NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Deua River Valley

UNKNOWN

High
72

Deua River Valley faces significant climate risks, particularly from bushfires and heatwaves.

Dharruk

UNKNOWN

High
72

Dharruk faces significant climate risks, particularly from bushfires and heatwaves.

Diamond Beach

UNKNOWN

Medium
58

Diamond Beach is a coastal suburb in New South Wales that faces several climate-related risks.

Diamond Head

UNKNOWN

Medium
58

Diamond Head faces a moderate climate risk profile, with increasing threats from flooding, bushfires, heatwaves, and coastal erosion.

Dingo Forest

UNKNOWN

Medium
58

Dingo Forest faces increasing risks from bushfires and heatwaves due to climate change.

Doctor George Mountain

Mid-Coast Council

Medium
58

Doctor George Mountain faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

Dolans Bay

Sutherland Shire

Medium
58

Dolans Bay is a suburb in New South Wales that faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Dolphin Point

UNKNOWN

Medium
58

Dolphin Point, NSW, faces a medium overall climate risk.

Doonbah

UNKNOWN

Medium
58

Doonbah faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Doonside

Blacktown

Medium
58

Doonside faces moderate climate risks, primarily from flooding and heatwaves.

Dooralong

Central Coast

Medium
58

Dooralong is a suburb in the Central Coast region of New South Wales, facing moderate risks from flooding, bushfires, and heatwaves.

Dorrigo

UNKNOWN

Medium
58

Dorrigo faces increasing risks from flooding and bushfires due to climate change.

Deua

UNKNOWN

Medium
55

Deua faces moderate climate risks, primarily from flooding and bushfires.

Devils Hole

UNKNOWN

Medium
55

Devils Hole faces moderate climate risks, primarily from flooding and heatwaves.

Dewitt

UNKNOWN

Medium
55

Dewitt faces moderate climate risks, primarily from flooding and heatwaves.

Dhulura

Cessnock

Medium
55

Dhulura faces moderate climate risks, primarily from flooding and bushfires.

Dhuragoon

Medium
55

Dhuragoon faces moderate climate risks, primarily from flooding and heatwaves.

Dilkoon

UNKNOWN

Medium
55

Dilkoon faces moderate risks from bushfires and heatwaves, with increasing trends due to climate change.

Dilpurra

Medium
55

Dilpurra faces increasing risks from bushfires and heatwaves.

Dinoga

UNKNOWN

Medium
55

Dinoga faces moderate risks from bushfires, floods, and heatwaves.

Dirnaseer

UNKNOWN

Medium
55

Dirnaseer faces moderate risks from flooding and heatwaves, with bushfire risk being relatively lower.

Dirty Creek

UNKNOWN

Medium
55

Dirty Creek faces moderate risks from flooding, bushfires, and heatwaves.

Dobies Bight

UNKNOWN

Medium
55

Dobies Bight faces moderate climate risks, particularly from flooding, heatwaves and coastal hazards.

Dog Rocks

UNKNOWN

Medium
55

Dog Rocks faces increasing risks from bushfires, heatwaves and flooding due to climate change.

Dolls Point

Bayside

Medium
55

Dolls Point is a suburb in NSW facing moderate climate risks.

Dondingalong

UNKNOWN

Medium
55

Dondingalong faces moderate climate risks, primarily from flooding and heatwaves.

Doon Doon

UNKNOWN

Medium
55

Doon Doon faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Derriwong

UNKNOWN

Medium
52

Derriwong faces increasing risks from flooding, bushfires, and heatwaves.

Diehard

UNKNOWN

Medium
52

Diehard faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Diggers Camp

UNKNOWN

Medium
52

Diggers Camp faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase in the future.

Dignams Creek

UNKNOWN

Medium
52

Dignams Creek faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Doctors Gap

UNKNOWN

Medium
52

Doctors Gap faces moderate climate risks, primarily from bushfires, flooding, and heatwaves.

Dollys Flat

UNKNOWN

Medium
52

Dollys Flat faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Dombarton

Wollongong

Medium
52

Dombarton faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Donald Creek

UNKNOWN

Medium
52

Donald Creek faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Dora Creek

Lake Macquarie

Medium
52

Dora Creek faces moderate climate risks, primarily from flooding, bushfires, heatwaves and coastal hazards.

Dorrigo Mountain

UNKNOWN

Medium
52

Dorrigo Mountain faces moderate climate risks, primarily from bushfires and flooding.

Deua

Moderate

Assessment in progress

Deua River Valley

Moderate

Assessment in progress

Devils Hole

Moderate

Assessment in progress

Dewitt

Moderate

Assessment in progress

Dharruk

Moderate

Assessment in progress

Diamond Beach

Moderate

Assessment in progress

Diamond Head

Moderate

Assessment in progress

Diehard

Moderate

Assessment in progress

Diggers Camp

Moderate

Assessment in progress

Dignams Creek

Moderate

Assessment in progress

Dilkoon

Moderate

Assessment in progress

Dingo Forest

Moderate

Assessment in progress

Dinoga

Moderate

Assessment in progress

Dirnaseer

Moderate

Assessment in progress

Dirty Creek

Moderate

Assessment in progress

Dobies Bight

Moderate

Assessment in progress

Dollys Flat

Moderate

Assessment in progress

Donald Creek

Moderate

Assessment in progress

Dondingalong

Moderate

Assessment in progress

Doonbah

Moderate

Assessment in progress

Doonside

Moderate

Assessment in progress

Dorrigo

Moderate

Assessment in progress

Dorrigo Mountain

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections