Climate Risk in New South Wales Suburbs
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
Cobark
Mid-Coast
Cobark is a suburb in New South Wales that faces significant climate risks, particularly from bushfires, floods and heatwaves.
Codrington
Hawkesbury
Codrington faces significant climate risks, primarily from flooding and bushfires.
Collarenebri
UNKNOWN
Collarenebri faces significant climate risks, particularly from flooding and heatwaves.
Colly Blue
UNKNOWN
Colly Blue faces significant climate risks, particularly from bushfires and heatwaves.
Colo
UNKNOWN
Colo faces significant climate risks, particularly from bushfires and flooding.
Come By Chance
Walgett
Come By Chance faces significant risks from flooding, bushfires, and heatwaves, which are expected to worsen with climate change.
Comerong Island
UNKNOWN
Comerong Island faces significant climate change risks, particularly from flooding and coastal hazards.
Cobbitty
Camden
Cobbitty faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Cobramunga
Mid-Coast Council
Cobramunga faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.
Coffs Harbour
UNKNOWN
Coffs Harbour faces a moderate overall climate risk, with heatwaves and flooding posing the most significant threats.
Coggan
UNKNOWN
Coggan, NSW, faces moderate climate risks, primarily from flooding and heatwaves.
Cogra Bay
UNKNOWN
Cogra Bay faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.
Coledale
Wollongong
Coledale, NSW, faces a medium overall climate risk.
Colinton
Snowy Valleys
Colinton faces moderate climate risks, primarily from flooding and bushfires.
Collaroy
Northern Beaches
Collaroy faces increasing climate risks, particularly from flooding, heatwaves, and coastal erosion.
Collaroy Plateau
Northern Beaches
Collaroy Plateau faces moderate risks from flooding, bushfires, heatwaves and coastal hazards.
Collie
UNKNOWN
Collie, NSW, faces moderate climate risks, primarily from flooding and heatwaves.
Collingwood
UNKNOWN
Collingwood, NSW, faces moderate climate risks, primarily from flooding and heatwaves.
Collombatti
Kempsey
Collombatti faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.
Colo Heights
Hawkesbury
Colo Heights faces increasing risks from flooding and bushfires due to climate change.
Colyton
Penrith
Colyton faces moderate climate risks, primarily from flooding and heatwaves.
Cobbadah
UNKNOWN
Cobbadah faces increasing risks from bushfires and heatwaves.
Cockwhy
UNKNOWN
Cockwhy faces increasing risks from climate change, particularly related to heatwaves and bushfires.
Coila
UNKNOWN
Coila faces moderate climate risks, particularly from bushfires and flooding.
Coldstream
UNKNOWN
Coldstream faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Colinroobie
UNKNOWN
Colinroobie, NSW, faces increasing risks from bushfires and heatwaves.
Collector
UNKNOWN
Collector, NSW, faces increasing risks from bushfires and floods due to climate change.
Collerina
UNKNOWN
Collerina faces moderate climate risks, primarily from bushfires and heatwaves.
Collingullie
City of Wagga Wagga
Collingullie faces moderate risks from flooding and heatwaves, with increasing bushfire risk.
Colongra
Central Coast
Colongra faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.
Comara
UNKNOWN
Comara faces increasing risks from heatwaves and flooding due to climate change.
Combaning
UNKNOWN
Combaning faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Combara
UNKNOWN
Combara faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Comberton
UNKNOWN
Comberton faces moderate climate risks, primarily from flooding and heatwaves.
Coffee Camp
UNKNOWN
Coffee Camp is a suburb in New South Wales that faces moderate climate risks.
Coleambally
Murrumbidgee
Coleambally faces moderate risks from flooding and high risks from heatwaves.
Colebee
Blacktown
Colebee is a suburb in Western Sydney that faces moderate risks from flooding and heatwaves.
Collendina
UNKNOWN
Collendina faces moderate climate risks, primarily from flooding, heatwaves, and bushfires.
Collins Creek
UNKNOWN
Collins Creek faces increasing risks from flooding and heatwaves due to climate change.
Collum Collum
UNKNOWN
Collum Collum faces moderate risks from bushfires, heatwaves and flooding.
Colo Vale
Wingecarribee
Colo Vale faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Comboyne
MidCoast Council
Comboyne faces moderate climate risks, primarily from flooding and heatwaves.
Cobbadah
Assessment in progress
Cobbitty
Assessment in progress
Codrington
Assessment in progress
Coffs Harbour
Assessment in progress
Cogra Bay
Assessment in progress
Coila
Assessment in progress
Coldstream
Assessment in progress
Coleambally
Assessment in progress
Colebee
Assessment in progress
Colinton
Assessment in progress
Collendina
Assessment in progress
Collerina
Assessment in progress
Collie
Assessment in progress
Collum Collum
Assessment in progress
Colo
Assessment in progress
Colo Heights
Assessment in progress
Combara
Assessment in progress
Comboyne
Assessment in progress
About Climate Risk in New South Wales
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.
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*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections