Climate Risk in Figtree, NSW

Figtree, New South Wales· Wollongong· 2525
Updated May 2026

Figtree is a suburb in Wollongong, NSW, that faces moderate climate risks, particularly from flooding and heatwaves. Bushfire risk is also present. Coastal risks are low due to its inland location.

Is Figtree Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Figtree, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Figtree

Flood

Figtree has a moderate risk of flooding due to its proximity to creeks and low-lying areas. Intense rainfall events can cause flash flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development

Bushfire

Figtree has a moderate risk of bushfire due to the presence of bushland areas nearby. Hot, dry conditions and strong winds can increase the risk.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

Figtree is likely to experience more frequent and intense heatwaves in the future. This can pose a risk to vulnerable populations.

Key drivers:

  • ·Climate change
  • ·Urban heat island effect

Coastal

Figtree is located inland and has a low risk of coastal hazards.

Key drivers:

  • ·Distance from coast

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Figtree

Detailed Hazard Analysis

heat Risk

Figtree is likely to experience more frequent and intense heatwaves in the future. This can pose a risk to vulnerable populations.

Primary Drivers

  • ·Climate change
  • ·Urban heat island effect
Data source

flood Risk

Figtree has a moderate risk of flooding due to its proximity to creeks and low-lying areas. Intense rainfall events can cause flash flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Climate change
Data source

coastal Risk

Figtree is located inland and has a low risk of coastal hazards.

Primary Drivers

  • ·Distance from coast
Data source

bushfire Risk

Figtree has a moderate risk of bushfire due to the presence of bushland areas nearby. Hot, dry conditions and strong winds can increase the risk.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Wind
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to flood and bushfire risks.

Price Impact

Properties in flood-prone areas may experience price stagnation or decline.

Buyer Checklist

  • 1.Check flood maps and insurance costs.
  • 2.Assess bushfire risk and prepare a bushfire survival plan.
  • 3.Consider energy efficiency measures to mitigate heat impacts.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve stormwater drainage infrastructure

Immediate

Upgrade stormwater drainage systems to handle increased rainfall intensity and reduce the risk of flash flooding.

Est. cost: High

Learn more

Develop a community heatwave plan

Near-term

Create a plan to protect vulnerable residents during heatwaves, including cooling centers and outreach programs.

Est. cost: Medium

Learn more

Implement bushfire risk reduction measures

Near-term

Undertake vegetation management and controlled burns to reduce bushfire fuel loads near residential areas.

Est. cost: Medium

Learn more

Raise awareness about climate risks

Long-term

Educate residents about the risks of flooding, heatwaves, and bushfires, and provide guidance on how to prepare and respond.

Est. cost: Low

Learn more

Promote water conservation

Long-term

Encourage residents to conserve water to reduce strain on water resources during droughts and heatwaves.

Est. cost: Low

Learn more

About Figtree's Climate Risk Profile

Figtree, located in the Wollongong region of New South Wales, is subject to a range of climate-related risks that are projected to intensify in the coming decades. The primary concerns for this suburb are flooding, heatwaves, and bushfires. While coastal hazards are minimal due to its inland position, the other risks require careful consideration and proactive adaptation measures.

Flooding is a significant concern for Figtree, with potential for flash flooding during periods of intense rainfall. The suburb's proximity to creeks and low-lying areas exacerbates this risk. Climate change is expected to increase the frequency and intensity of heavy rainfall events, further elevating the flood risk in the future.

Heatwaves are another growing threat to Figtree. As temperatures rise due to climate change, the suburb is likely to experience more frequent and prolonged periods of extreme heat. This can have significant impacts on public health, particularly for vulnerable populations such as the elderly and those with pre-existing medical conditions.

Bushfire risk is also a factor in Figtree, with the presence of nearby bushland areas increasing the potential for fire hazards. Hot, dry conditions and strong winds can create ideal conditions for bushfires to spread rapidly. While not as immediate a threat as flooding or heatwaves, bushfire preparedness is still essential for residents.

Addressing these climate risks will require a multi-faceted approach, including investments in infrastructure improvements, community education programs, and individual adaptation measures. By taking proactive steps to mitigate the impacts of climate change, Figtree can enhance its resilience and ensure a sustainable future for its residents.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Figtree?

The main climate change risks in Figtree are flooding, heatwaves, and bushfires. Flooding is a concern due to the suburb's proximity to creeks, while heatwaves are becoming more frequent and intense. Bushfire risk is present due to nearby bushland areas.

How will climate change affect property values in Figtree?

Properties in flood-prone areas may experience price stagnation or decline. Increased insurance premiums due to flood and bushfire risks may also affect property values.

What is the council doing to address climate change in Figtree?

Wollongong City Council is implementing various measures to address climate change, including upgrading stormwater drainage infrastructure, developing a community heatwave plan, and undertaking bushfire risk reduction measures.

How can I prepare for a flood in Figtree?

Check flood maps and insurance costs. Develop a flood emergency plan and keep emergency supplies on hand. Stay informed about weather forecasts and warnings.

What should I do during a heatwave in Figtree?

Stay indoors in air-conditioned environments if possible. Drink plenty of water and avoid strenuous activities. Check on vulnerable neighbors and family members.

How can I protect my home from bushfires in Figtree?

Clear vegetation around your home and maintain a defensible space. Prepare a bushfire survival plan and keep emergency supplies on hand. Stay informed about bushfire alerts and warnings.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Figtree, use our analysis tool.

Check Your flood Risk Now

Check Figtree's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections