Climate Risk in Fishing Point, NSW

Fishing Point, New South Wales· Lake Macquarie· 2283
Updated May 2026

Fishing Point, NSW, faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards. The risk scores are projected to increase by 2050 under a high emissions scenario. Residents should prepare for more frequent extreme weather events.

Is Fishing Point Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Fishing Point, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Fishing Point

Flood

Fishing Point has a moderate risk of flooding due to its proximity to Lake Macquarie and local waterways. Heavy rainfall events can lead to stormwater runoff and potential inundation of low-lying areas.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

The bushfire risk in Fishing Point is moderate. While not immediately adjacent to dense bushland, the suburb is located within a region prone to bushfires during dry periods.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

Fishing Point is likely to experience more frequent and intense heatwaves in the future. The average maximum temperature in summer is expected to rise, increasing the risk of heat stress.

Key drivers:

  • ·Global warming
  • ·Urban heat island effect

Coastal

Fishing Point faces a moderate risk from coastal hazards due to its location on Lake Macquarie. Sea level rise and increased storm intensity could lead to erosion and inundation of coastal areas.

Key drivers:

  • ·Sea level rise
  • ·Increased storm surge

Wind

Data being compiled

Storm

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Social

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Energy

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In-Depth Climate Risk Guides for Fishing Point

Detailed Hazard Analysis

heat Risk

Fishing Point is likely to experience more frequent and intense heatwaves in the future. The average maximum temperature in summer is expected to rise, increasing the risk of heat stress.

Primary Drivers

  • ·Global warming
  • ·Urban heat island effect
Data source

flood Risk

Fishing Point has a moderate risk of flooding due to its proximity to Lake Macquarie and local waterways. Heavy rainfall events can lead to stormwater runoff and potential inundation of low-lying areas.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Urban development
Data source

coastal Risk

Fishing Point faces a moderate risk from coastal hazards due to its location on Lake Macquarie. Sea level rise and increased storm intensity could lead to erosion and inundation of coastal areas.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm surge
  • ·Erosion
Data source

bushfire Risk

The bushfire risk in Fishing Point is moderate. While not immediately adjacent to dense bushland, the suburb is located within a region prone to bushfires during dry periods.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Strong winds
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase in the future due to increased climate risks.

Price Impact

Properties in high-risk areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area designations.
  • 2.Assess property's vulnerability to heatwaves.
  • 3.Consider potential impacts of sea level rise.
  • 4.Review insurance options and costs.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve stormwater drainage

Near-term

Upgrade stormwater drainage infrastructure to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Learn more

Develop a heatwave management plan

Immediate

Implement a heatwave management plan to protect vulnerable residents during extreme heat events.

Est. cost: Low

Learn more

Implement coastal erosion protection measures

Long-term

Construct seawalls or other coastal protection measures to mitigate the impacts of sea level rise and erosion.

Est. cost: High

Learn more

Enhance bushfire preparedness

Near-term

Conduct community education programs and implement bushfire mitigation measures to reduce the risk of bushfire damage.

Est. cost: Medium

Learn more

About Fishing Point's Climate Risk Profile

Fishing Point, located on the shores of Lake Macquarie, is a suburb that will be increasingly affected by climate change. The primary risks include flooding from increased rainfall and rising lake levels, more intense and frequent heatwaves, and coastal erosion due to sea level rise.

The suburb's proximity to Lake Macquarie makes it particularly vulnerable to flooding. Increased rainfall intensity and rising lake levels are expected to exacerbate this risk, potentially impacting properties and infrastructure in low-lying areas. Residents should be aware of flood risks and take appropriate precautions.

Heatwaves are also a growing concern for Fishing Point. As global temperatures rise, the suburb is likely to experience more frequent and intense heatwaves, posing a risk to vulnerable populations. It is important for residents to stay informed about heatwave warnings and take steps to stay cool during hot weather.

Coastal erosion is another potential threat to Fishing Point. Sea level rise and increased storm intensity could lead to erosion of the shoreline, potentially impacting properties and infrastructure along the lakefront. Long-term planning is needed to address this risk.

Overall, Fishing Point faces a range of climate-related challenges. By understanding these risks and taking appropriate action, residents can help to protect themselves and their community.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Fishing Point?

The main climate change risks for Fishing Point include increased flooding, more frequent and intense heatwaves, and coastal erosion due to sea level rise.

How will climate change affect property values in Fishing Point?

Properties in high-risk areas may experience a decrease in value due to increased climate risks.

What is Lake Macquarie City Council doing to address climate change?

Lake Macquarie City Council has a climate strategy in place and is implementing various measures to reduce emissions and adapt to the impacts of climate change.

How can I prepare for heatwaves in Fishing Point?

Stay informed about heatwave warnings, drink plenty of water, stay in air-conditioned environments, and check on vulnerable neighbors.

Where can I find information about flood risks in Fishing Point?

You can find information about flood risks on the Lake Macquarie City Council website and the NSW State Emergency Service website.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Fishing Point, use our analysis tool.

Check Your flood Risk Now

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk Profile for Fishing Point, NSW | ClimateNest