What the mapping shows for Howard

  • Part of Howard is mapped as subject to coastal inundation.

    0.6% of Howard is mapped as part of the Queensland coastal management district (coastal management district declared under the Coastal Management Act 2016)

Queensland Coastal Management District, State of Queensland (Department of Environment, Tourism, Science and Innovation), Creative Commons Attribution 4.0, retrieved 2026-10-23

This is a share of the suburb's land area from a published state dataset, not an assessment of any property. A ClimateNest report scores the individual address across eight hazards, with insurance and value projections to 2050.

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📮 Howard postcode: 4659

Property Investment Score: Howard, QLD (2026)

Howard, Queensland· Fraser Coast Regional· 4659
Moderate investment with climate considerationsUpdated 2 Apr 2026

0.6% of Howard is mapped as part of the Queensland coastal management district (coastal management district declared under the Coastal Management Act 2016)

That figure covers the suburb. Check whether your address is inside it - address-level, sourced, A$49.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Not ready to check your address? See a free sample report →

Investment Score

5.2

Moderate investment with climate considerations

Key Facts

Climate Risk
Medium
Resale Risk
Medium
Suburb
Howard, QLD
Postcode
4659

Investment Score Analysis

Howard in Queensland has an investment score reflecting its climate risk profile, property market fundamentals, and long-term climate projections. The overall Medium risk rating is a key input for investors evaluating climate-adjusted returns.

Properties in flood-prone areas may experience a decrease in value.

The emergence of climate risk awareness among buyers, tenants, insurers, and lenders is creating differentiation in the property market. Properties in Howard with demonstrably lower hazard exposure may attract stronger demand, better insurance terms, and more resilient long-term value.

Use ClimateNest for a complete property-specific investment analysis for Howard including address-level risk scoring, insurance cost projections, climate-adjusted value forecasts to 2050, and resale liquidity assessment.

ClimateNest assesses hazards at the address rather than the suburb, because exposure varies street by street within Howard. An address-level check is what tells you about a specific property before you buy, sell or insure it.

Local Hazard Evidence

Insurance OutlookInsurance premiums are likely to increase due to the increasing risk of flooding and bushfires.
Price Impact from ClimateProperties in flood-prone areas may experience a decrease in value.
Resale Liquidity RiskMedium

Historical Events

2022
Major

Significant flooding occurred in Howard due to heavy rainfall, causing widespread damage and displacement.

2020
Moderate

Howard experienced a prolonged heatwave with temperatures exceeding 35°C for several days, leading to heat stress and health concerns.

2019
Minor

A bushfire near Howard threatened homes and required firefighting efforts to contain.

2013
Moderate

The Burrum River flooded, inundating low-lying areas of Howard and causing property damage.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Construct levees and improve drainage systems to protect properties from flooding.

Est. cost: High

Bushfire Mitigation

Near-term

Implement bushfire mitigation measures such as clearing vegetation around properties and creating firebreaks.

Est. cost: Medium

Heatwave Preparedness

Immediate

Develop a heatwave preparedness plan and establish cooling centers for vulnerable populations.

Est. cost: Low

Community Education

Long-term

Educate residents about climate change risks and adaptation measures.

Est. cost: Low

Upgrade Infrastructure

Long-term

Upgrade critical infrastructure to withstand extreme weather events.

Est. cost: High

Council & Emergency Services

Fraser Coast Regional Council
Emergency Services

Data last updated: 2 April 2026

Explore Howard Risk Reports

Frequently Asked Questions

Is Howard a good investment?

Howard has an overall Medium climate risk rating. Get an address-level investment analysis from ClimateNest including climate-adjusted value projections, insurance cost trajectories, and resale liquidity scoring.

How does climate risk affect property investment returns in Howard?

Climate risk can affect returns through higher insurance costs, reduced buyer demand in higher-risk areas, potential lender restrictions, and market differentiation between high-risk and low-risk properties within Howard. ClimateNest provides climate-adjusted investment metrics.

What is the resale outlook for properties in Howard?

The resale outlook for Howard depends partly on how climate risk perceptions evolve. As awareness grows, buyers are likely to increasingly favour lower-risk properties. An address-level report helps you understand the specific resale liquidity outlook.

Are there climate-resilient suburbs near Howard?

Neighbouring suburbs may have different climate risk profiles due to variations in elevation, vegetation cover, drainage, and land use. ClimateNest allows you to compare investment scores across Queensland suburbs to identify relative opportunities and risks.

Is Howard Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Howard, Queensland, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections