Climate Risk in Fernances, NSW

Fernances, New South Wales
Updated May 2026

Fernances is a suburb in New South Wales that faces moderate climate risks, particularly from bushfires, floods and heatwaves. Climate change is expected to exacerbate these risks in the coming decades. Residents should take steps to prepare for these hazards.

Is Fernances Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Fernances, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Fernances

Flood

Fernances faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. Properties in low-lying areas are particularly vulnerable.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development

Bushfire

The bushfire risk in Fernances is relatively high due to its proximity to bushland. Hot, dry conditions and strong winds can exacerbate the risk.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

Fernances experiences moderate heat risk, with increasing average temperatures and more frequent heatwave events expected in the future.

Key drivers:

  • ·Climate change
  • ·Urban heat island effect

Coastal

Fernances is not located near the coast, so the risk of coastal hazards is very low.

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Fernances

Detailed Hazard Analysis

heat Risk

Fernances experiences moderate heat risk, with increasing average temperatures and more frequent heatwave events expected in the future.

Primary Drivers

  • ·Climate change
  • ·Urban heat island effect
Data source

flood Risk

Fernances faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. Properties in low-lying areas are particularly vulnerable.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Climate change
Data source

coastal Risk

Fernances is not located near the coast, so the risk of coastal hazards is very low.

Data source

bushfire Risk

The bushfire risk in Fernances is relatively high due to its proximity to bushland. Hot, dry conditions and strong winds can exacerbate the risk.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Wind patterns
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to the elevated risk of bushfires and floods.

Price Impact

Properties in high-risk areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area designations.
  • 2.Assess the property's vulnerability to heatwaves.
  • 3.Obtain a building inspection report.
  • 4.Review insurance options and costs.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve drainage infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall and reduce the risk of flooding.

Est. cost: Medium

Learn more

Implement bushfire protection measures

Immediate

Clear vegetation around properties and install fire-resistant building materials.

Est. cost: Low

Learn more

Develop a heatwave management plan

Near-term

Establish cooling centers and provide support for vulnerable populations during heatwaves.

Est. cost: Low

Learn more

Promote water conservation

Long-term

Encourage residents to conserve water and implement water-efficient landscaping practices.

Est. cost: Low

Learn more

About Fernances's Climate Risk Profile

Fernances, NSW, is exposed to a range of climate-related risks that are projected to intensify over the coming decades. The primary concerns are bushfires, flooding, and heatwaves. The suburb's proximity to bushland increases its vulnerability to bushfires, especially during the dry season. Climate change is expected to increase the frequency and intensity of extreme weather events, including heatwaves and heavy rainfall, which can lead to flooding.

The risk of flooding is further compounded by the presence of nearby waterways. Properties in low-lying areas are particularly susceptible to inundation during periods of heavy rainfall. The increasing frequency of heatwaves poses a significant health risk to vulnerable populations, such as the elderly and those with pre-existing medical conditions.

While Fernances is not directly exposed to coastal hazards, the impacts of climate change, such as rising sea levels and more intense storms, can indirectly affect the region through disruptions to supply chains and infrastructure. It is crucial for residents and local authorities to take proactive measures to mitigate these risks and adapt to the changing climate.

These measures include implementing stricter building codes in bushfire-prone areas, improving drainage infrastructure to reduce the risk of flooding, and developing heatwave management plans to protect vulnerable populations. Additionally, promoting sustainable land management practices and reducing greenhouse gas emissions can help to slow the pace of climate change and reduce the severity of its impacts.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks in Fernances?

The main climate risks in Fernances are bushfires, flooding, and heatwaves. These risks are expected to increase in the future due to climate change.

How can I protect my property from bushfires?

You can protect your property by clearing vegetation around your home, installing fire-resistant building materials, and having a bushfire survival plan.

What should I do during a heatwave?

During a heatwave, stay indoors in a cool place, drink plenty of water, and avoid strenuous activity. Check on vulnerable neighbors and family members.

Where can I find information about flood risks in Fernances?

You can find information about flood risks on the NSW State Emergency Service (SES) website and the local council's website.

What is the local council doing to address climate change?

The local council is developing a climate action plan to reduce greenhouse gas emissions and adapt to the impacts of climate change. Contact the council for more information.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Fernances, use our analysis tool.

Check Your flood Risk Now

Check Fernances's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections