NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Enngonia

UNKNOWN

High
72

Enngonia faces significant climate risks, particularly from bushfires and heatwaves.

Ettrema

UNKNOWN

High
72

Ettrema faces significant risks from bushfires and moderate risks from flooding and heatwaves.

Emerald Beach

UNKNOWN

Medium
58

Emerald Beach is a coastal suburb in New South Wales that faces moderate risks from flooding, bushfires, heatwaves, and coastal erosion.

Empire Bay

Central Coast

Medium
58

Empire Bay is a suburb on the Central Coast of New South Wales that faces moderate risks from climate change.

Emu Heights

UNKNOWN

Medium
58

Emu Heights faces moderate risks from flooding, bushfires, and heatwaves.

Emu Plains

Penrith

Medium
58

Emu Plains faces moderate climate risks, primarily from flooding and heatwaves.

Endrick

UNKNOWN

Medium
58

Endrick is a suburb in New South Wales that faces moderate climate risks, primarily from flooding and bushfires.

Eraring

Lake Macquarie

Medium
58

Eraring faces moderate climate risks, primarily from flooding and bushfires.

Eschol Park

UNKNOWN

Medium
58

Eschol Park faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Emerald Hill

UNKNOWN

Medium
55

Emerald Hill faces increasing risks from flooding and heatwaves due to climate change.

Emerton

Blacktown

Medium
55

Emerton is a suburb in Western Sydney that faces moderate risks from flooding and heatwaves, with increasing trends due to climate change.

Emmaville

UNKNOWN

Medium
55

Emmaville faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Empire Vale

Richmond Valley

Medium
55

Empire Vale faces increasing risks from flooding, heatwaves, and bushfires due to climate change.

Emu Swamp

UNKNOWN

Medium
55

Emu Swamp faces increasing risks from heatwaves and flooding due to climate change.

Engadine

Sutherland Shire

Medium
55

Engadine faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Eremerang

UNKNOWN

Medium
55

Eremerang faces moderate risks from bushfires and heatwaves, with increasing trends due to climate change.

Erin Vale

UNKNOWN

Medium
55

Erin Vale faces increasing risks from flooding and heatwaves.

Erina Heights

Central Coast

Medium
55

Erina Heights is a suburb on the Central Coast of New South Wales, facing increasing climate risks.

Erowal Bay

Shoalhaven

Medium
55

Erowal Bay is a suburb in New South Wales that faces moderate climate risks, particularly from bushfires, flooding, heatwaves and coastal hazards.

Erskineville

City of Sydney

Medium
55

Erskineville faces a moderate climate risk profile, with heatwaves and flooding posing the most significant threats.

Essington

UNKNOWN

Medium
55

Essington faces moderate climate risks, particularly from flooding and heatwaves.

Ettrick

UNKNOWN

Medium
55

Ettrick faces moderate climate risks, primarily related to flooding and heatwaves.

Enfield

Burwood

Medium
52

Enfield faces moderate climate risks, primarily from flooding and heatwaves.

Englorie Park

Campbelltown

Medium
52

Englorie Park faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Enmore

Inner West

Medium
52

Enmore faces a medium climate risk profile, with heatwaves and flooding posing the most significant threats.

Environa

Sutherland Shire

Medium
52

Environa faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Epping

City of Parramatta

Medium
52

Epping faces moderate climate risks, primarily from flooding and heatwaves.

Erigolia

UNKNOWN

Medium
52

Erigolia faces moderate risks from flooding, bushfires, and heatwaves.

Erina

Central Coast

Medium
52

Erina faces a medium overall climate risk, with the most significant threats being flooding and heatwaves.

Ermington

City of Parramatta

Medium
52

Ermington faces moderate climate risks, primarily from flooding and heatwaves.

Errowanbang

UNKNOWN

Medium
52

Errowanbang faces moderate risks from flooding, bushfires, and heatwaves.

Erskine Park

Penrith

Medium
52

Erskine Park faces moderate risks from flooding, bushfires, and heatwaves.

Erudgere

Mid-Western Regional

Medium
52

Erudgere faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Esk

UNKNOWN

Medium
52

Esk, NSW, faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

Estella

City of Wagga Wagga

Medium
52

Estella is a suburb in Wagga Wagga, NSW, facing increasing risks from flooding and heatwaves.

Ettalong Beach

Central Coast

Medium
52

Ettalong Beach is a coastal suburb on the Central Coast of New South Wales, facing increasing risks from flooding and coastal erosion due to climate change.

Ettamogah

City of Albury

Medium
52

Ettamogah faces increasing risks from flooding and heatwaves due to climate change.

Euabalong

Lachlan Shire Council

Medium
52

Euabalong is a rural town in New South Wales that faces moderate climate risks, primarily from flooding and heatwaves.

Euabalong West

Lachlan Shire Council

Medium
52

Euabalong West faces moderate climate risks, primarily from flooding and heatwaves.

Emerald Beach

Moderate

Assessment in progress

Emerald Hill

Moderate

Assessment in progress

Emerton

Moderate

Assessment in progress

Emmaville

Moderate

Assessment in progress

Empire Bay

Moderate

Assessment in progress

Empire Vale

Moderate

Assessment in progress

Emu Swamp

Moderate

Assessment in progress

Enfield

Moderate

Assessment in progress

Englorie Park

Moderate

Assessment in progress

Enmore

Moderate

Assessment in progress

Enngonia

Moderate

Assessment in progress

Epping

Moderate

Assessment in progress

Eremerang

Moderate

Assessment in progress

Erigolia

Moderate

Assessment in progress

Erin Vale

Moderate

Assessment in progress

Erina

Moderate

Assessment in progress

Erina Heights

Moderate

Assessment in progress

Errowanbang

Moderate

Assessment in progress

Eschol Park

Moderate

Assessment in progress

Esk

Moderate

Assessment in progress

Ettalong Beach

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

Analyse Your Property Now

Enter your address below for an instant climate risk assessment covering flood, bushfire, and sea level rise.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections