Climate Risk Profile: Bemboka, NSW

Bemboka, New South Wales· 2550
Updated Apr 2026

Bemboka faces increasing risks from bushfires and floods due to climate change. Residents should prepare for more frequent extreme weather events and take steps to protect their properties.

Is Bemboka Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Bemboka, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Bemboka

Flood

Bemboka faces a moderate risk of flooding due to its proximity to waterways and historical flood events. Climate change is expected to increase rainfall intensity, potentially worsening flood conditions.

Key drivers:

  • ·Increased rainfall intensity
  • ·River overflow

Bushfire

Bemboka has a high bushfire risk due to its location surrounded by bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier vegetation

Heat

Bemboka experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected. This could impact vulnerable populations and infrastructure.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves

Coastal

Bemboka is not located near the coast and has a negligible risk from coastal hazards.

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Bemboka

Detailed Hazard Analysis

heat Risk

Bemboka experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected. This could impact vulnerable populations and infrastructure.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect
Data source

flood Risk

Bemboka faces a moderate risk of flooding due to its proximity to waterways and historical flood events. Climate change is expected to increase rainfall intensity, potentially worsening flood conditions.

Primary Drivers

  • ·Increased rainfall intensity
  • ·River overflow
  • ·Inadequate drainage
Data source

coastal Risk

Bemboka is not located near the coast and has a negligible risk from coastal hazards.

Data source

bushfire Risk

Bemboka has a high bushfire risk due to its location surrounded by bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier vegetation
  • ·Strong winds
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the rising risk of bushfires and floods.

Price Impact

Properties in high-risk areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area designations.
  • 2.Assess the property's vulnerability to extreme weather events.
  • 3.Obtain adequate insurance coverage.
  • 4.Develop a bushfire survival plan.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Develop a Bushfire Survival Plan

Immediate

Create a detailed plan for evacuating your property in the event of a bushfire, including designated escape routes and emergency supplies.

Est. cost: Low

Learn more

Improve Home Insulation

Near-term

Proper insulation can help to reduce energy consumption and keep your home cooler during heatwaves.

Est. cost: Medium

Learn more

Install Rainwater Tanks

Long-term

Rainwater tanks can provide a supplementary water supply for non-potable uses, reducing reliance on mains water during droughts.

Est. cost: Medium

Learn more

Support Local Climate Action Initiatives

Near-term

Participate in community-based initiatives to reduce greenhouse gas emissions and adapt to the impacts of climate change.

Est. cost: Low

Learn more

About Bemboka's Climate Risk Profile

Bemboka, NSW, is a rural community that is increasingly vulnerable to the impacts of climate change. The primary risks are bushfires and flooding, both of which are projected to worsen in the coming decades. Rising temperatures and drier conditions will increase the likelihood and intensity of bushfires, while more intense rainfall events will exacerbate flood risks.

The local waterways, while providing essential water resources, also pose a flood risk to low-lying areas within Bemboka. Historical flood events have demonstrated the potential for significant damage to property and infrastructure. Climate change is expected to increase the frequency and severity of these events, placing greater strain on emergency services and the community.

While Bemboka is not directly exposed to coastal hazards, the broader impacts of climate change, such as disruptions to supply chains and increased insurance costs, will affect the community. It is crucial for residents to take proactive measures to adapt to these changes and mitigate their risks.

Local authorities are working to develop and implement climate adaptation strategies, including improved flood management infrastructure and bushfire prevention programs. However, individual action is also essential. Residents should assess their own vulnerabilities and take steps to protect their homes and families.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Bemboka?

The main climate change risks for Bemboka are bushfires, floods, and heatwaves. These risks are projected to increase in the coming decades due to rising temperatures and changes in rainfall patterns.

How can I prepare my home for a bushfire?

You can prepare your home for a bushfire by clearing vegetation around your property, installing fire-resistant building materials, and developing a bushfire survival plan.

What should I do during a flood?

During a flood, you should move to higher ground, avoid driving through floodwaters, and follow the instructions of emergency services.

How can I stay cool during a heatwave?

During a heatwave, you should stay indoors in air-conditioned environments, drink plenty of water, and avoid strenuous activity.

Where can I find more information about climate change in Bemboka?

You can find more information about climate change in Bemboka from the local council, the NSW government, and the CSIRO.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Bemboka, use our analysis tool.

Check Your flood Risk Now

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections