📮 Captains Flat postcode: 2623

Bushfire Risk in Captains Flat, NSW: 2026 Assessment

Captains Flat, New South Wales· Snowy Monaro Regional· 2623
Captains Flat has a high bushfire risk due to its proximity to bushland and prevailing dry conditions. Climate change is projected to increase the frequency and intensity of bushfires in the region.Updated 24 May 2026

Is Captains Flat Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Captains Flat, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Bushfire Risk Score

Not assessed

Captains Flat has a high bushfire risk due to its proximity to bushland and prevailing dry conditions. Climate change is projected to increase the frequency and intensity of bushfires in the region.

Key Facts

Bushfire Risk
Captains Flat has a high bushfire risk due to its proximity to bushland and prevailing dry conditions. Climate change is projected to increase the frequency and intensity of bushfires in the region.
Trend
increasing
Suburb
Captains Flat, NSW
Overall Risk
Medium
Postcode
2623
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat

Bushfire Risk Analysis

Captains Flat, New South Wales, has a captains flat has a high bushfire risk due to its proximity to bushland and prevailing dry conditions. climate change is projected to increase the frequency and intensity of bushfires in the region. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Captains Flat is located in a designated bushfire prone area, requiring properties to adhere to specific building standards.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Captains Flat, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Captains Flat including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Captains Flat located in Regional NSW (postcode 2623), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Captains Flat.

Across the six hazard axes ClimateNest models, the dominant climate risk for Captains Flat in this type is extreme heat. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). The actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Captains Flat, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Captains Flat are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandSurrounded by bushland
BAL Overlay / ZoneCheck NSW RFS website for current bushfire prone areas.
Bushfire Prone AreaYes

Historical Events

2020
Major

The 2019-2020 bushfires impacted the region surrounding Captains Flat, causing significant damage to forests and impacting air quality.

2013
Moderate

Bushfires threatened the outskirts of Captains Flat, requiring firefighting efforts to protect properties.

2003
Major

Extensive bushfires burned through the region, impacting Captains Flat and surrounding areas.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in flood mitigation infrastructure, such as levees and improved drainage systems, to protect properties from flooding.

Est. cost: High

Bushfire Preparedness

Immediate

Implement bushfire management strategies, including controlled burns and vegetation clearing, to reduce fuel loads and protect the community.

Est. cost: Medium

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable residents during periods of extreme heat, including establishing cooling centers and providing public awareness campaigns.

Est. cost: Low

Community Education

Long-term

Conduct community education programs to raise awareness about climate risks and promote preparedness measures.

Est. cost: Low

Upgrade Building Standards

Long-term

Incorporate climate resilience measures into building codes and standards to ensure new and existing properties are better protected from extreme weather events.

Est. cost: Medium

Council & Emergency Services

Snowy Monaro Regional Council
Emergency Services

Data last updated: 24 May 2026

Explore Captains Flat Risk Reports

Frequently Asked Questions

Is Captains Flat in a bushfire prone area?

Parts of Captains Flat may be designated as bushfire prone land. Based on available data, Captains Flat has a location-specific bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Captains Flat?

BAL ratings in Captains Flat depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Captains Flat?

Yes, properties in bushfire-prone parts of Captains Flat may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Captains Flat?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

Is Captains Flat Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Captains Flat, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections