NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Ebenezer

Hawkesbury

High
72

Ebenezer is a suburb in New South Wales that faces significant flood and heat risks.

Eden

UNKNOWN

Medium
58

Eden, NSW, faces a medium overall climate risk.

Edenville

UNKNOWN

Medium
58

Edenville faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Edmondson Park

Liverpool

Medium
58

Edmondson Park faces increasing risks from flooding and heatwaves due to climate change.

Eenaweena

Medium
58

Eenaweena faces moderate climate risks, primarily from flooding and heatwaves.

Elands

UNKNOWN

Medium
58

Elands faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Elizabeth Beach

UNKNOWN

Medium
58

Elizabeth Beach is a coastal suburb in New South Wales that faces several climate-related risks.

Ellalong

Cessnock

Medium
58

Ellalong is a suburb in the Hunter Region of New South Wales, facing moderate risks from flooding, bushfires, and heatwaves.

Eltham

UNKNOWN

Medium
58

Eltham, NSW, faces moderate climate risks, primarily from flooding and heatwaves.

Elvina Bay

UNKNOWN

Medium
58

Elvina Bay is a suburb in New South Wales that faces moderate risks from various climate hazards.

Eatonsville

UNKNOWN

Medium
55

Eatonsville faces moderate climate risks, primarily from flooding and heatwaves.

Ebor

UNKNOWN

Medium
55

Ebor is a rural town in New South Wales that faces moderate climate risks, primarily from bushfires and floods.

Eccleston

UNKNOWN

Medium
55

Eccleston faces increasing risks from flooding and heatwaves due to climate change.

Edgeroi

Narrabri Shire Council

Medium
55

Edgeroi faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Edith

UNKNOWN

Medium
55

Edith, NSW, faces moderate climate risks, primarily from flooding and heatwaves.

Eglinton

UNKNOWN

Medium
55

Eglinton faces increasing risks from heatwaves and flooding due to climate change.

Eighteen Mile

UNKNOWN

Medium
55

Eighteen Mile faces increasing climate risks, particularly from heatwaves and flooding.

Elcombe

UNKNOWN

Medium
55

Elcombe faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Elderslie

Camden

Medium
55

Elderslie faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Eleebana

Lake Macquarie

Medium
55

Eleebana faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards related to Lake Macquarie.

Ellis Lane

UNKNOWN

Medium
55

Ellis Lane faces increasing risks from heatwaves and flooding due to climate change.

Elong Elong

UNKNOWN

Medium
55

Elong Elong faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Elsmore

UNKNOWN

Medium
55

Elsmore faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Edderton

UNKNOWN

Medium
52

Edderton faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Eden Creek

Kyogle

Medium
52

Eden Creek is a rural suburb in New South Wales that faces increasing risks from flooding and bushfires due to climate change.

Edensor Park

Fairfield

Medium
52

Edensor Park faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Edgecliff

Woollahra

Medium
52

Edgecliff is a harbourside suburb in Sydney facing moderate climate risks.

Edgeworth

Lake Macquarie

Medium
52

Edgeworth faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Edrom

UNKNOWN

Medium
52

Edrom, NSW, faces a medium overall climate risk.

Elanora Heights

Northern Beaches

Medium
52

Elanora Heights faces moderate climate risks, primarily from flooding and bushfires.

Elermore Vale

Newcastle

Medium
52

Elermore Vale faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Elizabeth Hills

Liverpool

Medium
52

Elizabeth Hills faces increasing risks from flooding and heatwaves due to climate change.

Elland

UNKNOWN

Medium
52

Elland faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Ellangowan

UNKNOWN

Medium
52

Ellangowan faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Ellenborough

UNKNOWN

Medium
52

Ellenborough faces moderate climate risks, primarily from flooding and bushfires.

Ellerslie

Medium
52

Ellerslie faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Ellerston

Upper Hunter Shire Council

Medium
52

Ellerston faces increasing risks from flooding and heatwaves due to climate change.

Elrington

Cessnock

Medium
52

Elrington faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Eatonsville

Moderate

Assessment in progress

Ebenezer

Moderate

Assessment in progress

Ebor

Moderate

Assessment in progress

Eccleston

Moderate

Assessment in progress

Eden

Moderate

Assessment in progress

Edensor Park

Moderate

Assessment in progress

Edrom

Moderate

Assessment in progress

Eglinton

Moderate

Assessment in progress

Eighteen Mile

Moderate

Assessment in progress

Elands

Moderate

Assessment in progress

Elcombe

Moderate

Assessment in progress

Elderslie

Moderate

Assessment in progress

Elizabeth Bay

Unknown

Assessment in progress

Elizabeth Beach

Moderate

Assessment in progress

Ellalong

Moderate

Assessment in progress

Elland

Moderate

Assessment in progress

Ellangowan

Moderate

Assessment in progress

Ellenborough

Moderate

Assessment in progress

Ellis Lane

Moderate

Assessment in progress

Elong Elong

Moderate

Assessment in progress

Elrington

Moderate

Assessment in progress

Elsmore

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk in New South Wales Suburbs — Page 34: 2026 Assessments | ClimateNest