NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Growee

UNKNOWN

High
72

Growee faces significant climate risks, particularly from bushfires and heatwaves.

Gunderbooka

UNKNOWN

High
72

Gunderbooka faces significant climate-related risks, particularly from bushfires and heatwaves.

Gungalman

UNKNOWN

High
72

Gungalman faces significant climate-related risks, particularly from bushfires and heatwaves.

Gurnang

UNKNOWN

High
72

Gurnang faces significant climate risks, particularly from bushfires and heatwaves.

Guerilla Bay

UNKNOWN

Medium
58

Guerilla Bay, NSW, faces increasing climate risks, particularly from bushfires and flooding.

Guildford West

Cumberland

Medium
58

Guildford West faces increasing risks from flooding and heatwaves due to climate change.

Gum Scrub

UNKNOWN

Medium
58

Gum Scrub faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

Gumly Gumly

City of Wagga Wagga

Medium
58

Gumly Gumly faces increasing risks from flooding and heatwaves due to climate change.

Gumma

UNKNOWN

Medium
58

Gumma faces increasing risks from flooding and heatwaves due to climate change.

Gwandalan

Central Coast

Medium
58

Gwandalan is a suburb on the Central Coast of NSW that faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Guildford

Cumberland

Medium
55

Guildford is a suburb in western Sydney that faces moderate climate risks, primarily from flooding and heatwaves.

Gulargambone

UNKNOWN

Medium
55

Gulargambone faces moderate climate risks, primarily from flooding and heatwaves.

Gulgong

Mid-Western Regional

Medium
55

Gulgong faces increasing risks from heatwaves and flooding, with bushfire risk also a concern.

Gum Flat

UNKNOWN

Medium
55

Gum Flat, NSW, faces increasing risks from flooding and bushfires due to climate change.

Gumbalie

UNKNOWN

Medium
55

Gumbalie faces moderate risks from flooding, bushfires, and heatwaves.

Gundagai

Cootamundra-Gundagai Regional Council

Medium
55

Gundagai faces increasing risks from flooding and heatwaves due to climate change.

Gundamulda

UNKNOWN

Medium
55

Gundamulda faces increasing risks from heatwaves and flooding due to climate change.

Gunnedah

Gunnedah Shire Council

Medium
55

Gunnedah faces moderate climate risks, primarily from flooding and heatwaves.

Gunning Gap

UNKNOWN

Medium
55

Gunning Gap faces moderate climate risks, primarily from bushfires and flooding.

Gunningrah

UNKNOWN

Medium
55

Gunningrah faces moderate risks from bushfires and heatwaves, with increasing trends due to climate change.

Gurley

UNKNOWN

Medium
55

Gurley faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Gurranang

UNKNOWN

Medium
55

Gurranang faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Gurrundah

UNKNOWN

Medium
55

Gurrundah faces moderate risks from flooding and bushfires, with increasing trends due to climate change.

Guyong

UNKNOWN

Medium
55

Guyong faces moderate risks from flooding and bushfires, which are expected to increase with climate change.

Gwabegar

UNKNOWN

Medium
55

Gwabegar faces increasing risks from bushfires, heatwaves and flooding.

Grosses Plain

UNKNOWN

Medium
52

Grosses Plain faces increasing risks from bushfires, heatwaves and flooding.

Gulf Creek

UNKNOWN

Medium
52

Gulf Creek faces moderate risks from flooding, bushfires, and heatwaves.

Gulmarrad

Clarence Valley

Medium
52

Gulmarrad is a suburb in the Clarence Valley of New South Wales, facing increasing climate risks.

Gumble

Cabonne

Medium
52

Gumble, NSW, faces moderate climate risks, primarily from bushfires, heatwaves and flooding.

Gunbar

Hay Shire Council

Medium
52

Gunbar is a rural locality in New South Wales that faces moderate climate risks, primarily from flooding and heatwaves.

Gundaroo

Yass Valley

Medium
52

Gundaroo faces moderate climate risks, primarily from flooding and heatwaves.

Gundary

UNKNOWN

Medium
52

Gundary faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Gunderman

UNKNOWN

Medium
52

Gunderman faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Gundy

Upper Hunter Shire Council

Medium
52

Gundy, NSW, faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Gungal

Mid-Western Regional

Medium
52

Gungal faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Gunning

Upper Lachlan Shire Council

Medium
52

Gunning faces moderate climate risks, primarily from flooding and heatwaves.

Gunningbland

UNKNOWN

Medium
52

Gunningbland faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Guyra

UNKNOWN

Medium
52

Guyra, NSW, faces moderate climate risks, primarily from bushfires, floods, and heatwaves.

Guerilla Bay

Moderate

Assessment in progress

Guildford

Moderate

Assessment in progress

Guildford West

Moderate

Assessment in progress

Gulargambone

Moderate

Assessment in progress

Gulf Creek

Moderate

Assessment in progress

Gulmarrad

Moderate

Assessment in progress

Gum Flat

Moderate

Assessment in progress

Gum Scrub

Moderate

Assessment in progress

Gumbalie

Moderate

Assessment in progress

Gumble

Moderate

Assessment in progress

Gundagai

Moderate

Assessment in progress

Gundamulda

Moderate

Assessment in progress

Gundary

Moderate

Assessment in progress

Gunderbooka

Moderate

Assessment in progress

Gunderman

Moderate

Assessment in progress

Gungalman

Moderate

Assessment in progress

Gunnedah

Moderate

Assessment in progress

Gunning Gap

Moderate

Assessment in progress

Gunningrah

Moderate

Assessment in progress

Gurranang

Moderate

Assessment in progress

Guyong

Moderate

Assessment in progress

Guyra

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections