NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

East Lismore

Lismore

High
72

East Lismore faces significant climate risks, particularly from flooding and heatwaves.

East Wagga Wagga

Wagga Wagga City

High
72

East Wagga Wagga faces significant risks from flooding and heatwaves, with moderate bushfire risk.

Dyers Crossing

MidCoast

Medium
58

Dyers Crossing is a suburb in New South Wales that faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Dyraaba

UNKNOWN

Medium
58

Dyraaba faces moderate risks from flooding, bushfires, and heatwaves.

East Corrimal

Wollongong

Medium
58

East Corrimal faces a medium overall climate risk.

East Gosford

Central Coast

Medium
58

East Gosford faces increasing risks from climate change, particularly related to flooding, heatwaves, and coastal hazards.

East Gresford

Singleton

Medium
58

East Gresford faces increasing risks from flooding and heatwaves.

East Hills

UNKNOWN

Medium
58

East Hills is a suburb in Sydney with moderate climate risks.

East Kempsey

UNKNOWN

Medium
58

East Kempsey faces moderate climate risks, primarily from flooding and heatwaves.

East Kurrajong

UNKNOWN

Medium
58

East Kurrajong faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

East Lynne

UNKNOWN

Medium
58

East Lynne faces moderate risks from flooding and heatwaves, with bushfire risk also present.

East Maitland

Maitland

Medium
58

East Maitland is a suburb in the Hunter region of NSW, facing increasing risks from flooding and heatwaves due to climate change.

Duranbah

UNKNOWN

Medium
55

Duranbah, NSW, faces moderate climate risks, particularly from flooding, heatwaves, and coastal hazards.

Duroby

UNKNOWN

Medium
55

Duroby, NSW, faces increasing climate risks, particularly from heatwaves and flooding.

Durran Durra

UNKNOWN

Medium
55

Durran Durra faces increasing risks from bushfires, heatwaves and flooding.

Durras North

Eurobodalla

Medium
55

Durras North is a suburb in New South Wales that faces moderate climate risks.

Dyrring

UNKNOWN

Medium
55

Dyrring faces moderate climate risks, primarily from flooding and bushfires.

Eagle Vale

Campbelltown

Medium
55

Eagle Vale faces moderate risks from flooding, bushfires, and heatwaves, with heat being the most significant concern.

Earlwood

UNKNOWN

Medium
55

Earlwood faces moderate climate risks, primarily from flooding and heatwaves.

East Ballina

UNKNOWN

Medium
55

East Ballina faces increasing risks from climate change, particularly related to flooding, heatwaves, and coastal hazards.

East Branxton

Singleton

Medium
55

East Branxton faces increasing risks from flooding and heatwaves due to climate change.

East Coraki

UNKNOWN

Medium
55

East Coraki faces a medium climate risk profile.

East Ryde

City of Ryde

Medium
55

East Ryde faces increasing risks from heatwaves and flooding due to climate change.

Eastern Creek

Blacktown

Medium
55

Eastern Creek faces increasing risks from heatwaves and flooding due to climate change.

Eastgardens

UNKNOWN

Medium
55

Eastgardens faces a moderate climate risk profile, with heatwaves and coastal hazards being the primary concerns.

Eastlakes

City of Sydney

Medium
55

Eastlakes is a suburb in Sydney facing increasing climate risks.

Dural

Hills Shire

Medium
52

Dural faces moderate risks from flooding and bushfires, with increasing heat risk due to climate change.

Duramana

Bathurst Regional

Medium
52

Duramana faces moderate climate risks, primarily from flooding and bushfires.

Duri

Tamworth Regional

Medium
52

Duri faces increasing risks from flooding and heatwaves due to climate change.

Durren Durren

Mid-Coast Council

Medium
52

Durren Durren faces moderate climate risks, primarily from flooding and heatwaves.

Duval

Armidale Regional

Medium
52

Duval, NSW, faces moderate risks from flooding, bushfires, and heatwaves.

Eagleton

UNKNOWN

Medium
52

Eagleton faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

East Albury

Albury

Medium
52

East Albury faces moderate climate risks, primarily related to heatwaves and flooding.

East Jindabyne

UNKNOWN

Medium
52

East Jindabyne faces increasing risks from bushfires, floods, and heatwaves due to climate change.

East Kangaloon

Wingecarribee

Medium
52

East Kangaloon faces moderate climate risks, primarily from flooding and bushfires.

East Killara

Ku-ring-gai

Medium
52

East Killara faces moderate climate risks, primarily from bushfires, flooding, and heatwaves.

East Lindfield

Ku-ring-gai

Medium
52

East Lindfield faces moderate risks from flooding, bushfires, and heatwaves.

East Seaham

UNKNOWN

Medium
52

East Seaham faces increasing risks from flooding, bushfires, heatwaves, and coastal hazards due to climate change.

East Tamworth

Tamworth Regional

Medium
52

East Tamworth faces moderate risks from flooding and heatwaves, with bushfire risk also present.

East Wardell

UNKNOWN

Medium
52

East Wardell faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Eastwood

City of Ryde

Medium
52

Eastwood faces a moderate climate risk, primarily driven by increased flooding and heatwave events.

Duramana

Moderate

Assessment in progress

Duval

Moderate

Assessment in progress

Eagle Vale

Moderate

Assessment in progress

Earlwood

Moderate

Assessment in progress

East Albury

Moderate

Assessment in progress

East Ballina

Moderate

Assessment in progress

East Branxton

Moderate

Assessment in progress

East Coraki

Moderate

Assessment in progress

East Corrimal

Moderate

Assessment in progress

East Gosford

Moderate

Assessment in progress

East Gresford

Moderate

Assessment in progress

East Hills

Moderate

Assessment in progress

East Kurrajong

Moderate

Assessment in progress

East Lynne

Moderate

Assessment in progress

East Wardell

Moderate

Assessment in progress

Eastern Creek

Moderate

Assessment in progress

Eastgardens

Moderate

Assessment in progress

Eastlakes

Moderate

Assessment in progress

Eastwood

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections