NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Ganbenang

UNKNOWN

High
72

Ganbenang faces increasing risks from bushfires, heatwaves, and flooding due to climate change.

Ghoolendaadi

UNKNOWN

High
72

Ghoolendaadi faces increasing risks from bushfires, heatwaves and flooding due to climate change.

Gibberagee

UNKNOWN

High
72

Gibberagee faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Gibraltar Range

UNKNOWN

High
72

Gibraltar Range faces significant climate risks, particularly from bushfires and flooding.

Furracabad

Upper Lachlan Shire Council

Medium
58

Furracabad, NSW, faces increasing risks from flooding and heatwaves due to climate change.

Ganmain

UNKNOWN

Medium
58

Ganmain is a rural town in New South Wales that faces moderate climate risks, primarily from flooding and heatwaves.

Garema

UNKNOWN

Medium
58

Garema faces increasing risks from heatwaves and flooding.

Georgetown

UNKNOWN

Medium
58

Georgetown faces moderate risks from flooding and heatwaves, with a lower risk from bushfires.

Gerringong

Kiama

Medium
58

Gerringong is a coastal suburb in New South Wales that faces moderate risks from flooding, bushfires, heatwaves, and coastal erosion.

Gerroa

UNKNOWN

Medium
58

Gerroa is a coastal village in New South Wales that faces several climate-related risks.

Gadara

UNKNOWN

Medium
55

Gadara faces moderate climate risks, primarily related to flooding and heatwaves.

Gala Vale

UNKNOWN

Medium
55

Gala Vale faces increasing risks from flooding and heatwaves due to climate change.

Galambine

UNKNOWN

Medium
55

Galambine faces increasing risks from bushfires and heatwaves.

Galong

Hilltops

Medium
55

Galong faces increasing risks from heatwaves and flooding due to climate change.

Galore

UNKNOWN

Medium
55

Galore, NSW, faces increasing risks from heatwaves and bushfires.

Galston

Hornsby

Medium
55

Galston, NSW, faces moderate climate risks, primarily from bushfires and flooding.

Garland

UNKNOWN

Medium
55

Garland faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Garland Valley

UNKNOWN

Medium
55

Garland Valley faces moderate risks from flooding, bushfires, and heatwaves.

Garthowen

UNKNOWN

Medium
55

Garthowen faces moderate risks from flooding, bushfires, and heatwaves.

Gateshead

Lake Macquarie

Medium
55

Gateshead faces moderate risks from flooding, bushfires, heatwaves and coastal hazards.

Gearys Flat

UNKNOWN

Medium
55

Gearys Flat, NSW, faces moderate climate risks, primarily from flooding and bushfires.

Geehi

UNKNOWN

Medium
55

Geehi, NSW, faces increasing risks from bushfires, floods, and heatwaves.

Gemalla

UNKNOWN

Medium
55

Gemalla is a suburb in New South Wales that faces moderate risks from climate change.

Geneva

UNKNOWN

Medium
55

Geneva faces increasing risks from heatwaves and bushfires due to climate change.

Georges Hall

UNKNOWN

Medium
55

Georges Hall faces moderate climate risks, primarily from flooding and heatwaves.

Georgica

UNKNOWN

Medium
55

Georgica faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Gidginbung

UNKNOWN

Medium
55

Gidginbung faces moderate risks from bushfires and heatwaves, with increasing flood risk due to climate change.

Fullerton

UNKNOWN

Medium
52

Fullerton faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Gangat

UNKNOWN

Medium
52

Gangat faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Garah

UNKNOWN

Medium
52

Garah, NSW, faces increasing risks from heatwaves and flooding.

Garden Suburb

UNKNOWN

Medium
52

Garden Suburb faces moderate climate risks, primarily related to heatwaves and flooding.

Garoo

Tamworth Regional

Medium
52

Garoo faces increasing risks from flooding and heatwaves due to climate change.

Garra

UNKNOWN

Medium
52

Garra faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Gelston Park

City of Canterbury Bankstown

Medium
52

Gelston Park faces moderate climate risks, primarily related to flooding, heatwaves, and coastal inundation.

Georges Creek

UNKNOWN

Medium
52

Georges Creek faces increasing risks from bushfires, floods and heatwaves due to climate change.

Georges Plains

UNKNOWN

Medium
52

Georges Plains faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Gerogery

Greater Hume Shire Council

Medium
52

Gerogery faces increasing risks from flooding and heatwaves due to climate change.

Geurie

Dubbo Regional

Medium
52

Geurie faces increasing risks from flooding and heatwaves.

Ghinni Ghi

UNKNOWN

Medium
52

Ghinni Ghi faces moderate climate risks, primarily from flooding, heatwaves and bushfires.

Ghinni Ghinni

UNKNOWN

Medium
52

Ghinni Ghinni faces moderate climate risks, primarily from flooding and heatwaves.

Giants Creek

UNKNOWN

Medium
52

Giants Creek faces moderate risks from flooding, bushfires, and heatwaves.

Furracabad

Moderate

Assessment in progress

Gala Vale

Moderate

Assessment in progress

Galong

Moderate

Assessment in progress

Galston

Moderate

Assessment in progress

Gangat

Moderate

Assessment in progress

Ganmain

Moderate

Assessment in progress

Garema

Moderate

Assessment in progress

Garland

Moderate

Assessment in progress

Garra

Moderate

Assessment in progress

Gearys Flat

Moderate

Assessment in progress

Gemalla

Moderate

Assessment in progress

Georges Creek

Moderate

Assessment in progress

Georges Hall

Moderate

Assessment in progress

Georges Plains

Moderate

Assessment in progress

Gerogery

Moderate

Assessment in progress

Ghinni Ghinni

Moderate

Assessment in progress

Ghoolendaadi

Moderate

Assessment in progress

Gibberagee

Moderate

Assessment in progress

Gibraltar Range

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk in New South Wales Suburbs — Page 39: 2026 Assessments | ClimateNest