Climate Risk Profile: Bellambi, NSW

Bellambi, New South Wales· Wollongong· 2518
Updated May 2026

Bellambi is a suburb in New South Wales that faces moderate climate risks. The primary concerns are flooding, heatwaves, and coastal erosion, which are expected to worsen with climate change. Residents should prepare for more frequent and intense extreme weather events.

Is Bellambi Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Bellambi, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Bellambi

Flood

Bellambi faces a moderate risk of flooding due to its proximity to the coast and low-lying areas. Intense rainfall events can lead to stormwater runoff and riverine flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

Bellambi has a moderate bushfire risk due to nearby bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

Bellambi experiences a high risk of heatwaves, particularly during the summer months. Rising temperatures can pose health risks to vulnerable populations.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect

Coastal

Bellambi faces a moderate risk from coastal hazards, including erosion and inundation, due to its coastal location. Sea level rise and storm surges can exacerbate these risks.

Key drivers:

  • ·Sea level rise
  • ·Increased storm intensity

Wind

Data being compiled

Storm

Data being compiled

Social

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Energy

Data being compiled

In-Depth Climate Risk Guides for Bellambi

Detailed Hazard Analysis

heat Risk

Bellambi experiences a high risk of heatwaves, particularly during the summer months. Rising temperatures can pose health risks to vulnerable populations.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect
Data source

flood Risk

Bellambi faces a moderate risk of flooding due to its proximity to the coast and low-lying areas. Intense rainfall events can lead to stormwater runoff and riverine flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Urban development
Data source

coastal Risk

Bellambi faces a moderate risk from coastal hazards, including erosion and inundation, due to its coastal location. Sea level rise and storm surges can exacerbate these risks.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm intensity
Data source

bushfire Risk

Bellambi has a moderate bushfire risk due to nearby bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Wind patterns
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to climate risks.

Price Impact

Property values may be affected by climate risks.

Buyer Checklist

  • 1.Check flood maps
  • 2.Assess bushfire risk
  • 3.Consider heatwave impacts
  • 4.Evaluate coastal erosion risk

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve stormwater drainage

Near-term

Upgrade stormwater drainage infrastructure to reduce the risk of flooding during heavy rainfall events.

Est. cost: Medium

Learn more

Implement a heatwave response plan

Immediate

Develop and implement a heatwave response plan to protect vulnerable residents during extreme heat events.

Est. cost: Low

Learn more

Protect coastal areas

Long-term

Implement measures to protect coastal areas from erosion and inundation, such as building seawalls and restoring dunes.

Est. cost: High

Learn more

Bushfire preparedness

Near-term

Prepare your property for bushfire season by clearing vegetation and creating a bushfire survival plan.

Est. cost: Low

Learn more

About Bellambi's Climate Risk Profile

Bellambi, located in the Wollongong region of New South Wales, is increasingly vulnerable to the impacts of climate change. The suburb's coastal location and low-lying areas make it particularly susceptible to flooding and coastal erosion. Rising temperatures are also contributing to more frequent and intense heatwaves, posing health risks to residents.

Flooding is a significant concern in Bellambi, with intense rainfall events leading to stormwater runoff and riverine flooding. Sea level rise is expected to exacerbate these risks, increasing the frequency and severity of coastal inundation. The local council has implemented measures to mitigate flooding, but further action is needed to protect vulnerable areas.

Bushfire risk is moderate due to the proximity of bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires, posing a threat to properties and lives. Residents should be aware of bushfire safety measures and have a plan in place in case of an emergency.

Heatwaves are becoming more frequent and intense in Bellambi, posing health risks to vulnerable populations, such as the elderly and those with chronic health conditions. Rising temperatures are also impacting the local environment, affecting plant and animal life.

Coastal erosion is another significant concern, with sea level rise and storm surges threatening to erode beaches and damage coastal infrastructure. The local council is working to protect coastal areas, but further action is needed to address this growing threat.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks in Bellambi?

The main climate risks in Bellambi are flooding, heatwaves, and coastal erosion.

How is the local council addressing climate change?

Wollongong City Council has implemented various measures to mitigate climate change, including improving stormwater drainage and protecting coastal areas.

What can I do to prepare for heatwaves?

Stay hydrated, stay cool, and check on vulnerable neighbors during heatwaves.

How can I protect my property from bushfires?

Clear vegetation around your property and create a bushfire survival plan.

Where can I find more information about climate change in Bellambi?

You can find more information on the Wollongong City Council website and the NSW Department of Planning and Environment website.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Bellambi, use our analysis tool.

Check Your flood Risk Now

Check Bellambi's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections