NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Arrawarra Headland

UNKNOWN

Medium
58

Arrawarra Headland faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Ashby Heights

UNKNOWN

Medium
58

Ashby Heights faces a moderate climate risk profile, with increasing threats from flooding, bushfires, and heatwaves.

Ashtonfield

Maitland

Medium
58

Ashtonfield faces moderate risks from flooding, bushfires, and heatwaves, which are projected to worsen with climate change.

Asquith

Hornsby

Medium
58

Asquith is a suburb in northern Sydney with a moderate overall climate risk.

Auburn Vale

UNKNOWN

Medium
58

Auburn Vale faces increasing risks from flooding and heatwaves due to climate change.

Austinmer

Wollongong

Medium
58

Austinmer, NSW, faces moderate climate risks, particularly from flooding, heatwaves and coastal erosion.

Austral Eden

UNKNOWN

Medium
58

Austral Eden faces increasing risks from flooding and heatwaves due to climate change.

Avalon

UNKNOWN

Medium
58

Avalon, NSW, faces increasing climate risks, particularly from bushfires and floods.

Avoca Beach

Central Coast

Medium
58

Avoca Beach faces a medium overall climate risk, with the most significant threats being heatwaves and flooding.

Avon

Singleton

Medium
58

Avon, NSW, faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Avonside

UNKNOWN

Medium
58

Avonside faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Baan Baa

Narrabri

Medium
58

Baan Baa faces moderate climate risks, primarily from flooding and heatwaves.

Armatree

UNKNOWN

Medium
55

Armatree is a rural locality in New South Wales that faces moderate risks from bushfires and heatwaves.

Arncliffe

Bayside

Medium
55

Arncliffe is a suburb in Sydney facing increasing climate risks, particularly from flooding, heatwaves and coastal hazards.

Arndell Park

Blacktown

Medium
55

Arndell Park is a suburb in Western Sydney that faces moderate climate risks, primarily from flooding and heatwaves.

Arrawarra

UNKNOWN

Medium
55

Arrawarra faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Arumpo

UNKNOWN

Medium
55

Arumpo, NSW, faces moderate climate risks, particularly from bushfires and heatwaves.

Ashby Island

UNKNOWN

Medium
55

Ashby Island faces increasing climate risks, particularly from flooding and heatwaves.

Ashmont

City of Wagga Wagga

Medium
55

Ashmont faces increasing risks from flooding and heatwaves due to climate change.

Atholwood

UNKNOWN

Medium
55

Atholwood, NSW, faces moderate climate risks.

Attunga

UNKNOWN

Medium
55

Attunga faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Avalon Beach

Northern Beaches

Medium
55

Avalon Beach is a suburb in New South Wales that faces moderate climate risks.

Avisford

UNKNOWN

Medium
55

Avisford faces increasing risks from bushfires and heatwaves, with moderate flood risk.

Avoca

Central Coast

Medium
55

Avoca is a coastal suburb on the Central Coast of New South Wales, facing increasing risks from climate change.

Avondale

Medium
55

Avondale faces increasing risks from flooding and heatwaves due to climate change.

Awaba

Lake Macquarie

Medium
55

Awaba faces increasing risks from climate change, particularly related to bushfires and flooding.

Babinda

UNKNOWN

Medium
55

Babinda, NSW, faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Back Creek

UNKNOWN

Medium
55

Back Creek faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Armidale

Armidale Regional

Medium
52

Armidale faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Arthurville

Mid-Western Regional

Medium
52

Arthurville faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Ashbury

UNKNOWN

Medium
52

Ashbury faces moderate climate risks, primarily from flooding and heatwaves.

Ashby

Clarence Valley

Medium
52

Ashby, NSW, faces increasing climate risks, particularly from flooding and heatwaves.

Ashcroft

Liverpool

Medium
52

Ashcroft is a suburb in Sydney, NSW, that faces moderate climate risks, particularly from flooding and heatwaves.

Ashford

UNKNOWN

Medium
52

Ashford faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Ashley

UNKNOWN

Medium
52

Ashley faces moderate climate risks, particularly from flooding and heatwaves.

Austral

Liverpool

Medium
52

Austral is a suburb in New South Wales that faces moderate climate risks, particularly from flooding and heatwaves.

Aylmerton

Wingecarribee

Medium
52

Aylmerton faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Babyl Creek

UNKNOWN

Medium
52

Babyl Creek faces moderate climate risks, primarily from flooding and heatwaves.

Armatree

Moderate

Assessment in progress

Armidale

Moderate

Assessment in progress

Arndell Park

Moderate

Assessment in progress

Arrawarra

Moderate

Assessment in progress

Arrawarra Headland

Moderate

Assessment in progress

Artarmon

Unknown

Assessment in progress

Arumpo

Moderate

Assessment in progress

Ashbury

Moderate

Assessment in progress

Ashby

Moderate

Assessment in progress

Ashby Heights

Moderate

Assessment in progress

Ashby Island

Moderate

Assessment in progress

Ashfield

Moderate

Assessment in progress

Ashfield

Unknown

Assessment in progress

Ashford

Moderate

Assessment in progress

Asquith

Moderate

Assessment in progress

Atholwood

Moderate

Assessment in progress

Auburn

Moderate

Assessment in progress

Auburn

Unknown

Assessment in progress

Auburn Vale

Moderate

Assessment in progress

Avoca Beach

Moderate

Assessment in progress

Babinda

Moderate

Assessment in progress

Back Creek

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections