Climate Risk Assessment: Holbrook, NSW

Holbrook, New South Wales· Greater Hume Shire Council· 2644
Updated May 2026

Holbrook faces moderate risks from flooding and heatwaves, with increasing bushfire potential. Climate change is projected to exacerbate these risks, requiring proactive adaptation measures. The town is not exposed to coastal hazards.

Is Holbrook Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Holbrook, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Holbrook

Flood

Holbrook faces a moderate risk of flooding, primarily from local creeks and heavy rainfall events. Climate change is expected to increase the intensity of rainfall, potentially exacerbating flood risks.

Key drivers:

  • ·Increased rainfall intensity
  • ·Local creek overflow

Bushfire

The area around Holbrook has a moderate bushfire risk due to surrounding grasslands and bushland. Drier conditions and higher temperatures are projected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Drier conditions
  • ·Increased temperatures

Heat

Holbrook is likely to experience more frequent and intense heatwaves. Higher average temperatures can pose health risks, especially for vulnerable populations.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves

Coastal

Holbrook is located inland and does not face any direct coastal risks.

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Holbrook

Detailed Hazard Analysis

heat Risk

Holbrook is likely to experience more frequent and intense heatwaves. Higher average temperatures can pose health risks, especially for vulnerable populations.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect (minor)
Data source

flood Risk

Holbrook faces a moderate risk of flooding, primarily from local creeks and heavy rainfall events. Climate change is expected to increase the intensity of rainfall, potentially exacerbating flood risks.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Local creek overflow
  • ·Inadequate drainage infrastructure
Data source

coastal Risk

Holbrook is located inland and does not face any direct coastal risks.

Data source

bushfire Risk

The area around Holbrook has a moderate bushfire risk due to surrounding grasslands and bushland. Drier conditions and higher temperatures are projected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Drier conditions
  • ·Increased temperatures
  • ·Fuel load in surrounding areas
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to flood and bushfire risks.

Price Impact

Properties in flood-prone areas may experience price stagnation or decline.

Buyer Checklist

  • 1.Check flood maps and bushfire prone land overlays.
  • 2.Assess property's vulnerability to heatwaves.
  • 3.Inquire about council's climate adaptation plans.
  • 4.Review insurance options and potential premium increases.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Drainage Infrastructure

Near-term

Upgrade local drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Learn more

Bushfire Preparedness Programs

Immediate

Implement community education programs on bushfire preparedness and evacuation procedures.

Est. cost: Low

Learn more

Heatwave Early Warning System

Near-term

Establish a heatwave early warning system to alert vulnerable residents and provide access to cooling centers.

Est. cost: Low

Learn more

Promote Water Conservation

Long-term

Encourage water conservation measures to mitigate the impacts of drought and heatwaves.

Est. cost: Low

Learn more

About Holbrook's Climate Risk Profile

Holbrook, located in the Greater Hume Shire of New South Wales, is primarily at risk from flooding, bushfires, and heatwaves. The risk of flooding is driven by local creeks and the potential for heavy rainfall events, which are expected to intensify with climate change. This could lead to increased property damage and disruption to local infrastructure.

Bushfire risk is also a concern due to the surrounding grasslands and bushland. Drier conditions and higher temperatures are projected to increase the frequency and intensity of bushfires, posing a threat to homes and livelihoods. Residents should be prepared for potential evacuations and property protection measures.

Heatwaves are another significant hazard, with projections indicating more frequent and intense heat events. This can lead to heat stress and other health issues, particularly for vulnerable populations such as the elderly and those with pre-existing medical conditions. Access to cooling centers and community awareness programs are essential.

While Holbrook is not directly exposed to coastal hazards, the broader impacts of climate change, such as disruptions to supply chains and economic activity, could still affect the town. Therefore, a comprehensive approach to climate adaptation is necessary to ensure the long-term resilience of Holbrook.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Holbrook?

The main risks are increased flooding, more frequent and intense heatwaves, and a higher risk of bushfires due to drier conditions.

How is the council preparing for climate change?

The Greater Hume Shire Council is developing strategies to manage flood risks, improve water conservation, and enhance community resilience to heatwaves and bushfires. Check their website for details.

What can I do to prepare for a heatwave?

Stay hydrated, seek air-conditioned environments, check on vulnerable neighbors, and avoid strenuous activities during the hottest part of the day.

Where can I find information about bushfire risks in Holbrook?

The NSW Rural Fire Service (RFS) website provides information on bushfire prone areas, fire danger ratings, and bushfire safety tips.

How will climate change affect property values in Holbrook?

Properties in flood-prone or bushfire-prone areas may experience price stagnation or decline. It's important to assess a property's vulnerability to climate hazards before purchasing.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Holbrook, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk Profile for Holbrook, NSW | ClimateNest