NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Bamarang

UNKNOWN

High
72

Bamarang faces significant climate risks, particularly from bushfires and flooding.

Badja

UNKNOWN

Medium
58

Badja faces increasing risks from bushfires and heatwaves due to climate change.

Baerami

UNKNOWN

Medium
58

Baerami faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

Balgowlah Heights

Northern Beaches

Medium
58

Balgowlah Heights is a suburb in New South Wales that faces moderate climate risks.

Balgownie

Wollongong

Medium
58

Balgownie faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Balickera

Port Stephens

Medium
58

Balickera faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Ballina

UNKNOWN

Medium
58

Ballina faces increasing risks from flooding, heatwaves, and coastal erosion due to climate change.

Balranald

Balranald

Medium
58

Balranald faces moderate climate risks, primarily from flooding and heatwaves.

Back Forest

UNKNOWN

Medium
55

Back Forest, NSW, faces increasing risks from bushfires and heatwaves.

Backmede

UNKNOWN

Medium
55

Backmede faces moderate climate risks, primarily from flooding and heatwaves.

Backwater

UNKNOWN

Medium
55

Backwater faces moderate risks from flooding and heatwaves, which are expected to worsen with climate change.

Baerami Creek

UNKNOWN

Medium
55

Baerami Creek faces moderate climate risks, primarily from flooding and bushfires.

Bagnoo

UNKNOWN

Medium
55

Bagnoo faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Bago

UNKNOWN

Medium
55

Bago faces increasing risks from bushfires and heatwaves.

Bagotville

UNKNOWN

Medium
55

Bagotville faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Bakers Swamp

Dubbo Regional

Medium
55

Bakers Swamp faces increasing risks from flooding and heatwaves due to climate change.

Balala

UNKNOWN

Medium
55

Balala, NSW, faces increasing risks from bushfires and heatwaves.

Balcolyn

Central Coast

Medium
55

Balcolyn is a suburb on the Central Coast of NSW that faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Bald Blair

UNKNOWN

Medium
55

Bald Blair faces increasing risks from bushfires and heatwaves.

Bald Hills

UNKNOWN

Medium
55

Bald Hills faces moderate climate risks, primarily from flooding and heatwaves.

Bald Nob

UNKNOWN

Medium
55

Bald Nob, NSW, faces increasing risks from bushfires and heatwaves.

Bald Ridge

UNKNOWN

Medium
55

Bald Ridge faces moderate climate risks, primarily from flooding and bushfires.

Baldry

UNKNOWN

Medium
55

Baldry faces increasing risks from heatwaves and flooding due to climate change.

Balfours Peak

UNKNOWN

Medium
55

Balfours Peak faces moderate climate risks, primarily from bushfires and heatwaves.

Balgowlah

Northern Beaches

Medium
55

Balgowlah is a suburb in New South Wales that faces moderate climate risks.

Ballalaba

Yass Valley

Medium
55

Ballalaba faces moderate climate risks, primarily from flooding and bushfires.

Ballengarra

UNKNOWN

Medium
55

Ballengarra faces increasing risks from bushfires and heatwaves due to climate change.

Ballyroe

UNKNOWN

Medium
55

Ballyroe faces moderate climate risks, primarily from flooding and heatwaves.

Balmoral

UNKNOWN

Medium
55

Balmoral, NSW, faces moderate climate risks, particularly from heatwaves and flooding.

Badgerys Creek

UNKNOWN

Medium
52

Badgerys Creek faces increasing risks from flooding and heatwaves due to climate change.

Bakers Creek

UNKNOWN

Medium
52

Bakers Creek faces increasing risks from flooding and heatwaves due to climate change.

Balaclava

Dubbo Regional

Medium
52

Balaclava, NSW, faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Baldersleigh

UNKNOWN

Medium
52

Baldersleigh faces moderate climate risks, primarily from bushfires, heatwaves and flooding.

Balladoran

Dubbo Regional

Medium
52

Balladoran faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Balldale

Federation

Medium
52

Balldale, NSW, faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Ballimore

Dubbo Regional

Medium
52

Ballimore faces increasing risks from flooding and heatwaves due to climate change.

Balmain East

Inner West

Medium
52

Balmain East is a harbourside suburb in Sydney with a moderate climate risk profile.

Backmede

Moderate

Assessment in progress

Backwater

Moderate

Assessment in progress

Badja

Moderate

Assessment in progress

Bagnoo

Moderate

Assessment in progress

Bago

Moderate

Assessment in progress

Bagotville

Moderate

Assessment in progress

Bakers Creek

Moderate

Assessment in progress

Bald Blair

Moderate

Assessment in progress

Bald Hills

Moderate

Assessment in progress

Bald Nob

Moderate

Assessment in progress

Bald Ridge

Moderate

Assessment in progress

Baldersleigh

Moderate

Assessment in progress

Baldry

Moderate

Assessment in progress

Balfours Peak

Moderate

Assessment in progress

Balgownie

Moderate

Assessment in progress

Balladoran

Moderate

Assessment in progress

Balldale

Moderate

Assessment in progress

Ballengarra

Moderate

Assessment in progress

Ballimore

Moderate

Assessment in progress

Ballina

Moderate

Assessment in progress

Balmain

Unknown

Assessment in progress

Balranald

Moderate

Assessment in progress

Banda Banda

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

Analyse Your Property Now

Enter your address below for an instant climate risk assessment covering flood, bushfire, and sea level rise.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk in New South Wales Suburbs — Page 4: 2026 Assessments | ClimateNest