Climate Risk Assessment for Eltham, NSW

Eltham, New South Wales· 2480
Updated May 2026

Eltham, NSW, faces moderate climate risks, primarily from flooding and heatwaves. Bushfire risk is also a consideration. Residents should prepare for more frequent extreme weather events.

Is Eltham Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Eltham, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Eltham

Flood

Eltham faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development

Bushfire

The area around Eltham has a moderate bushfire risk due to surrounding vegetation. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

Eltham is likely to experience more frequent and intense heatwaves. Higher average temperatures can pose health risks, especially for vulnerable populations.

Key drivers:

  • ·Climate change
  • ·Urban heat island effect

Coastal

Eltham is not directly exposed to coastal risks. Sea level rise and coastal erosion are not significant concerns for this suburb.

Key drivers:

  • ·Distance from coast

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Eltham

Detailed Hazard Analysis

heat Risk

Eltham is likely to experience more frequent and intense heatwaves. Higher average temperatures can pose health risks, especially for vulnerable populations.

Primary Drivers

  • ·Climate change
  • ·Urban heat island effect
Data source

flood Risk

Eltham faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Climate change
Data source

coastal Risk

Eltham is not directly exposed to coastal risks. Sea level rise and coastal erosion are not significant concerns for this suburb.

Primary Drivers

  • ·Distance from coast
Data source

bushfire Risk

The area around Eltham has a moderate bushfire risk due to surrounding vegetation. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Wind patterns
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to flood and bushfire risks.

Price Impact

Properties in flood-prone areas may experience price fluctuations.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area designations.
  • 2.Assess the property's vulnerability to heatwaves.
  • 3.Obtain appropriate insurance coverage.
  • 4.Consider long-term climate projections for the area.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as levees and improved drainage systems.

Est. cost: High

Learn more

Enhance Bushfire Preparedness

Near-term

Implement community education programs and improve bushfire management practices.

Est. cost: Medium

Learn more

Develop Heat Action Plans

Immediate

Create strategies to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Low

Learn more

Promote Water Conservation

Long-term

Encourage water-saving measures to reduce the impact of droughts and water scarcity.

Est. cost: Low

Learn more

About Eltham's Climate Risk Profile

Eltham, located in New South Wales, is susceptible to several climate-related risks. The most significant threat is flooding, driven by increased rainfall intensity and proximity to waterways. Climate change is expected to exacerbate these conditions, leading to more frequent and severe flood events.

Bushfire risk is also present, although somewhat less pronounced than flooding. The surrounding vegetation can become fuel during hot, dry periods, increasing the potential for bushfires. Residents should maintain their properties and be aware of fire safety guidelines.

Heatwaves are another growing concern for Eltham. As average temperatures rise, the risk of heat-related illnesses increases, particularly for vulnerable populations such as the elderly and those with pre-existing health conditions. Access to cooling and hydration is essential during heatwaves.

While Eltham is not directly on the coast, it is important to consider the broader impacts of climate change. Changes in weather patterns and increased extreme events can affect the region's overall resilience. Adaptation measures and community preparedness are crucial for mitigating these risks.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Eltham?

The primary risks are increased flooding, more frequent and intense heatwaves, and a moderate risk of bushfires.

How will climate change affect property values in Eltham?

Properties in flood-prone areas may experience price fluctuations. It's important to assess a property's vulnerability to climate risks before purchasing.

What can I do to prepare for heatwaves in Eltham?

Stay hydrated, seek air-conditioned environments, and check on vulnerable neighbors. Follow advice from NSW Health during heatwave events.

Where can I find information about bushfire risks in Eltham?

Consult the NSW Rural Fire Service website for detailed bushfire prone area maps and fire safety guidelines.

Is Eltham likely to experience water shortages in the future?

While not a primary concern, promoting water conservation is important to ensure long-term water security in the region.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Eltham, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections