NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Ivanhoe

UNKNOWN

High
72

Ivanhoe, NSW, faces significant climate risks, particularly from bushfires, heatwaves and flooding.

Jagungal Wilderness

UNKNOWN

High
72

Jagungal Wilderness faces significant climate risks, particularly from bushfires, heatwaves and flooding.

Jenolan

UNKNOWN

High
72

Jenolan faces significant climate risks, particularly from bushfires and flooding.

Jerrabattgulla

UNKNOWN

High
72

Jerrabattgulla faces significant risks from bushfires and flooding, with increasing heatwave frequency.

Jincumbilly

UNKNOWN

High
72

Jincumbilly faces significant risks from bushfires, flooding, and heatwaves.

Jacky Bulbin Flat

UNKNOWN

Medium
58

Jacky Bulbin Flat faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Jagumba

UNKNOWN

Medium
58

Jagumba faces moderate climate risks, primarily from flooding and heatwaves.

Jamberoo

UNKNOWN

Medium
58

Jamberoo faces moderate climate risks, primarily from flooding and heatwaves.

Jaunter

UNKNOWN

Medium
58

Jaunter is a suburb in New South Wales that faces moderate climate risks.

Jennings

UNKNOWN

Medium
58

Jennings, NSW, faces increasing risks from flooding and bushfires due to climate change.

Jeogla

Armidale Regional

Medium
58

Jeogla faces moderate climate risks, primarily from flooding and bushfires.

Jiggi

UNKNOWN

Medium
58

Jiggi, NSW, faces moderate climate risks, primarily from flooding and bushfires.

Johns River

UNKNOWN

Medium
58

Johns River faces increasing risks from flooding and heatwaves due to climate change.

Jacksons Flat

UNKNOWN

Medium
55

Jacksons Flat faces moderate risks from flooding, bushfires, and heatwaves.

Jamisontown

Penrith

Medium
55

Jamisontown is a suburb in western Sydney that faces moderate climate risks, primarily from flooding and heatwaves.

Jeir

Yass Valley

Medium
55

Jeir faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Jellat Jellat

UNKNOWN

Medium
55

Jellat Jellat faces moderate climate risks, primarily from flooding and heatwaves.

Jemalong

UNKNOWN

Medium
55

Jemalong faces moderate risks from flooding and heatwaves, which are projected to increase with climate change.

Jeremy

UNKNOWN

Medium
55

Jeremy, NSW, faces moderate climate risks, primarily from bushfires and heatwaves.

Jerrara

UNKNOWN

Medium
55

Jerrara faces increasing risks from bushfires and floods due to climate change.

Jerrawangala

UNKNOWN

Medium
55

Jerrawangala faces moderate climate risks, primarily from bushfires and heatwaves.

Jerrong

UNKNOWN

Medium
55

Jerrong faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Jews Lagoon

UNKNOWN

Medium
55

Jews Lagoon faces increasing risks from heatwaves and flooding due to climate change.

Jimenbuen

Inverell

Medium
55

Jimenbuen faces moderate climate risks, primarily from flooding and bushfires.

Jindabyne

Snowy Monaro Regional

Medium
55

Jindabyne faces moderate climate risks, primarily from flooding and bushfires.

Jinden

UNKNOWN

Medium
55

Jinden faces increasing risks from bushfires, heatwaves and flooding due to climate change.

Jindera

Greater Hume Shire

Medium
55

Jindera faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Jingellic

Greater Hume Shire

Medium
55

Jingellic faces moderate risks from flooding and bushfires, with increasing heat risk.

Joes Box

UNKNOWN

Medium
55

Joes Box faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Jackadgery

Clarence Valley

Medium
52

Jackadgery is a rural suburb in New South Wales that faces moderate climate risks, primarily from flooding and heatwaves.

Jacks Creek

UNKNOWN

Medium
52

Jacks Creek faces increasing risks from bushfires, heatwaves and flooding.

James Creek

Clarence Valley

Medium
52

James Creek faces moderate climate risks, primarily related to flooding, bushfires, and heatwaves.

Jannali

Sutherland Shire

Medium
52

Jannali is a suburb in New South Wales that faces moderate climate risks, particularly from flooding and heatwaves.

Jaspers Brush

UNKNOWN

Medium
52

Jaspers Brush is a suburb in New South Wales that faces moderate climate risks, primarily from flooding and heatwaves.

Jembaicumbene

UNKNOWN

Medium
52

Jembaicumbene faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Jerangle

Snowy Monaro Regional

Medium
52

Jerangle faces moderate climate risks, primarily from bushfires, floods, and heatwaves.

Jeremadra

Eurobodalla

Medium
52

Jeremadra faces moderate climate risks, primarily from flooding and bushfires.

Jerilderie

UNKNOWN

Medium
52

Jerilderie faces moderate climate risks, primarily from flooding and heatwaves.

Jerrabomberra

Queanbeyan-Palerang Regional Council

Medium
52

Jerrabomberra faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Jerrawa

Upper Lachlan Shire Council

Medium
52

Jerrawa is a rural suburb in New South Wales that faces moderate climate risks, particularly from bushfires, floods and heatwaves.

Jerrys Plains

Singleton

Medium
52

Jerrys Plains faces increasing risks from flooding and heatwaves due to climate change.

Jerseyville

UNKNOWN

Medium
52

Jerseyville faces moderate climate risks, primarily from flooding and coastal hazards.

Jesmond

Newcastle

Medium
52

Jesmond is a suburb in Newcastle, NSW, that faces moderate climate risks, primarily from flooding and heatwaves.

Jewells

Lake Macquarie

Medium
52

Jewells is a suburb in New South Wales that faces moderate climate risks.

Jilliby

Central Coast

Medium
52

Jilliby faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Jingera

UNKNOWN

Medium
52

Jingera faces moderate risks from flooding and heatwaves, and a high risk from bushfires.

Joadja

Wingecarribee

Medium
52

Joadja faces moderate climate risks, primarily from bushfires and increasing heat.

Jackadgery

Moderate

Assessment in progress

Jacky Bulbin Flat

Moderate

Assessment in progress

Jellat Jellat

Moderate

Assessment in progress

Jemalong

Moderate

Assessment in progress

Jeogla

Moderate

Assessment in progress

Jerangle

Moderate

Assessment in progress

Jeremadra

Moderate

Assessment in progress

Jerilderie

Moderate

Assessment in progress

Jincumbilly

Moderate

Assessment in progress

Jindera

Moderate

Assessment in progress

Jingellic

Moderate

Assessment in progress

Jingera

Moderate

Assessment in progress

Johns River

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections