NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Berowra Waters

UNKNOWN

High
72

Berowra Waters faces significant climate risks, particularly from bushfires, flooding, and heatwaves.

Berrico

UNKNOWN

High
72

Berrico faces significant climate risks, particularly from bushfires and heatwaves.

Bensville

Central Coast

Medium
58

Bensville is a suburb that faces moderate risks from climate change, particularly from flooding, heatwaves, and coastal hazards.

Berala

Cumberland

Medium
58

Berala faces a moderate climate risk, primarily driven by flooding and heatwaves.

Berambing

UNKNOWN

Medium
58

Berambing is a suburb in New South Wales that faces moderate climate risks.

Berkeley

UNKNOWN

Medium
58

Berkeley, NSW, faces increasing climate risks, particularly from flooding, heatwaves, and coastal hazards.

Berkeley Vale

Central Coast

Medium
58

Berkeley Vale faces increasing risks from flooding, heatwaves, and bushfires due to climate change.

Bermagui

Bega Valley

Medium
58

Bermagui is a coastal town in New South Wales that faces moderate climate risks.

Berrilee

Hornsby

Medium
58

Berrilee is a suburb in New South Wales that faces moderate climate risks, primarily from bushfires and flooding.

Berry Mountain

UNKNOWN

Medium
58

Berry Mountain faces moderate climate risks, primarily from flooding and bushfires.

Berry

Shoalhaven

Medium
58

Berry, NSW, faces increasing risks from climate change, particularly related to flooding, bushfires, and heatwaves.

Bewong

UNKNOWN

Medium
58

Bewong is a suburb in New South Wales that faces several climate-related risks.

Bergalia

UNKNOWN

Medium
55

Bergalia faces increasing risks from climate change, particularly related to bushfires and flooding.

Berkshire Park

UNKNOWN

Medium
55

Berkshire Park faces increasing risks from heatwaves and flooding due to climate change.

Berlang

UNKNOWN

Medium
55

Berlang faces increasing risks from heatwaves and flooding due to climate change.

Berowra Creek

UNKNOWN

Medium
55

Berowra Creek faces moderate risks from flooding and bushfires due to its location and climate.

Berowra

Hornsby

Medium
55

Berowra faces moderate climate risks, primarily from flooding and bushfires.

Berrambool

UNKNOWN

Medium
55

Berrambool is a suburb in New South Wales that faces moderate climate risks.

Berrara

Shoalhaven

Medium
55

Berrara faces moderate to high risks from bushfires, flooding, and coastal hazards.

Berremangra

UNKNOWN

Medium
55

Berremangra faces moderate climate risks, primarily from flooding and bushfires.

Berrigal

UNKNOWN

Medium
55

Berrigal, NSW, faces increasing risks from bushfires and heatwaves.

Berrima

Wingecarribee

Medium
55

Berrima faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Berringer Lake

UNKNOWN

Medium
55

Berringer Lake faces moderate climate risks, primarily from flooding and heatwaves.

Berry Jerry

UNKNOWN

Medium
55

Berry Jerry faces increasing climate risks, particularly from heatwaves and flooding.

Berry Park

Maitland

Medium
55

Berry Park faces increasing risks from flooding and heatwaves due to climate change.

Beverley Park

Georges River

Medium
55

Beverley Park is a suburb in New South Wales that faces moderate climate risks, particularly from flooding, heatwaves and coastal inundation.

Beverly Hills

Georges River

Medium
55

Beverly Hills faces moderate climate risks, primarily from flooding and heatwaves.

Bexley

Bayside

Medium
55

Bexley faces moderate climate risks, primarily from flooding and heatwaves.

Biala

UNKNOWN

Medium
55

Biala faces increasing risks from bushfires and heatwaves.

Bentley

UNKNOWN

Medium
52

Bentley, NSW, faces increasing risks from flooding and heatwaves due to climate change.

Beresfield

City of Maitland

Medium
52

Beresfield faces moderate risks from flooding and heatwaves, with increasing trends due to climate change.

Berowra Heights

Hornsby

Medium
52

Berowra Heights is a suburb in northern Sydney that faces moderate climate risks, primarily from bushfires and increasing heat.

Berridale

Snowy Monaro Regional

Medium
52

Berridale faces moderate risks from bushfires and flooding, with increasing heat risk.

Berrigan

Berrigan Shire Council

Medium
52

Berrigan faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Berthong

Temora

Medium
52

Berthong faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Beryl

Mid-Western Regional

Medium
52

Beryl, NSW, faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Bethungra

Cootamundra-Gundagai Regional Council

Medium
52

Bethungra is a small town in New South Wales that faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

Bevendale

UNKNOWN

Medium
52

Bevendale faces moderate climate risks, primarily from flooding and heatwaves.

Bexhill

UNKNOWN

Medium
52

Bexhill faces moderate climate risks, primarily from flooding and heatwaves.

Bexley North

UNKNOWN

Medium
52

Bexley North faces moderate climate risks, primarily from flooding and heatwaves.

Bibbenluke

Snowy Monaro Regional

Medium
52

Bibbenluke, NSW, faces moderate climate risks, primarily from bushfires and flooding.

Bensville

Moderate

Assessment in progress

Bentley

Moderate

Assessment in progress

Berala

Moderate

Assessment in progress

Berambing

Moderate

Assessment in progress

Bergalia

Moderate

Assessment in progress

Bermagui

Moderate

Assessment in progress

Berowra

Moderate

Assessment in progress

Berowra Creek

Moderate

Assessment in progress

Berowra Heights

Moderate

Assessment in progress

Berowra Waters

Moderate

Assessment in progress

Berrambool

Moderate

Assessment in progress

Berremangra

Moderate

Assessment in progress

Berrico

Moderate

Assessment in progress

Berrigan

Moderate

Assessment in progress

Berrilee

Moderate

Assessment in progress

Berry Jerry

Moderate

Assessment in progress

Bethungra

Moderate

Assessment in progress

Beverly Hills

Moderate

Assessment in progress

Bibbenluke

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections