Climate Risk Assessment for Captains Flat, NSW

Captains Flat, New South Wales· Snowy Monaro Regional· 2623
Updated May 2026

Captains Flat is a rural town in New South Wales that faces moderate climate risks, primarily from flooding and bushfires. Climate change is expected to exacerbate these risks, leading to increased frequency and intensity of extreme weather events. Residents should prepare for potential impacts and take steps to mitigate their vulnerability.

Is Captains Flat Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Captains Flat, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Captains Flat

Flood

Captains Flat faces a moderate risk of flooding due to its location near the Molonglo River and historical flooding events. Climate change is expected to increase rainfall intensity, potentially exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·River proximity

Bushfire

Captains Flat has a high bushfire risk due to its proximity to bushland and prevailing dry conditions. Climate change is projected to increase the frequency and intensity of bushfires in the region.

Key drivers:

  • ·Proximity to bushland
  • ·Dry conditions

Heat

Captains Flat experiences moderate heat risk, with increasing average temperatures projected due to climate change. This could lead to more frequent and intense heatwaves.

Key drivers:

  • ·Increased average temperatures
  • ·Climate change

Coastal

Captains Flat is not exposed to coastal risks due to its inland location.

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Captains Flat

Detailed Hazard Analysis

heat Risk

Captains Flat experiences moderate heat risk, with increasing average temperatures projected due to climate change. This could lead to more frequent and intense heatwaves.

Primary Drivers

  • ·Increased average temperatures
  • ·Climate change
  • ·Heatwave frequency
Data source

flood Risk

Captains Flat faces a moderate risk of flooding due to its location near the Molonglo River and historical flooding events. Climate change is expected to increase rainfall intensity, potentially exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·River proximity
  • ·Historical flooding
Data source

coastal Risk

Captains Flat is not exposed to coastal risks due to its inland location.

Data source

bushfire Risk

Captains Flat has a high bushfire risk due to its proximity to bushland and prevailing dry conditions. Climate change is projected to increase the frequency and intensity of bushfires in the region.

Primary Drivers

  • ·Proximity to bushland
  • ·Dry conditions
  • ·Increased temperatures
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to flood and bushfire risks.

Price Impact

Properties in high-risk areas may experience price fluctuations.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area designations.
  • 2.Assess property's vulnerability to flooding and bushfires.
  • 3.Obtain insurance quotes and understand coverage.
  • 4.Consider energy efficiency and water conservation measures.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in flood mitigation infrastructure, such as levees and improved drainage systems, to protect properties from flooding.

Est. cost: High

Learn more

Bushfire Preparedness

Immediate

Implement bushfire management strategies, including controlled burns and vegetation clearing, to reduce fuel loads and protect the community.

Est. cost: Medium

Learn more

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable residents during periods of extreme heat, including establishing cooling centers and providing public awareness campaigns.

Est. cost: Low

Learn more

Community Education

Long-term

Conduct community education programs to raise awareness about climate risks and promote preparedness measures.

Est. cost: Low

Learn more

Upgrade Building Standards

Long-term

Incorporate climate resilience measures into building codes and standards to ensure new and existing properties are better protected from extreme weather events.

Est. cost: Medium

Learn more

About Captains Flat's Climate Risk Profile

Captains Flat, nestled in the Snowy Monaro region of New South Wales, is a town with a rich history and a close-knit community. However, like many rural areas, it faces increasing challenges from climate change.

The primary climate risks for Captains Flat are flooding and bushfires. The town's proximity to the Molonglo River makes it susceptible to flooding, particularly during periods of heavy rainfall. Climate change is projected to increase rainfall intensity, potentially leading to more frequent and severe flood events.

Bushfire risk is also a significant concern, given the town's location surrounded by bushland. Hot, dry conditions, exacerbated by climate change, increase the likelihood of bushfires. The region has experienced several major bushfires in the past, highlighting the vulnerability of the community.

Rising temperatures and more frequent heatwaves pose additional challenges. While not as severe as flooding or bushfires, increased heat can impact human health, agriculture, and infrastructure. It's crucial for residents to take precautions during periods of extreme heat.

Addressing these climate risks requires a multi-faceted approach, including improved infrastructure, enhanced emergency preparedness, and community awareness programs. By taking proactive steps, Captains Flat can build resilience and protect its community from the impacts of climate change.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Captains Flat?

The main climate change risks for Captains Flat are flooding, bushfires, and heatwaves. These risks are projected to increase in the coming decades due to climate change.

How will climate change affect property values in Captains Flat?

Properties in high-risk areas may experience price fluctuations due to increased flood and bushfire risks. It's important to assess a property's vulnerability to these hazards before purchasing.

What can I do to prepare for flooding in Captains Flat?

You can prepare for flooding by checking flood maps, assessing your property's vulnerability, obtaining flood insurance, and developing a flood emergency plan.

How can I protect my home from bushfires in Captains Flat?

You can protect your home from bushfires by clearing vegetation around your property, installing fire-resistant building materials, and developing a bushfire survival plan.

Where can I find more information about climate change impacts in Captains Flat?

You can find more information about climate change impacts in Captains Flat from the Snowy Monaro Regional Council, the NSW Office of Environment and Heritage, and the Bureau of Meteorology.

Is Captains Flat a good place to invest in property considering climate change?

Captains Flat can still be a viable place to invest, but it's crucial to consider the increasing climate risks. Conduct thorough due diligence, assess property-specific vulnerabilities, and factor in potential adaptation costs. Long-term planning and community resilience efforts will play a significant role in maintaining property values.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Captains Flat, use our analysis tool.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk Profile for Captains Flat, NSW | ClimateNest