Captains Flat Demographics: Population, Age & Income Profile (NSW)
Is Captains Flat Safe from Climate Risk?
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Liveability Score
5.5Captains Flat has a medium demographic profile typical of New South Wales suburbs
Key Facts
- Median Age
- 38 years (state avg)
- Median Household Income
- $1,468/wk (state avg)
- Families with Children
- 28.7% of households
- Home Ownership
- 64.5% own — 31.5% rent
- Postcode
- 2623
- Region
- Regional NSW
- Median property value
- $550,000
- Dominant hazard
- extreme heat
Demographics Analysis
Captains Flat in New South Wales reflects the broader demographic characteristics of the region. According to the Australian Bureau of Statistics (ABS) 2021 Census, the typical household in New South Wales has a median weekly income of around $1,468, with a median age of 38 years.
The ABS reports that 28.7% of households in New South Wales are couples with children, while 24.7% are couples without children. Lone person households account for 24.5% of households. This family composition data helps home buyers understand the neighbourhood character and amenity demand.
Home ownership rates in New South Wales show that 64.5% of households own their home (with or without a mortgage), while 31.5% rent. These tenure patterns affect property turnover rates, rental demand, and neighbourhood stability — all important factors for home buyers evaluating Captains Flat.
Climate risk is an increasingly important factor for property buyers evaluating suburbs like Captains Flat. Different demographic groups face different climate exposure profiles — families may prioritise heat safety near schools, while retirees may be more concerned about insurance costs in flood-prone areas. Get an address-level climate risk report for your Captains Flat property to understand how climate projections may affect your investment.
Captains Flat located in Regional NSW (postcode 2623), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Captains Flat.
Across the six hazard axes ClimateNest models, the dominant climate risk for Captains Flat in this type is extreme heat. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). The actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Captains Flat, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Captains Flat are increasingly made with an address-level climate report in hand.
Adaptation & Mitigation Actions
Improve Flood Defenses
Near-termInvest in flood mitigation infrastructure, such as levees and improved drainage systems, to protect properties from flooding.
Est. cost: High
Bushfire Preparedness
ImmediateImplement bushfire management strategies, including controlled burns and vegetation clearing, to reduce fuel loads and protect the community.
Est. cost: Medium
Heatwave Action Plan
Near-termDevelop a heatwave action plan to protect vulnerable residents during periods of extreme heat, including establishing cooling centers and providing public awareness campaigns.
Est. cost: Low
Community Education
Long-termConduct community education programs to raise awareness about climate risks and promote preparedness measures.
Est. cost: Low
Upgrade Building Standards
Long-termIncorporate climate resilience measures into building codes and standards to ensure new and existing properties are better protected from extreme weather events.
Est. cost: Medium
Council & Emergency Services
Explore Captains Flat Risk Reports
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Frequently Asked Questions
What is the population of Captains Flat?
Population data for Captains Flat comes from the ABS 2021 Census, the most recent national census. For the most current suburb-level population data, refer to ABS QuickStats or consult the New South Wales state government's population projections. Understanding population trends helps home buyers assess housing demand, infrastructure investment, and neighbourhood character.
What is the median age in Captains Flat?
The median age for New South Wales is 38 years according to the 2021 ABS Census, which serves as a reference point for Captains Flat. A younger median age often indicates more families and first home buyers, while older demographics suggest established households and potentially lower turnover. Both have implications for property demand and investment strategy.
What is the average household income in Captains Flat?
The median weekly household income in New South Wales is $1,468 per week (ABS 2021 Census). Household income affects serviceability for mortgage lending, rental affordability, and the type of housing stock in demand within a suburb. Higher-income areas typically support stronger property values and faster capital growth. Combine demographic research with a climate risk report from ClimateNest for a complete property assessment.
What type of people live in Captains Flat?
The demographic profile of Captains Flat is broadly shaped by its location within New South Wales. According to the ABS Census, 28.7% of households in the state are couples with children, while 24.7% are couples without children. The overall population of New South Wales has a median age of 38 — use this as context when assessing the demographic character of Captains Flat.
Is Captains Flat Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Captains Flat, New South Wales, covering flood, bushfire, sea level rise and more.
What A$49 could save you from
*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections