Climate Risk Assessment for Caragabal, NSW

Caragabal, New South Wales· Weddin Shire Council
Updated May 2026

Caragabal is a rural town in New South Wales that faces moderate risks from flooding, bushfires, and heatwaves. Climate change is expected to exacerbate these risks in the future. Residents should take steps to prepare for these hazards.

Is Caragabal Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Caragabal, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Caragabal

Flood

Caragabal faces a moderate risk of flooding due to its location within the Lachlan River catchment. Intense rainfall events can lead to flash flooding and riverine flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Changes in land use

Bushfire

The area surrounding Caragabal has a moderate bushfire risk, particularly during hot and dry summer months. Grassfires are a common concern.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

Caragabal experiences hot summers with increasing frequency of heatwave events. This poses a risk to vulnerable populations.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect

Coastal

Caragabal is located inland and does not face any direct coastal risks.

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Caragabal

Detailed Hazard Analysis

heat Risk

Caragabal experiences hot summers with increasing frequency of heatwave events. This poses a risk to vulnerable populations.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect
Data source

flood Risk

Caragabal faces a moderate risk of flooding due to its location within the Lachlan River catchment. Intense rainfall events can lead to flash flooding and riverine flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Changes in land use
  • ·Aging infrastructure
Data source

coastal Risk

Caragabal is located inland and does not face any direct coastal risks.

Data source

bushfire Risk

The area surrounding Caragabal has a moderate bushfire risk, particularly during hot and dry summer months. Grassfires are a common concern.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Strong winds
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to the increasing risk of flooding and bushfires.

Price Impact

Properties in areas prone to flooding or bushfires may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area designations.
  • 2.Assess the property's vulnerability to flooding and bushfires.
  • 3.Obtain insurance quotes and understand policy coverage.
  • 4.Consider the potential impact of climate change on property value.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Develop a community flood plan

Near-term

Create a plan to prepare for and respond to flood events, including evacuation routes and emergency contacts.

Est. cost: Low

Learn more

Implement bushfire mitigation measures

Near-term

Clear vegetation around properties, install firebreaks, and develop a bushfire survival plan.

Est. cost: Medium

Learn more

Improve building energy efficiency

Long-term

Insulate homes, install energy-efficient appliances, and use passive cooling techniques to reduce energy consumption and heat stress.

Est. cost: Medium

Learn more

Upgrade stormwater drainage infrastructure

Long-term

Improve the capacity of stormwater drains to handle increased rainfall intensity and reduce the risk of flooding.

Est. cost: High

Learn more

About Caragabal's Climate Risk Profile

Caragabal, located in the Weddin Shire of New South Wales, is a small rural community with a climate that is becoming increasingly challenging due to climate change.

The primary climate-related risks for Caragabal include flooding, bushfires, and heatwaves. The area is prone to flooding due to its location within the Lachlan River catchment, and intense rainfall events can cause significant damage to property and infrastructure. Bushfires are also a concern, particularly during the dry summer months, and can pose a threat to life and property.

Heatwaves are becoming more frequent and intense in Caragabal, which can have a significant impact on the health of vulnerable populations, such as the elderly and those with chronic health conditions. The increasing frequency of extreme weather events is placing a strain on local resources and infrastructure.

To mitigate these risks, it is important for residents and businesses to take steps to prepare for climate change. This includes developing emergency plans, investing in flood and fire protection measures, and taking steps to reduce their carbon footprint. The local council is also working to develop strategies to adapt to climate change and build a more resilient community.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Caragabal?

The main climate change risks for Caragabal are flooding, bushfires, and heatwaves. These risks are expected to increase in the future due to climate change.

How can I prepare for flooding in Caragabal?

You can prepare for flooding by developing a flood plan, knowing your evacuation routes, and having an emergency kit ready.

What should I do during a heatwave in Caragabal?

During a heatwave, stay indoors in air-conditioned buildings, drink plenty of water, and avoid strenuous activity.

How can I protect my property from bushfires in Caragabal?

You can protect your property from bushfires by clearing vegetation around your home, installing firebreaks, and having a bushfire survival plan.

What is the local council doing to address climate change in Caragabal?

The Weddin Shire Council is developing strategies to adapt to climate change and build a more resilient community. This includes upgrading infrastructure and promoting sustainable practices.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Caragabal, use our analysis tool.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections