Climate Risk in Clearfield, New South Wales

Clearfield, New South Wales· Hawkesbury· 2756
Updated May 2026

Clearfield is a suburb in the Hawkesbury region of New South Wales that faces significant climate-related risks, particularly from flooding and bushfires. Climate change is projected to increase the frequency and intensity of these events, posing challenges for residents and property owners. Proactive adaptation measures are essential to mitigate these risks.

Is Clearfield Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Clearfield, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Clearfield

Flood

Clearfield faces a significant flood risk due to its proximity to the Hawkesbury River and low-lying areas. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating this risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Rising river levels

Bushfire

Clearfield has a moderate bushfire risk due to surrounding bushland. Hotter, drier conditions driven by climate change are projected to increase the likelihood and severity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier vegetation

Heat

Clearfield is likely to experience more frequent and intense heatwaves as a result of climate change. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves

Coastal

Clearfield is not directly exposed to coastal risks. Sea level rise and coastal erosion are not significant concerns for this suburb.

Key drivers:

  • ·Distance from the coast

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Clearfield

Detailed Hazard Analysis

heat Risk

Clearfield is likely to experience more frequent and intense heatwaves as a result of climate change. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect
Data source

flood Risk

Clearfield faces a significant flood risk due to its proximity to the Hawkesbury River and low-lying areas. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating this risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Rising river levels
  • ·Inadequate drainage infrastructure
Data source

coastal Risk

Clearfield is not directly exposed to coastal risks. Sea level rise and coastal erosion are not significant concerns for this suburb.

Primary Drivers

  • ·Distance from the coast
Data source

bushfire Risk

Clearfield has a moderate bushfire risk due to surrounding bushland. Hotter, drier conditions driven by climate change are projected to increase the likelihood and severity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier vegetation
  • ·Stronger winds
Data source

What This Means for Property Owners

Insurance Outlook

Premiums are likely to increase due to flood and bushfire risk.

Price Impact

Properties in high-risk areas may experience price reductions.

Buyer Checklist

  • 1.Check flood maps and bushfire prone areas.
  • 2.Assess property's vulnerability to heatwaves.
  • 3.Review insurance options and costs.
  • 4.Consider long-term climate projections.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Immediate

Invest in levees, drainage improvements, and flood-proofing measures to protect homes and businesses from flooding.

Est. cost: High

Learn more

Enhance Bushfire Preparedness

Near-term

Implement bushfire prevention strategies, such as vegetation management and community education programs.

Est. cost: Medium

Learn more

Develop Heatwave Response Plan

Near-term

Establish cooling centers, provide public health advice, and support vulnerable populations during heatwaves.

Est. cost: Low

Learn more

Promote Water Conservation

Long-term

Encourage water-efficient practices to reduce demand on water resources during droughts and heatwaves.

Est. cost: Low

Learn more

About Clearfield's Climate Risk Profile

Clearfield, located in the Hawkesbury region of New South Wales, is increasingly vulnerable to the impacts of climate change. The suburb's proximity to the Hawkesbury River makes it particularly susceptible to flooding, with climate change expected to increase the frequency and intensity of heavy rainfall events. This poses a significant threat to homes, businesses, and infrastructure.

Bushfire risk is also a concern for Clearfield, as the suburb is surrounded by bushland. Hotter, drier conditions driven by climate change are projected to increase the likelihood and severity of bushfires, potentially endangering lives and property. Residents need to be prepared for bushfire season and take steps to protect their homes.

In addition to flooding and bushfires, Clearfield is also likely to experience more frequent and intense heatwaves as a result of climate change. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions. It is important to have strategies in place to cope with extreme heat, such as staying hydrated and seeking air-conditioned environments.

While Clearfield is not directly exposed to coastal risks, the broader Hawkesbury region may experience indirect impacts from sea level rise and coastal erosion. Changes in weather patterns and increased storm activity could affect the region's economy and environment.

Addressing these climate-related risks requires a coordinated effort from residents, businesses, and local government. By taking proactive adaptation measures, Clearfield can build resilience and protect its community from the impacts of climate change. This includes investing in flood mitigation infrastructure, implementing bushfire prevention strategies, and promoting energy efficiency to reduce greenhouse gas emissions.

Overall, Clearfield faces a complex set of climate challenges that require careful planning and action. By understanding the risks and taking steps to adapt, the suburb can ensure a sustainable future for its residents.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Clearfield?

Clearfield is primarily at risk from flooding, bushfires, and heatwaves, all of which are projected to increase in frequency and intensity due to climate change.

How will climate change affect property values in Clearfield?

Properties in high-risk areas may experience price reductions, while those with effective adaptation measures may maintain their value.

What is the local council doing to address climate change?

Hawkesbury City Council is developing and implementing climate adaptation strategies, including flood mitigation and bushfire prevention measures.

How can I prepare my home for flooding?

Consider flood-proofing measures, such as raising electrical outlets and installing flood barriers. Also, ensure you have adequate insurance coverage.

What should I do during a heatwave?

Stay hydrated, seek air-conditioned environments, and check on vulnerable neighbors. Avoid strenuous activity during the hottest part of the day.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Clearfield, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk Profile for Clearfield, NSW | ClimateNest