Climate Risk Profile for Clare, NSW

Clare, New South Wales
Updated Apr 2026

Clare, NSW, faces increasing risks from heatwaves and flooding due to climate change. Bushfire risk is moderate and expected to increase. Coastal risk is negligible due to its inland location.

Is Clare Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Clare, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Clare

Flood

Clare faces a moderate risk of flooding due to its location and rainfall patterns. Climate change is expected to increase the intensity of rainfall events, potentially exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Riverine flooding

Bushfire

The bushfire risk in Clare is moderate. While not immediately adjacent to dense bushland, the surrounding areas are susceptible to bushfires, and embers can travel long distances.

Key drivers:

  • ·Drier conditions
  • ·Increased frequency of heatwaves

Heat

Clare is likely to experience more frequent and intense heatwaves. This poses a significant risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves

Coastal

Clare is not located near the coast, therefore the risk of coastal hazards is very low.

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Clare

Detailed Hazard Analysis

heat Risk

Clare is likely to experience more frequent and intense heatwaves. This poses a significant risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect
Data source

flood Risk

Clare faces a moderate risk of flooding due to its location and rainfall patterns. Climate change is expected to increase the intensity of rainfall events, potentially exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Riverine flooding
  • ·Urban development
Data source

coastal Risk

Clare is not located near the coast, therefore the risk of coastal hazards is very low.

bushfire Risk

The bushfire risk in Clare is moderate. While not immediately adjacent to dense bushland, the surrounding areas are susceptible to bushfires, and embers can travel long distances.

Primary Drivers

  • ·Drier conditions
  • ·Increased frequency of heatwaves
  • ·Vegetation dryness
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to flood and bushfire risks.

Price Impact

Properties in flood-prone areas may experience price stagnation or decline.

Buyer Checklist

  • 1.Check flood maps and bushfire-prone area designations.
  • 2.Assess property's vulnerability to heatwaves.
  • 3.Review insurance options and potential premium increases.
  • 4.Consider long-term climate projections for the area.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Install flood barriers, improve drainage systems, and elevate vulnerable equipment.

Est. cost: Medium

Learn more

Enhance Bushfire Preparedness

Near-term

Clear vegetation around properties, install ember guards, and develop a bushfire survival plan.

Est. cost: Low

Learn more

Implement Heatwave Action Plan

Immediate

Establish cooling centers, provide support for vulnerable residents, and promote heat-safe practices.

Est. cost: Medium

Learn more

Upgrade Building Standards

Long-term

Incorporate climate-resilient design principles into new construction and renovations, including improved insulation and water efficiency.

Est. cost: High

Learn more

About Clare's Climate Risk Profile

Clare is a suburb in New South Wales that is increasingly vulnerable to the impacts of climate change. The primary concerns are rising temperatures, more frequent and intense heatwaves, and increased flood risk due to changing rainfall patterns.

The risk of flooding is expected to increase as climate change leads to more intense rainfall events. This could lead to damage to property and infrastructure, as well as disruption to daily life. The local council is responsible for managing flood risk, but individual residents also need to take steps to protect themselves and their property.

Bushfire risk is moderate, with the potential for embers to travel from surrounding bushland. Residents should be aware of the bushfire risk and take steps to prepare their homes and families. The NSW Rural Fire Service provides information and resources to help residents prepare for bushfires.

Heatwaves are becoming more frequent and intense, posing a significant risk to vulnerable populations. Residents should take steps to stay cool during heatwaves, such as drinking plenty of water, staying indoors, and using air conditioning. Local councils and health services provide information and support during heatwaves.

While coastal risks are minimal, the overall climate risk profile suggests residents should proactively adapt to the changing environment to protect their homes and well-being.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Clare?

The main risks are increased heatwaves, more intense rainfall and flooding, and a higher risk of bushfires.

How can I prepare my home for a heatwave?

Install air conditioning or fans, drink plenty of water, and stay indoors during the hottest part of the day.

What should I do during a flood?

Move to higher ground, avoid driving through floodwaters, and follow the instructions of emergency services.

How can I protect my property from bushfires?

Clear vegetation around your home, install ember guards, and have a bushfire survival plan.

Where can I find more information about climate change risks in Clare?

Consult the local council website, the NSW State Emergency Service, and the NSW Rural Fire Service.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Clare, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections