NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Clandulla

UNKNOWN

High
72

Clandulla faces significant climate risks, particularly from bushfires and heatwaves.

Clearfield

Hawkesbury

High
72

Clearfield is a suburb in the Hawkesbury region of New South Wales that faces significant climate-related risks, particularly from flooding and bushfires.

Cobar

Cobar Shire Council

High
72

Cobar is a rural town in western New South Wales facing increasing risks from bushfires, heatwaves, and flooding.

Church Point

Northern Beaches

Medium
58

Church Point is a suburb in the Northern Beaches region of Sydney, NSW, that faces several climate-related risks.

Clarence Town

Dungog

Medium
58

Clarence Town faces moderate climate risks, primarily from flooding and heatwaves.

Clarenza

UNKNOWN

Medium
58

Clarenza faces moderate climate risks, primarily from flooding and heatwaves.

Clareville

UNKNOWN

Medium
58

Clareville is a suburb in New South Wales that faces moderate climate risks.

Clear Creek

UNKNOWN

Medium
58

Clear Creek faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Clifden

UNKNOWN

Medium
58

Clifden faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase due to climate change.

Clontarf

Northern Beaches

Medium
58

Clontarf, NSW, faces a medium overall climate risk.

Clouds Creek

UNKNOWN

Medium
58

Clouds Creek faces moderate climate risks, primarily from flooding and bushfires.

Clovelly

Randwick

Medium
58

Clovelly faces a medium overall climate risk, with the most significant threats stemming from heatwaves and coastal hazards.

Clunes

UNKNOWN

Medium
58

Clunes, NSW, faces moderate climate risks, primarily from flooding and heatwaves.

Clyde

Parramatta

Medium
58

Clyde is a suburb in Sydney, NSW, that faces moderate climate risks, primarily from flooding and heatwaves.

Coalcliff

Wollongong

Medium
58

Coalcliff is a suburb in New South Wales that faces moderate climate risks.

Coaldale

Clarence Valley

Medium
58

Coaldale faces moderate climate risks, primarily from flooding and heatwaves.

Cobaki Lakes

UNKNOWN

Medium
58

Cobaki Lakes faces increasing risks from flooding, heatwaves, bushfires, and coastal hazards due to climate change.

Chullora

UNKNOWN

Medium
55

Chullora faces moderate risks from flooding and high risks from heatwaves.

Clare

UNKNOWN

Medium
55

Clare, NSW, faces increasing risks from heatwaves and flooding due to climate change.

Claremont Meadows

Penrith

Medium
55

Claremont Meadows faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Clarence

UNKNOWN

Medium
55

Clarence faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Clarendon

UNKNOWN

Medium
55

Clarendon faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Claymore

Campbelltown

Medium
55

Claymore is a suburb in the Macarthur region of Sydney, NSW.

Clear Range

UNKNOWN

Medium
55

Clear Range faces increasing risks from bushfires and heatwaves, with moderate flood risk.

Clemton Park

UNKNOWN

Medium
55

Clemton Park faces moderate risks from flooding and heatwaves, with bushfire and coastal risks being relatively low.

Cliftleigh

Cessnock

Medium
55

Cliftleigh faces increasing risks from flooding and heatwaves due to climate change.

Clifton Grove

UNKNOWN

Medium
55

Clifton Grove faces moderate climate risks, primarily from flooding and bushfires.

Clifton

UNKNOWN

Medium
55

Clifton, NSW, faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Clydesdale

UNKNOWN

Medium
55

Clydesdale faces increasing risks from flooding and heatwaves due to climate change.

Coasters Retreat

Northern Beaches

Medium
55

Coasters Retreat is a suburb in New South Wales that faces moderate climate risks.

Cobaki

UNKNOWN

Medium
55

Cobaki faces increasing risks from climate change, particularly related to flooding, heatwaves, and coastal hazards.

Cobar Park

UNKNOWN

Medium
55

Cobar Park faces moderate risks from bushfires and heatwaves, with increasing flood risk due to climate change.

Cobargo

UNKNOWN

Medium
55

Cobargo is a rural town in New South Wales that faces moderate climate risks, particularly from flooding and bushfires.

Chittaway Point

Central Coast

Medium
52

Chittaway Point faces moderate climate risks, primarily from flooding and heatwaves.

Chowan Creek

UNKNOWN

Medium
52

Chowan Creek faces moderate climate risks, primarily from flooding and heatwaves.

Clergate

UNKNOWN

Medium
52

Clergate faces moderate risks from flooding, bushfires, and heatwaves.

Cleveland

Medium
52

Cleveland, NSW, faces increasing climate risks, particularly from flooding and heatwaves.

Clothiers Creek

UNKNOWN

Medium
52

Clothiers Creek faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Clybucca

Kempsey

Medium
52

Clybucca faces moderate climate risks, primarily from flooding and heatwaves.

Coal Point

Lake Macquarie

Medium
52

Coal Point, NSW, faces moderate climate risks, primarily from flooding and heatwaves.

Chullora

Moderate

Assessment in progress

Clare

Moderate

Assessment in progress

Clarence Town

Moderate

Assessment in progress

Clarendon

Moderate

Assessment in progress

Clarenza

Moderate

Assessment in progress

Claymore

Moderate

Assessment in progress

Clear Creek

Moderate

Assessment in progress

Clear Range

Moderate

Assessment in progress

Clearfield

Moderate

Assessment in progress

Clemton Park

Moderate

Assessment in progress

Clergate

Moderate

Assessment in progress

Clifden

Moderate

Assessment in progress

Cliftleigh

Moderate

Assessment in progress

Clifton Grove

Moderate

Assessment in progress

Clouds Creek

Moderate

Assessment in progress

Clunes

Moderate

Assessment in progress

Coaldale

Moderate

Assessment in progress

Cobar

Moderate

Assessment in progress

Cobargo

Moderate

Assessment in progress

Cobark

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections