Climate Risk in New South Wales Suburbs
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
Bellbrook
Kempsey
Bellbrook faces significant risks from flooding and bushfires, which are expected to worsen with climate change.
Ben Bullen
UNKNOWN
Ben Bullen faces significant climate risks, particularly from bushfires and heatwaves.
Bengalla
UNKNOWN
Bengalla faces significant climate risks, particularly from bushfires and heatwaves.
Belimbla Park
Wollondilly
Belimbla Park faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Bell
UNKNOWN
Bell, NSW, faces increasing risks from bushfires, floods, and heatwaves due to climate change.
Bellambi
Wollongong
Bellambi is a suburb in New South Wales that faces moderate climate risks.
Bellangry
UNKNOWN
Bellangry faces moderate climate risks, primarily from flooding and bushfires.
Bellingen
UNKNOWN
Bellingen faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.
Belmont North
UNKNOWN
Belmont North faces a medium overall climate risk.
Belmont
UNKNOWN
Belmont, NSW, faces a medium overall climate risk.
Belmont South
UNKNOWN
Belmont South faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.
Belowra
Bega Valley
Belowra faces moderate climate risks, primarily from flooding and bushfires.
Bendoura
UNKNOWN
Bendoura faces moderate risks from flooding, bushfires, and heatwaves.
Belanglo
Wingecarribee
Belanglo faces moderate climate risks, particularly from bushfires and increasing temperatures.
Belbora
UNKNOWN
Belbora faces moderate risks from flooding and bushfires, which are expected to increase with climate change.
Belfield
UNKNOWN
Belfield faces moderate climate risks, primarily related to flooding and heatwaves.
Belford
Singleton
Belford is a suburb in the Hunter Region of New South Wales, facing increasing risks from flooding and heatwaves due to climate change.
Belfrayden
Belfrayden faces increasing risks from flooding and heatwaves.
Belgravia
UNKNOWN
Belgravia faces moderate climate risks, primarily from flooding and heatwaves.
Bella Vista
The Hills Shire
Bella Vista is a suburb in the Hills District of Sydney, NSW.
Bellbird Heights
UNKNOWN
Bellbird Heights faces increasing risks from bushfires and heatwaves due to climate change.
Bellmount Forest
UNKNOWN
Bellmount Forest is a suburb in New South Wales that faces moderate climate risks, primarily from bushfires and heatwaves.
Belltrees
UNKNOWN
Belltrees, NSW, faces moderate climate risks, primarily from flooding and bushfires.
Belmore
Canterbury-Bankstown
Belmore faces moderate climate risks, primarily from flooding and heatwaves.
Belmore River
UNKNOWN
Belmore River is a rural locality in New South Wales that faces increasing climate risks.
Belrose
Northern Beaches
Belrose faces moderate climate risks, primarily from bushfires and flooding.
Bemboka
UNKNOWN
Bemboka faces increasing risks from bushfires and floods due to climate change.
Benandarah
UNKNOWN
Benandarah is a suburb in New South Wales that faces moderate climate risks.
Bendalong
Shoalhaven
Bendalong is a coastal suburb in New South Wales that faces moderate climate risks.
Bendemeer
UNKNOWN
Bendemeer faces increasing risks from bushfires, floods and heatwaves due to climate change.
Bendolba
UNKNOWN
Bendolba faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Benerembah
UNKNOWN
Benerembah faces moderate climate risks, primarily from flooding and heatwaves.
Bennetts Green
Lake Macquarie
Bennetts Green faces moderate climate risks, primarily from flooding and heatwaves.
Beggan Beggan
UNKNOWN
Beggan Beggan faces moderate climate risks, primarily from bushfires, flooding, and heatwaves.
Bellata
UNKNOWN
Bellata faces increasing risks from flooding and heatwaves.
Bellawongarah
UNKNOWN
Bellawongarah is a suburb in New South Wales that faces moderate climate risks.
Bellbird
Cessnock
Bellbird is a suburb in the Hunter Region of New South Wales, facing moderate risks from flooding and heatwaves.
Bellimbopinni
UNKNOWN
Bellimbopinni faces moderate climate risks, primarily from flooding and heatwaves.
Beloka
UNKNOWN
Beloka faces increasing risks from flooding, bushfires, and heatwaves due to climate change.
Ben Lomond
UNKNOWN
Ben Lomond faces increasing risks from bushfires and floods due to climate change.
Bendick Murrell
Hilltops
Bendick Murrell faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Benolong
UNKNOWN
Benolong faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Belbora
Assessment in progress
Belfield
Assessment in progress
Belgravia
Assessment in progress
Bell
Assessment in progress
Bella Vista
Assessment in progress
Bellangry
Assessment in progress
Bellbird
Assessment in progress
Bellbird Heights
Assessment in progress
Bellevue Hill
Assessment in progress
Bellingen
Assessment in progress
Belmore
Assessment in progress
Belowra
Assessment in progress
Bemboka
Assessment in progress
Ben Lomond
Assessment in progress
Benandarah
Assessment in progress
Bendolba
Assessment in progress
Benerembah
Assessment in progress
Benolong
Assessment in progress
About Climate Risk in New South Wales
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.
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*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections