Climate Risk in New South Wales Suburbs
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
Hawkesbury
UNKNOWN
Hawkesbury faces significant climate risks, particularly from flooding, bushfires, and heatwaves.
Hawksbury
UNKNOWN
Hawksbury faces significant climate risks, primarily from flooding and bushfires.
Hill End
Bathurst Regional
Hill End faces significant climate risks, particularly from bushfires, heatwaves and flooding.
Hawkesbury Heights
UNKNOWN
Hawkesbury Heights faces moderate to high risks from bushfires and flooding, with increasing heat risk.
Hastings Point
Tweed Shire
Hastings Point is a coastal suburb in northern New South Wales that faces several climate-related risks.
Hat Head
Kempsey
Hat Head is a coastal town in New South Wales that faces moderate risks from flooding, bushfires, heatwaves, and coastal erosion.
Hawks Nest
MidCoast Council
Hawks Nest is a coastal town in New South Wales that faces several climate-related risks, including flooding, bushfires, heatwaves, and coastal erosion.
Hayes Gap
UNKNOWN
Hayes Gap faces moderate climate risks, primarily from flooding and bushfires.
Hazelbrook
Blue Mountains
Hazelbrook is a suburb in the Blue Mountains of New South Wales, facing moderate risks from flooding, bushfires, and heatwaves.
Heathcote
Sutherland Shire
Heathcote faces moderate climate risks, primarily from flooding and bushfires.
Helensburgh
Wollongong
Helensburgh faces moderate risks from flooding and bushfires, with increasing heat risk due to climate change.
Hereford Hall
UNKNOWN
Hereford Hall faces moderate risks from flooding, bushfires, and heatwaves.
Hermidale
UNKNOWN
Hermidale faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Herons Creek
Port Macquarie-Hastings
Herons Creek faces moderate climate risks, primarily from flooding and bushfires.
Higher Macdonald
UNKNOWN
Higher Macdonald faces increasing risks from flooding and heatwaves due to climate change.
Hill Top
Wingecarribee
Hill Top, NSW, faces increasing risks from flooding, bushfires, and heatwaves due to climate change.
Hatfield
UNKNOWN
Hatfield, NSW, faces increasing risks from bushfires and heatwaves.
Hay South
Hay
Hay South is a suburb in the Riverina region of New South Wales.
Haymarket
UNKNOWN
Haymarket is a vibrant suburb in Sydney facing moderate climate risks, particularly from heatwaves and flooding.
Haystack
UNKNOWN
Haystack faces increasing risks from bushfires and heatwaves due to climate change.
Hayters Hill
UNKNOWN
Hayters Hill faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Haywards Bay
Shellharbour
Haywards Bay faces increasing climate risks, particularly from flooding, heatwaves, and coastal hazards.
Hazelgrove
UNKNOWN
Hazelgrove faces moderate climate risks, primarily from bushfires, flooding, and heatwaves.
Heatherbrae
UNKNOWN
Heatherbrae, NSW, faces increasing climate risks, particularly from heatwaves and flooding.
Hebersham
Blacktown
Hebersham faces moderate climate risks, primarily from flooding and heatwaves.
Heckenberg
Liverpool
Heckenberg faces moderate risks from flooding and heatwaves, which are expected to worsen with climate change.
Hermitage Flat
UNKNOWN
Hermitage Flat faces moderate climate risks, primarily from flooding and bushfires.
Hexham
City of Newcastle
Hexham is a suburb in the Hunter region of NSW, located near the Hunter River.
Hickeys Creek
UNKNOWN
Hickeys Creek faces moderate climate risks, primarily from flooding and bushfires.
Highfields
UNKNOWN
Highfields, NSW, faces moderate climate risks, primarily from bushfires, floods and heatwaves.
Hillgrove
UNKNOWN
Hillgrove faces increasing risks from bushfires and heatwaves due to climate change.
Hillsborough
UNKNOWN
Hillsborough faces moderate climate risks, particularly from heatwaves and flooding.
Havilah
Mid-Western Regional
Havilah faces increasing risks from bushfires, heatwaves, and flooding due to climate change.
Hay
Hay Shire Council
Hay, NSW, faces moderate climate risks, primarily from flooding and heatwaves.
Hebden
UNKNOWN
Hebden faces moderate climate risks, primarily from flooding and bushfires.
Heddon Greta
City of Cessnock
Heddon Greta faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.
Heifer Station
UNKNOWN
Heifer Station faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Henley
City of Ryde
Henley, NSW, faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.
Henty
Greater Hume Shire
Henty is a rural town in New South Wales that faces moderate risks from flooding, bushfires, and heatwaves.
Hernani
UNKNOWN
Hernani faces moderate climate risks, primarily from flooding and heatwaves.
High Range
Wingecarribee
High Range faces moderate climate risks, primarily from bushfires and flooding.
Hilldale
Dungog
Hilldale faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Hatfield
Assessment in progress
Hawkesbury Heights
Assessment in progress
Hawks Nest
Assessment in progress
Hay
Assessment in progress
Hay South
Assessment in progress
Hayters Hill
Assessment in progress
Hazelbrook
Assessment in progress
Hebersham
Assessment in progress
Heddon Greta
Assessment in progress
Heifer Station
Assessment in progress
Henley
Assessment in progress
Henty
Assessment in progress
Hermidale
Assessment in progress
Hernani
Assessment in progress
Herons Creek
Assessment in progress
Higher Macdonald
Assessment in progress
Hilldale
Assessment in progress
Hillgrove
Assessment in progress
About Climate Risk in New South Wales
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.
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*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections