Climate Risk in New South Wales Suburbs
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
Honeybugle
UNKNOWN
Honeybugle faces significant climate risks, particularly from bushfires, floods and heatwaves.
Horseshoe Creek
Clarence Valley
Horseshoe Creek faces significant climate risks, particularly from flooding and bushfires.
Howes Valley
UNKNOWN
Howes Valley faces significant climate risks, particularly from bushfires and flooding.
Hinchinbrook
UNKNOWN
Hinchinbrook faces increasing risks from flooding and heatwaves due to climate change.
Hobartville
Hawkesbury
Hobartville faces increasing risks from flooding, bushfires, and heatwaves due to climate change.
Holts Flat
UNKNOWN
Holts Flat faces moderate climate risks, primarily from flooding and heatwaves.
Horseshoe Bend
UNKNOWN
Horseshoe Bend faces moderate climate risks, primarily from flooding and heatwaves.
Howell
UNKNOWN
Howell faces increasing risks from flooding and heatwaves due to climate change.
Hillsdale
UNKNOWN
Hillsdale is a suburb in Sydney facing moderate climate risks, particularly from flooding, heatwaves, and coastal hazards.
Hillston
UNKNOWN
Hillston faces moderate climate risks, primarily from flooding and heatwaves.
Hillville
UNKNOWN
Hillville faces increasing risks from heatwaves and flooding due to climate change.
Hinton
UNKNOWN
Hinton faces increasing risks from flooding and heatwaves due to climate change.
Hogarth Range
UNKNOWN
Hogarth Range faces moderate climate risks, primarily from bushfires and flooding.
Holgate
Central Coast
Holgate is a suburb in the Central Coast region of New South Wales, facing moderate risks from flooding, bushfires, and heatwaves.
Hollisdale
UNKNOWN
Hollisdale faces moderate risks from flooding and bushfires, with increasing heat risk due to climate change.
Hollydeen
UNKNOWN
Hollydeen faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Holroyd
UNKNOWN
Holroyd faces moderate climate risks, primarily from flooding and heatwaves.
Holsworthy
Liverpool
Holsworthy is a suburb in Sydney facing moderate climate risks, primarily from flooding and bushfires.
Home Rule
UNKNOWN
Home Rule, NSW, faces increasing risks from bushfires, heatwaves and flooding due to climate change.
Homebush
UNKNOWN
Homebush faces moderate climate risks, primarily related to flooding and heatwaves.
Homebush West
UNKNOWN
Homebush West faces increasing risks from flooding and heatwaves due to climate change.
Homeleigh
UNKNOWN
Homeleigh faces moderate climate risks, primarily from flooding and heatwaves.
Horningsea Park
Liverpool
Horningsea Park faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Horsfield Bay
UNKNOWN
Horsfield Bay faces increasing climate risks, particularly from heatwaves and flooding.
Howards Grass
UNKNOWN
Howards Grass, NSW, faces increasing risks from flooding, bushfires, and heatwaves.
Howick
UNKNOWN
Howick faces moderate climate risks, primarily from flooding and heatwaves.
Hillvue
Tamworth Regional
Hillvue is a suburb in the Tamworth region of New South Wales.
Hobbys Yards
Bathurst Regional
Hobbys Yards faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Holbrook
Greater Hume Shire Council
Holbrook faces moderate risks from flooding and heatwaves, with increasing bushfire potential.
Holmesville
Cessnock
Holmesville faces increasing risks from flooding and heatwaves due to climate change.
Hopefield
UNKNOWN
Hopefield, NSW, faces increasing risks from bushfires, floods, and heatwaves.
Hopkins Creek
UNKNOWN
Hopkins Creek faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Hornsby Heights
Hornsby
Hornsby Heights faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Horse Station Creek
UNKNOWN
Horse Station Creek faces moderate risks from flooding, bushfires, and heatwaves.
Horsley
Wollongong
Horsley faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Horsley Park
UNKNOWN
Horsley Park faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.
Hoskinstown
UNKNOWN
Hoskinstown faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Hovells Creek
UNKNOWN
Hovells Creek faces increasing risks from bushfires, heatwaves and flooding due to climate change.
Howlong
Federation
Howlong faces moderate climate risks, primarily from flooding and heatwaves.
Hillsdale
Assessment in progress
Hillston
Assessment in progress
Hillville
Assessment in progress
Hobartville
Assessment in progress
Hogarth Range
Assessment in progress
Holbrook
Assessment in progress
Holgate
Assessment in progress
Hollisdale
Assessment in progress
Holroyd
Assessment in progress
Holsworthy
Assessment in progress
Holts Flat
Assessment in progress
Honeybugle
Assessment in progress
Hopefield
Assessment in progress
Hornsby
Assessment in progress
Hornsby Heights
Assessment in progress
Hornsby
Assessment in progress
Horsfield Bay
Assessment in progress
Horsley Park
Assessment in progress
Hovells Creek
Assessment in progress
Howell
Assessment in progress
Howlong
Assessment in progress
About Climate Risk in New South Wales
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.
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*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections