NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Capeen Creek

UNKNOWN

High
72

Capeen Creek faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Carinda

UNKNOWN

High
72

Carinda is a rural locality in New South Wales facing increasing risks from bushfires, heatwaves, and flooding due to climate change.

Carrabolla

UNKNOWN

High
72

Carrabolla faces significant climate risks, particularly from bushfires and flooding.

Canley Heights

UNKNOWN

Medium
58

Canley Heights faces moderate climate risks, primarily from flooding and heatwaves.

Canoelands

UNKNOWN

Medium
58

Canoelands faces moderate climate risks, primarily from flooding and bushfires.

Cardiff Heights

UNKNOWN

Medium
58

Cardiff Heights faces moderate risks from flooding, bushfires, and heatwaves.

Cardiff South

UNKNOWN

Medium
58

Cardiff South faces moderate climate risks, primarily from flooding and heatwaves.

Carey Bay

Lake Macquarie

Medium
58

Carey Bay faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

Caringbah South

Sutherland Shire

Medium
58

Caringbah South is a suburb in New South Wales that faces a medium overall climate risk.

Carlingford

City of Parramatta

Medium
58

Carlingford faces a medium climate risk profile, primarily driven by increasing flood and heat risks.

Canley Vale

UNKNOWN

Medium
55

Canley Vale faces moderate climate risks, primarily related to flooding and heatwaves.

Canobolas

UNKNOWN

Medium
55

Canobolas faces increasing risks from bushfires and heatwaves due to climate change.

Canton Beach

Central Coast

Medium
55

Canton Beach faces increasing risks from flooding, heatwaves, and coastal erosion due to climate change.

Caparra

UNKNOWN

Medium
55

Caparra faces moderate climate risks, particularly from flooding and heatwaves.

Capertee

UNKNOWN

Medium
55

Capertee faces increasing risks from bushfires, floods, and heatwaves due to climate change.

Capoompeta

UNKNOWN

Medium
55

Capoompeta faces moderate risks from flooding and bushfires, with increasing heat risk due to climate change.

Captains Flat

Snowy Monaro Regional

Medium
55

Captains Flat is a rural town in New South Wales that faces moderate climate risks, primarily from flooding and bushfires.

Carabost

UNKNOWN

Medium
55

Carabost, NSW, faces increasing risks from bushfires and floods due to climate change.

Carcalgong

UNKNOWN

Medium
55

Carcalgong faces moderate risks from flooding, bushfires, and heatwaves, with coastal risks being low due to its inland location.

Carcoar

UNKNOWN

Medium
55

Carcoar faces moderate climate risks, primarily from flooding and heatwaves.

Caringbah

Sutherland Shire

Medium
55

Caringbah faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Carlaminda

UNKNOWN

Medium
55

Carlaminda faces moderate climate risks, primarily from flooding and bushfires.

Carnham

UNKNOWN

Medium
55

Carnham faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Carool

Tweed Shire

Medium
55

Carool, NSW, faces moderate climate risks, primarily from flooding and bushfires.

Caroona

UNKNOWN

Medium
55

Caroona faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Carrai

UNKNOWN

Medium
55

Carrai faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Canonba

UNKNOWN

Medium
52

Canonba faces increasing risks from flooding and heatwaves due to climate change.

Canowindra

Cabonne

Medium
52

Canowindra faces moderate climate risks, primarily related to flooding and heatwaves.

Canterbury

City of Canterbury Bankstown

Medium
52

Canterbury faces moderate climate risks, primarily from flooding and heatwaves.

Canyonleigh

Wingecarribee

Medium
52

Canyonleigh faces moderate climate risks, primarily from bushfires and flooding.

Caragabal

Weddin Shire Council

Medium
52

Caragabal is a rural town in New South Wales that faces moderate risks from flooding, bushfires, and heatwaves.

Cardiff

Lake Macquarie

Medium
52

Cardiff is a suburb in the Lake Macquarie region of New South Wales.

Cargo

UNKNOWN

Medium
52

Cargo, NSW, faces moderate climate risks, primarily from flooding and heatwaves.

Carlton

Georges River

Medium
52

Carlton, NSW, faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

Carnes Hill

Liverpool

Medium
52

Carnes Hill faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Carramar

UNKNOWN

Medium
52

Carramar faces moderate risks from flooding and heatwaves, which are projected to increase with climate change.

Carrathool

UNKNOWN

Medium
52

Carrathool faces moderate risks from flooding and heatwaves, with bushfire risk being relatively lower.

Canley Heights

Moderate

Assessment in progress

Canley Vale

Moderate

Assessment in progress

Canobolas

Moderate

Assessment in progress

Canoelands

Moderate

Assessment in progress

Canonba

Moderate

Assessment in progress

Canowindra

Moderate

Assessment in progress

Canterbury

Moderate

Assessment in progress

Caparra

Moderate

Assessment in progress

Capoompeta

Moderate

Assessment in progress

Carabost

Moderate

Assessment in progress

Carcoar

Moderate

Assessment in progress

Cargo

Moderate

Assessment in progress

Carinda

Moderate

Assessment in progress

Carlaminda

Moderate

Assessment in progress

Carlingford

Moderate

Assessment in progress

Carlton

Moderate

Assessment in progress

Carnham

Moderate

Assessment in progress

Caroona

Moderate

Assessment in progress

Carrabolla

Moderate

Assessment in progress

Carrai

Moderate

Assessment in progress

Carramar

Moderate

Assessment in progress

Carrathool

Moderate

Assessment in progress

Carrick

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections