may experience slower price growth.

Buyer Checklist

  • 1.Check flood maps and bushfire-prone area designations.
  • 2.Assess property's vulnerability to heatwaves.
  • 3.Review insurance options and potential premium increases.
  • 4.Consider long-term climate change impacts on property value.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as improved drainage systems and levees.

Est. cost: High

Learn more

Bushfire Preparedness

Immediate

Implement community education programs on bushfire safety and property maintenance to reduce fire risk.

Est. cost: Medium

Learn more

Heatwave Action Plan

Immediate

Develop and implement a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Learn more

Water Conservation

Long-term

Promote water conservation measures to reduce water stress during periods of drought and heat.

Est. cost: Low

Learn more

About Tolland's Climate Risk Profile

Tolland, located in Wagga Wagga, New South Wales, is exposed to a range of climate-related risks. The primary concerns are flooding due to heavy rainfall and potential river overflow, bushfire risk from surrounding grasslands and bushland, and increasing heatwave frequency and intensity.

The suburb's flood risk is driven by its location within the Murrumbidgee River catchment. Intense rainfall events can lead to flash flooding and riverine flooding, impacting properties and infrastructure. Climate change projections indicate an increase in extreme rainfall events, potentially worsening the flood risk in the future.

Bushfire risk is also a significant concern, particularly during the hot, dry summer months. The presence of dry vegetation and strong winds can create ideal conditions for bushfires to spread rapidly. Residents need to be aware of bushfire safety measures and maintain their properties to reduce the risk.

Heatwaves are becoming more frequent and intense due to climate change, posing a health risk to vulnerable populations, such as the elderly and those with pre-existing health conditions. Urban areas like Tolland can experience the urban heat island effect, further amplifying the heat during heatwave events.

While Tolland is not directly exposed to coastal risks, the broader impacts of climate change, such as disruptions to supply chains and economic activity, can still affect the suburb. It is important for residents and businesses to adapt to these changing conditions and build resilience to climate-related risks.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks in Tolland?

The main climate risks in Tolland are flooding, bushfires, and heatwaves. These risks are expected to increase with climate change.

How can I prepare my property for flooding?

You can prepare your property for flooding by clearing gutters and drains, raising electrical appliances, and having an evacuation plan.

What should I do during a heatwave?

During a heatwave, stay indoors in air-conditioned environments, drink plenty of water, and avoid strenuous activities.

How can I reduce my bushfire risk?

You can reduce your bushfire risk by clearing vegetation around your property, maintaining your roof and gutters, and having a bushfire survival plan.

Where can I find more information about climate change impacts in Wagga Wagga?

You can find more information about climate change impacts in Wagga Wagga on the City of Wagga Wagga website and the NSW Government's climate change website.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Tolland, use our analysis tool.

Check Your flood Risk Now

Check Tolland's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk Profile for Tolland, NSW | ClimateNest