Climate Risk in Finley, New South Wales
Finley is a rural town in the Riverina region of NSW. It faces moderate risks from flooding and heatwaves, which are expected to increase with climate change. Bushfire risk is relatively low.
Is Finley Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Finley, New South Wales, covering flood, bushfire, sea level rise and more.
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Overall Risk Score
Hazard Breakdown
Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.
Climate Hazard Breakdown for Finley
Flood
Finley is located on relatively flat land, making it susceptible to flooding from heavy rainfall and overflowing waterways. Climate change is expected to increase the intensity of rainfall events, exacerbating flood risk.
Key drivers:
- ·Increased rainfall intensity
- ·Flat topography
Bushfire
The risk of bushfire in Finley is relatively low compared to other regions in NSW, but still present due to surrounding grasslands and agricultural land. Hot, dry conditions can increase the risk.
Key drivers:
- ·Dry vegetation
- ·Hot weather
Heat
Finley experiences hot summers, and climate change is projected to increase the frequency and intensity of heatwaves. This poses a risk to vulnerable populations.
Key drivers:
- ·Rising average temperatures
- ·Increased frequency of heatwaves
Coastal
Finley is located inland and is not directly exposed to coastal hazards such as sea level rise and coastal erosion.
Key drivers:
- ·Distance from the coast
Wind
Data being compiled
Storm
Data being compiled
Social
Data being compiled
Energy
Data being compiled
In-Depth Climate Risk Guides for Finley
Property buying guide with climate risk assessment
Flood zone mapping, historical events, and projections
BAL assessment, vegetation proximity, and fire history
Multi-hazard safety assessment to 2050
Severe weather, hail, and wind risk analysis
Extreme heat days, urban heat island, and cooling costs
Premium estimates and insurance availability
Climate-adjusted property investment analysis
Detailed Hazard Analysis
heat Risk
Finley experiences hot summers, and climate change is projected to increase the frequency and intensity of heatwaves. This poses a risk to vulnerable populations.
Primary Drivers
- ·Rising average temperatures
- ·Increased frequency of heatwaves
- ·Urban heat island effect
flood Risk
Finley is located on relatively flat land, making it susceptible to flooding from heavy rainfall and overflowing waterways. Climate change is expected to increase the intensity of rainfall events, exacerbating flood risk.
Primary Drivers
- ·Increased rainfall intensity
- ·Flat topography
- ·Proximity to waterways
coastal Risk
Finley is located inland and is not directly exposed to coastal hazards such as sea level rise and coastal erosion.
Primary Drivers
- ·Distance from the coast
bushfire Risk
The risk of bushfire in Finley is relatively low compared to other regions in NSW, but still present due to surrounding grasslands and agricultural land. Hot, dry conditions can increase the risk.
Primary Drivers
- ·Dry vegetation
- ·Hot weather
- ·Wind
What This Means for Property Owners
Insurance Outlook
Insurance premiums may increase due to flood risk.
Price Impact
Properties in flood-prone areas may experience price reductions.
Buyer Checklist
- 1.Check flood maps and historical flood data.
- 2.Assess the property's vulnerability to heatwaves.
- 3.Consider the potential impact of climate change on insurance premiums.
How the region's climate is projected to change
Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.
Temperature
+0.5 to 1.1°C by 2030
Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.
Rainfall
Winter rain down up to 15% by 2030
The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.
Fire weather
Harsher, magnitude uncertain
High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.
Sea level
+0.12 m by 2030
At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.
Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →
Adaptation Recommendations
Improve flood defenses
Near-termInvest in infrastructure to mitigate flood risk, such as levees and improved drainage systems.
Est. cost: High
Learn moreDevelop a heatwave management plan
ImmediateImplement strategies to protect vulnerable populations during heatwaves, such as cooling centers and public awareness campaigns.
Est. cost: Medium
Learn moreEnhance bushfire preparedness
Long-termImplement bushfire prevention measures, such as fuel reduction and community education programs.
Est. cost: Medium
Learn morePromote water conservation
Near-termEncourage water-efficient practices to address potential water scarcity issues related to climate change.
Est. cost: Low
Learn moreAbout Finley's Climate Risk Profile
Finley is situated in an agricultural area, and its climate is characterized by hot summers and mild winters. The primary climate-related risks for Finley are flooding and heatwaves. Increased rainfall intensity due to climate change is projected to exacerbate flood risk, potentially impacting infrastructure and agriculture.
Heatwaves are also a concern, particularly for vulnerable populations such as the elderly and those with pre-existing health conditions. Rising average temperatures and more frequent heatwaves can lead to heat stress and other health problems.
While bushfire risk is lower compared to other parts of NSW, it is still a factor to consider, especially during dry periods. The surrounding grasslands and agricultural land can provide fuel for fires.
Coastal risks are minimal due to Finley's inland location. However, the broader region may experience indirect impacts from climate change, such as changes in water availability and agricultural productivity.
Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.
Local Government Resources
Berrigan Shire Council
Frequently Asked Questions
What are the main climate change risks for Finley?
The main climate change risks for Finley are increased flooding and more frequent and intense heatwaves.
How will climate change affect property values in Finley?
Properties in flood-prone areas may experience price reductions due to increased flood risk.
What is the council doing to address climate change in Finley?
Berrigan Shire Council is developing strategies to mitigate flood risk and promote water conservation.
Where can I find information about flood risks in Finley?
You can find information about flood risks on the Berrigan Shire Council website and the NSW SES website.
How can I prepare for heatwaves in Finley?
Stay hydrated, seek air-conditioned environments, and check on vulnerable neighbors during heatwaves.
Get your property's risk report
This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Finley, use our analysis tool.
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What A$49 could save you from
*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections