NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Faulconbridge

Blue Mountains

High
72

Faulconbridge is a suburb in the Blue Mountains, NSW, facing increasing risks from bushfires, floods, and heatwaves due to climate change.

Fernhill

Wollongong

High
72

Fernhill is a suburb in New South Wales that faces a high overall climate risk.

Fassifern

Cessnock

Medium
58

Fassifern is a suburb in the Cessnock region of New South Wales.

Fern Bay

Port Stephens Council

Medium
58

Fern Bay faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

Fitzgeralds Valley

UNKNOWN

Medium
58

Fitzgeralds Valley faces moderate climate risks, primarily from flooding and bushfires.

Floraville

Lake Macquarie

Medium
58

Floraville is a suburb in the Lake Macquarie region of New South Wales, facing moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Farringdon

UNKNOWN

Medium
55

Farringdon, NSW, faces moderate climate risks.

Fern Gully

UNKNOWN

Medium
55

Fern Gully faces moderate climate risks, primarily related to flooding and heatwaves.

Fernbank Creek

UNKNOWN

Medium
55

Fernbank Creek faces increasing risks from flooding and heatwaves due to climate change.

Fernbrook

UNKNOWN

Medium
55

Fernbrook faces increasing risks from bushfires and heatwaves due to climate change.

Fernleigh

UNKNOWN

Medium
55

Fernleigh, NSW, faces moderate climate risks, primarily from flooding and bushfires.

Fernmount

UNKNOWN

Medium
55

Fernmount faces moderate climate risks, primarily from flooding and heatwaves.

Fernvale

UNKNOWN

Medium
55

Fernvale faces increasing risks from flooding and heatwaves due to climate change.

Ferodale

UNKNOWN

Medium
55

Ferodale, NSW, faces increasing climate risks, particularly from heatwaves and flooding.

Fiddletown

UNKNOWN

Medium
55

Fiddletown faces moderate climate risks, primarily from bushfires, heatwaves and flooding.

Fifield

UNKNOWN

Medium
55

Fifield, NSW, faces moderate climate risks, primarily from bushfires and heatwaves.

Fine Flower

UNKNOWN

Medium
55

Fine Flower, NSW, faces increasing risks from flooding and bushfires due to climate change.

Fishermans Paradise

UNKNOWN

Medium
55

Fishermans Paradise faces increasing risks from climate change, particularly related to heatwaves and flooding.

Fishermans Reach

UNKNOWN

Medium
55

Fishermans Reach is a suburb in New South Wales that faces moderate climate risks.

Fishers Hill

UNKNOWN

Medium
55

Fishers Hill is a suburb in New South Wales that faces moderate risks from flooding, bushfires, and heatwaves.

Fishing Point

Lake Macquarie

Medium
55

Fishing Point, NSW, faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

Fitzgeralds Mount

UNKNOWN

Medium
55

Fitzgeralds Mount faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Five Ways

UNKNOWN

Medium
55

Five Ways, NSW, faces increasing risks from heatwaves and localised flooding.

Flat Tops

UNKNOWN

Medium
55

Flat Tops, NSW, faces moderate climate risks.

Faulkland

Unincorporated NSW

Medium
52

Faulkland faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Fawcetts Plain

Mid-Coast Council

Medium
52

Fawcetts Plain faces a moderate overall climate risk, primarily driven by flooding and heat.

Federal

UNKNOWN

Medium
52

Federal, NSW, faces moderate climate risks, primarily from flooding and heatwaves.

Fennell Bay

Lake Macquarie

Medium
52

Fennell Bay faces a medium level of climate risk, primarily due to flooding, heatwaves, and coastal hazards associated with Lake Macquarie.

Fernances Crossing

UNKNOWN

Medium
52

Fernances Crossing faces moderate climate risks, primarily from flooding and heatwaves.

Fernances

UNKNOWN

Medium
52

Fernances is a suburb in New South Wales that faces moderate climate risks, particularly from bushfires, floods and heatwaves.

Fernside

UNKNOWN

Medium
52

Fernside faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Figtree

Wollongong

Medium
52

Figtree is a suburb in Wollongong, NSW, that faces moderate climate risks, particularly from flooding and heatwaves.

Findon Creek

UNKNOWN

Medium
52

Findon Creek faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Fingal Bay

Port Stephens

Medium
52

Fingal Bay faces moderate risks from flooding, bushfires, heatwaves, and coastal erosion.

Fingal Head

Tweed Shire

Medium
52

Fingal Head is a coastal suburb in New South Wales that faces moderate risks from flooding, bushfires, heatwaves, and coastal erosion.

Finley

Berrigan

Medium
52

Finley is a rural town in the Riverina region of NSW.

Firefly

Mid-Coast

Medium
52

Firefly, NSW, faces moderate climate risks, particularly from flooding, heatwaves, and coastal hazards.

Fishermans Bay

UNKNOWN

Medium
52

Fishermans Bay faces a moderate climate risk profile, with increasing threats from flooding, bushfires, heatwaves, and coastal hazards.

Fitzroy Falls

Wingecarribee

Medium
52

Fitzroy Falls faces moderate climate risks, primarily from flooding and bushfires.

Five Dock

City of Canada Bay

Medium
52

Five Dock faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

Fletcher

Newcastle

Medium
52

Fletcher is a suburb in the Newcastle region of New South Wales.

Flinders

Shellharbour

Medium
52

Flinders, NSW, faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Faulconbridge

Moderate

Assessment in progress

Federal

Moderate

Assessment in progress

Fernances

Moderate

Assessment in progress

Fernances Crossing

Moderate

Assessment in progress

Fernbank Creek

Moderate

Assessment in progress

Fernbrook

Moderate

Assessment in progress

Fernleigh

Moderate

Assessment in progress

Fernmount

Moderate

Assessment in progress

Fiddletown

Moderate

Assessment in progress

Fine Flower

Moderate

Assessment in progress

Finley

Moderate

Assessment in progress

Firefly

Moderate

Assessment in progress

Fishers Hill

Moderate

Assessment in progress

Fitzgeralds Mount

Moderate

Assessment in progress

Fitzgeralds Valley

Moderate

Assessment in progress

Five Dock

Moderate

Assessment in progress

Five Ways

Moderate

Assessment in progress

Flat Tops

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections