Climate Risk Profile: Horsfield Bay, NSW

Horsfield Bay, New South Wales· UNKNOWN
Updated May 2026

Horsfield Bay faces increasing climate risks, particularly from heatwaves and flooding. Residents should prepare for more frequent extreme weather events and take steps to adapt to the changing climate.

Is Horsfield Bay Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Horsfield Bay, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Horsfield Bay

Flood

Horsfield Bay faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

The risk of bushfires in Horsfield Bay is moderate, given the surrounding bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Horsfield Bay is likely to experience more frequent and intense heatwaves. This poses a significant risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect

Coastal

Horsfield Bay faces a moderate risk from coastal hazards due to sea level rise and storm surges. This could lead to erosion and inundation of low-lying areas.

Key drivers:

  • ·Sea level rise
  • ·Increased storm intensity

Wind

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Storm

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Social

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Energy

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In-Depth Climate Risk Guides for Horsfield Bay

Detailed Hazard Analysis

heat Risk

Horsfield Bay is likely to experience more frequent and intense heatwaves. This poses a significant risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
Data source

flood Risk

Horsfield Bay faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Inadequate drainage infrastructure
Data source

coastal Risk

Horsfield Bay faces a moderate risk from coastal hazards due to sea level rise and storm surges. This could lead to erosion and inundation of low-lying areas.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm intensity
Data source

bushfire Risk

The risk of bushfires in Horsfield Bay is moderate, given the surrounding bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load
Data source

What This Means for Property Owners

Insurance Outlook

Premiums are likely to increase due to climate risks.

Price Impact

Potential for decreased property values in high-risk areas.

Buyer Checklist

  • 1.Check flood maps and insurance costs.
  • 2.Assess bushfire risk and prepare a bushfire survival plan.
  • 3.Consider the impact of heatwaves on property comfort and energy costs.
  • 4.Investigate potential sea level rise impacts.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall and reduce flood risk.

Est. cost: Medium

Learn more

Develop a Heatwave Management Plan

Immediate

Implement a plan to protect vulnerable populations during heatwaves, including cooling centers and outreach programs.

Est. cost: Low

Learn more

Strengthen Bushfire Defenses

Near-term

Implement measures to reduce bushfire risk, such as clearing vegetation around homes and creating firebreaks.

Est. cost: Medium

Learn more

Protect Coastal Areas

Long-term

Implement measures to protect coastal areas from erosion and inundation, such as building seawalls and restoring natural habitats.

Est. cost: High

Learn more

About Horsfield Bay's Climate Risk Profile

Horsfield Bay is a suburb in New South Wales that is increasingly vulnerable to the impacts of climate change. The primary risks include more frequent and intense heatwaves, increased flooding due to heavier rainfall, and the potential for more severe bushfires.

The rising temperatures pose a significant threat to public health, especially for vulnerable populations. Heatwaves are expected to become longer and more frequent, increasing the risk of heatstroke and other heat-related illnesses.

Changes in rainfall patterns are also a concern, with heavier downpours increasing the risk of flash flooding. This can damage property, disrupt transportation, and pose a threat to safety.

While bushfire risk is moderate, it is expected to increase as conditions become drier and hotter. Residents should be aware of the risks and take steps to protect their homes and families.

Sea level rise also poses a threat to coastal areas, potentially leading to erosion and inundation. It is important to monitor these changes and take appropriate adaptation measures.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Horsfield Bay?

The main risks are increased heatwaves, flooding, and bushfires.

How will climate change affect property values in Horsfield Bay?

Property values in high-risk areas may decrease.

What can I do to prepare for heatwaves?

Stay hydrated, stay indoors during the hottest part of the day, and check on vulnerable neighbors.

How can I protect my home from bushfires?

Clear vegetation around your home, create a firebreak, and have a bushfire survival plan.

Where can I find more information about climate change risks in Horsfield Bay?

Consult the local council and relevant government agencies.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Horsfield Bay, use our analysis tool.

Check Your flood Risk Now

Check Horsfield Bay's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk Profile for Horsfield Bay, NSW | ClimateNest