NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Cangai

UNKNOWN

High
72

Cangai faces significant risks from bushfires and flooding, with increasing heatwaves also posing a threat.

Calderwood

Shellharbour

Medium
58

Calderwood faces moderate risks from flooding, bushfires, and heatwaves.

Callaghan

UNKNOWN

Medium
58

Callaghan faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Calliope

UNKNOWN

Medium
58

Calliope, NSW, faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Cambridge Gardens

Penrith

Medium
58

Cambridge Gardens faces increasing risks from flooding and heatwaves due to climate change.

Camden Head

UNKNOWN

Medium
58

Camden Head faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

Camden

UNKNOWN

Medium
58

Camden faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Camden Park

Camden

Medium
58

Camden Park faces moderate risks from flooding and heatwaves, with some bushfire risk.

Camellia

City of Parramatta

Medium
58

Camellia is a suburb in Sydney with a moderate climate risk profile.

Cammeray

North Sydney

Medium
58

Cammeray is a suburb in Sydney with moderate climate change risks.

Campvale

UNKNOWN

Medium
58

Campvale, NSW, faces increasing climate risks, particularly from flooding, heatwaves, and bushfires.

Cams Wharf

UNKNOWN

Medium
58

Cams Wharf faces moderate climate risks, primarily from flooding, heatwaves, and coastal inundation.

Caniaba

Lismore

Medium
58

Caniaba faces notable risks from flooding and heatwaves, with moderate bushfire risk.

Calala

Tamworth Regional

Medium
55

Calala is a suburb in the Tamworth region of New South Wales, facing moderate risks from flooding and heatwaves.

Caldwell

UNKNOWN

Medium
55

Caldwell faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Calga

UNKNOWN

Medium
55

Calga faces moderate climate risks, primarily from bushfires and heatwaves.

Califat

UNKNOWN

Medium
55

Califat faces moderate risks from flooding and high risks from heatwaves.

Calimo

UNKNOWN

Medium
55

Calimo faces moderate risks from bushfires, floods, and heatwaves, which are projected to increase with climate change.

Callala Bay

Shoalhaven

Medium
55

Callala Bay is a coastal suburb in New South Wales that faces moderate risks from flooding, bushfires, heatwaves, and coastal erosion.

Caloola

UNKNOWN

Medium
55

Caloola faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

Cambalong

UNKNOWN

Medium
55

Cambalong faces increasing risks from flooding and heatwaves due to climate change.

Cambewarra

UNKNOWN

Medium
55

Cambewarra faces moderate climate risks, primarily from flooding and bushfires.

Camboon

UNKNOWN

Medium
55

Camboon faces moderate climate risks, primarily from flooding and heatwaves.

Cambra

UNKNOWN

Medium
55

Cambra faces increasing risks from bushfires, floods, and heatwaves due to climate change.

Cambridge Park

Penrith

Medium
55

Cambridge Park faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Cameron Park

Lake Macquarie

Medium
55

Cameron Park faces increasing risks from bushfires and floods due to climate change.

Camp Creek

UNKNOWN

Medium
55

Camp Creek faces increasing risks from bushfires and floods due to climate change.

Camperdown

UNKNOWN

Medium
55

Camperdown faces moderate climate risks, primarily related to flooding and heatwaves.

Campsie

UNKNOWN

Medium
55

Campsie faces a moderate climate risk, primarily driven by increased flooding and heatwave events.

Canbelego

UNKNOWN

Medium
55

Canbelego faces moderate climate risks, primarily from bushfires and heatwaves.

Candelo

UNKNOWN

Medium
55

Candelo faces moderate climate risks, primarily from flooding and bushfires.

Calamia

Medium
52

Calamia faces moderate climate risks, particularly from heatwaves and flooding.

Callaghans Creek

UNKNOWN

Medium
52

Callaghans Creek faces moderate risks from flooding and bushfires, with increasing trends due to climate change.

Callala Beach

Shoalhaven

Medium
52

Callala Beach is a coastal suburb in New South Wales that faces several climate-related risks.

Camberwell

UNKNOWN

Medium
52

Camberwell, NSW, faces moderate climate risks, primarily from flooding and heatwaves.

Cambewarra Village

UNKNOWN

Medium
52

Cambewarra Village faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Cambridge Plateau

UNKNOWN

Medium
52

Cambridge Plateau faces moderate risks from flooding, bushfires, and heatwaves.

Camden South

Camden

Medium
52

Camden South faces increasing risks from flooding and heatwaves due to climate change.

Camerons Creek

UNKNOWN

Medium
52

Camerons Creek faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Camira

UNKNOWN

Medium
52

Camira faces moderate risks from flooding and heatwaves, with increasing bushfire risk.

Canada Bay

UNKNOWN

Medium
52

Canada Bay faces a moderate level of climate risk, primarily due to flooding, heatwaves, and coastal hazards.

Canadian Lead

Bathurst Regional

Medium
52

Canadian Lead faces moderate risks from flooding and heatwaves, with increasing bushfire risk.

Calga

Moderate

Assessment in progress

Callaghans Creek

Moderate

Assessment in progress

Calliope

Moderate

Assessment in progress

Caloola

Moderate

Assessment in progress

Cambalong

Moderate

Assessment in progress

Cambra

Moderate

Assessment in progress

Camden

Moderate

Assessment in progress

Camden Head

Moderate

Assessment in progress

Camden South

Moderate

Assessment in progress

Camira

Moderate

Assessment in progress

Camp Creek

Moderate

Assessment in progress

Campbelltown

Moderate

Assessment in progress

Campbelltown

Unknown

Assessment in progress

Campsie

Moderate

Assessment in progress

Canada Bay

Moderate

Assessment in progress

Canbelego

Moderate

Assessment in progress

Candelo

Moderate

Assessment in progress

Cangai

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections