NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Bellbrook

Kempsey

High
72

Bellbrook faces significant risks from flooding and bushfires, which are expected to worsen with climate change.

Ben Bullen

UNKNOWN

High
72

Ben Bullen faces significant climate risks, particularly from bushfires and heatwaves.

Bengalla

UNKNOWN

High
72

Bengalla faces significant climate risks, particularly from bushfires and heatwaves.

Belimbla Park

Wollondilly

Medium
58

Belimbla Park faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Bell

UNKNOWN

Medium
58

Bell, NSW, faces increasing risks from bushfires, floods, and heatwaves due to climate change.

Bellambi

Wollongong

Medium
58

Bellambi is a suburb in New South Wales that faces moderate climate risks.

Bellangry

UNKNOWN

Medium
58

Bellangry faces moderate climate risks, primarily from flooding and bushfires.

Bellingen

UNKNOWN

Medium
58

Bellingen faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Belmont North

UNKNOWN

Medium
58

Belmont North faces a medium overall climate risk.

Belmont

UNKNOWN

Medium
58

Belmont, NSW, faces a medium overall climate risk.

Belmont South

UNKNOWN

Medium
58

Belmont South faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Belowra

Bega Valley

Medium
58

Belowra faces moderate climate risks, primarily from flooding and bushfires.

Bendoura

UNKNOWN

Medium
58

Bendoura faces moderate risks from flooding, bushfires, and heatwaves.

Belanglo

Wingecarribee

Medium
55

Belanglo faces moderate climate risks, particularly from bushfires and increasing temperatures.

Belbora

UNKNOWN

Medium
55

Belbora faces moderate risks from flooding and bushfires, which are expected to increase with climate change.

Belfield

UNKNOWN

Medium
55

Belfield faces moderate climate risks, primarily related to flooding and heatwaves.

Belford

Singleton

Medium
55

Belford is a suburb in the Hunter Region of New South Wales, facing increasing risks from flooding and heatwaves due to climate change.

Belfrayden

Medium
55

Belfrayden faces increasing risks from flooding and heatwaves.

Belgravia

UNKNOWN

Medium
55

Belgravia faces moderate climate risks, primarily from flooding and heatwaves.

Bella Vista

The Hills Shire

Medium
55

Bella Vista is a suburb in the Hills District of Sydney, NSW.

Bellbird Heights

UNKNOWN

Medium
55

Bellbird Heights faces increasing risks from bushfires and heatwaves due to climate change.

Bellmount Forest

UNKNOWN

Medium
55

Bellmount Forest is a suburb in New South Wales that faces moderate climate risks, primarily from bushfires and heatwaves.

Belltrees

UNKNOWN

Medium
55

Belltrees, NSW, faces moderate climate risks, primarily from flooding and bushfires.

Belmore

Canterbury-Bankstown

Medium
55

Belmore faces moderate climate risks, primarily from flooding and heatwaves.

Belmore River

UNKNOWN

Medium
55

Belmore River is a rural locality in New South Wales that faces increasing climate risks.

Belrose

Northern Beaches

Medium
55

Belrose faces moderate climate risks, primarily from bushfires and flooding.

Bemboka

UNKNOWN

Medium
55

Bemboka faces increasing risks from bushfires and floods due to climate change.

Benandarah

UNKNOWN

Medium
55

Benandarah is a suburb in New South Wales that faces moderate climate risks.

Bendalong

Shoalhaven

Medium
55

Bendalong is a coastal suburb in New South Wales that faces moderate climate risks.

Bendemeer

UNKNOWN

Medium
55

Bendemeer faces increasing risks from bushfires, floods and heatwaves due to climate change.

Bendolba

UNKNOWN

Medium
55

Bendolba faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Benerembah

UNKNOWN

Medium
55

Benerembah faces moderate climate risks, primarily from flooding and heatwaves.

Bennetts Green

Lake Macquarie

Medium
55

Bennetts Green faces moderate climate risks, primarily from flooding and heatwaves.

Beggan Beggan

UNKNOWN

Medium
52

Beggan Beggan faces moderate climate risks, primarily from bushfires, flooding, and heatwaves.

Bellata

UNKNOWN

Medium
52

Bellata faces increasing risks from flooding and heatwaves.

Bellawongarah

UNKNOWN

Medium
52

Bellawongarah is a suburb in New South Wales that faces moderate climate risks.

Bellbird

Cessnock

Medium
52

Bellbird is a suburb in the Hunter Region of New South Wales, facing moderate risks from flooding and heatwaves.

Bellimbopinni

UNKNOWN

Medium
52

Bellimbopinni faces moderate climate risks, primarily from flooding and heatwaves.

Beloka

UNKNOWN

Medium
52

Beloka faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Ben Lomond

UNKNOWN

Medium
52

Ben Lomond faces increasing risks from bushfires and floods due to climate change.

Bendick Murrell

Hilltops

Medium
52

Bendick Murrell faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Benolong

UNKNOWN

Medium
52

Benolong faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Belbora

Moderate

Assessment in progress

Belfield

Moderate

Assessment in progress

Belgravia

Moderate

Assessment in progress

Bell

Moderate

Assessment in progress

Bella Vista

Moderate

Assessment in progress

Bellangry

Moderate

Assessment in progress

Bellbird

Moderate

Assessment in progress

Bellbird Heights

Moderate

Assessment in progress

Bellevue Hill

Unknown

Assessment in progress

Bellingen

Moderate

Assessment in progress

Belmore

Moderate

Assessment in progress

Belowra

Moderate

Assessment in progress

Bemboka

Moderate

Assessment in progress

Ben Lomond

Moderate

Assessment in progress

Benandarah

Moderate

Assessment in progress

Bendolba

Moderate

Assessment in progress

Benerembah

Moderate

Assessment in progress

Benolong

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

Analyse Your Property Now

Enter your address below for an instant climate risk assessment covering flood, bushfire, and sea level rise.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections