NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Cobark

Mid-Coast

High
72

Cobark is a suburb in New South Wales that faces significant climate risks, particularly from bushfires, floods and heatwaves.

Codrington

Hawkesbury

High
72

Codrington faces significant climate risks, primarily from flooding and bushfires.

Collarenebri

UNKNOWN

High
72

Collarenebri faces significant climate risks, particularly from flooding and heatwaves.

Colly Blue

UNKNOWN

High
72

Colly Blue faces significant climate risks, particularly from bushfires and heatwaves.

Colo

UNKNOWN

High
72

Colo faces significant climate risks, particularly from bushfires and flooding.

Come By Chance

Walgett

High
72

Come By Chance faces significant risks from flooding, bushfires, and heatwaves, which are expected to worsen with climate change.

Comerong Island

UNKNOWN

High
72

Comerong Island faces significant climate change risks, particularly from flooding and coastal hazards.

Cobbitty

Camden

Medium
58

Cobbitty faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Cobramunga

Mid-Coast Council

Medium
58

Cobramunga faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Coffs Harbour

UNKNOWN

Medium
58

Coffs Harbour faces a moderate overall climate risk, with heatwaves and flooding posing the most significant threats.

Coggan

UNKNOWN

Medium
58

Coggan, NSW, faces moderate climate risks, primarily from flooding and heatwaves.

Cogra Bay

UNKNOWN

Medium
58

Cogra Bay faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Coledale

Wollongong

Medium
58

Coledale, NSW, faces a medium overall climate risk.

Colinton

Snowy Valleys

Medium
58

Colinton faces moderate climate risks, primarily from flooding and bushfires.

Collaroy

Northern Beaches

Medium
58

Collaroy faces increasing climate risks, particularly from flooding, heatwaves, and coastal erosion.

Collaroy Plateau

Northern Beaches

Medium
58

Collaroy Plateau faces moderate risks from flooding, bushfires, heatwaves and coastal hazards.

Collie

UNKNOWN

Medium
58

Collie, NSW, faces moderate climate risks, primarily from flooding and heatwaves.

Collingwood

UNKNOWN

Medium
58

Collingwood, NSW, faces moderate climate risks, primarily from flooding and heatwaves.

Collombatti

Kempsey

Medium
58

Collombatti faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Colo Heights

Hawkesbury

Medium
58

Colo Heights faces increasing risks from flooding and bushfires due to climate change.

Colyton

Penrith

Medium
58

Colyton faces moderate climate risks, primarily from flooding and heatwaves.

Cobbadah

UNKNOWN

Medium
55

Cobbadah faces increasing risks from bushfires and heatwaves.

Cockwhy

UNKNOWN

Medium
55

Cockwhy faces increasing risks from climate change, particularly related to heatwaves and bushfires.

Coila

UNKNOWN

Medium
55

Coila faces moderate climate risks, particularly from bushfires and flooding.

Coldstream

UNKNOWN

Medium
55

Coldstream faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Colinroobie

UNKNOWN

Medium
55

Colinroobie, NSW, faces increasing risks from bushfires and heatwaves.

Collector

UNKNOWN

Medium
55

Collector, NSW, faces increasing risks from bushfires and floods due to climate change.

Collerina

UNKNOWN

Medium
55

Collerina faces moderate climate risks, primarily from bushfires and heatwaves.

Collingullie

City of Wagga Wagga

Medium
55

Collingullie faces moderate risks from flooding and heatwaves, with increasing bushfire risk.

Colongra

Central Coast

Medium
55

Colongra faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Comara

UNKNOWN

Medium
55

Comara faces increasing risks from heatwaves and flooding due to climate change.

Combaning

UNKNOWN

Medium
55

Combaning faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Combara

UNKNOWN

Medium
55

Combara faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Comberton

UNKNOWN

Medium
55

Comberton faces moderate climate risks, primarily from flooding and heatwaves.

Coffee Camp

UNKNOWN

Medium
52

Coffee Camp is a suburb in New South Wales that faces moderate climate risks.

Coleambally

Murrumbidgee

Medium
52

Coleambally faces moderate risks from flooding and high risks from heatwaves.

Colebee

Blacktown

Medium
52

Colebee is a suburb in Western Sydney that faces moderate risks from flooding and heatwaves.

Collendina

UNKNOWN

Medium
52

Collendina faces moderate climate risks, primarily from flooding, heatwaves, and bushfires.

Collins Creek

UNKNOWN

Medium
52

Collins Creek faces increasing risks from flooding and heatwaves due to climate change.

Collum Collum

UNKNOWN

Medium
52

Collum Collum faces moderate risks from bushfires, heatwaves and flooding.

Colo Vale

Wingecarribee

Medium
52

Colo Vale faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Comboyne

MidCoast Council

Medium
52

Comboyne faces moderate climate risks, primarily from flooding and heatwaves.

Cobbadah

Moderate

Assessment in progress

Cobbitty

Moderate

Assessment in progress

Codrington

Moderate

Assessment in progress

Coffs Harbour

Moderate

Assessment in progress

Cogra Bay

Moderate

Assessment in progress

Coila

Moderate

Assessment in progress

Coldstream

Moderate

Assessment in progress

Coleambally

Moderate

Assessment in progress

Colebee

Moderate

Assessment in progress

Colinton

Moderate

Assessment in progress

Collendina

Moderate

Assessment in progress

Collerina

Moderate

Assessment in progress

Collie

Moderate

Assessment in progress

Collum Collum

Moderate

Assessment in progress

Colo

Moderate

Assessment in progress

Colo Heights

Moderate

Assessment in progress

Combara

Moderate

Assessment in progress

Comboyne

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

Analyse Your Property Now

Enter your address below for an instant climate risk assessment covering flood, bushfire, and sea level rise.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections