What the mapping shows for Howard

  • Part of Howard is mapped as subject to coastal inundation.

    0.6% of Howard is mapped as part of the Queensland coastal management district (coastal management district declared under the Coastal Management Act 2016)

Queensland Coastal Management District, State of Queensland (Department of Environment, Tourism, Science and Innovation), Creative Commons Attribution 4.0, retrieved 2026-10-23

This is a share of the suburb's land area from a published state dataset, not an assessment of any property. A ClimateNest report scores the individual address across eight hazards, with insurance and value projections to 2050.

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📮 Howard postcode: 4659

Heat Risk in Howard, QLD: 2026 Assessment

Howard, Queensland· Fraser Coast Regional· 4659
Howard is expected to experience more frequent and intense heatwaves due to climate change. This will increase the risk of heat stress and heatstroke, particularly for vulnerable populations.Updated 2 Apr 2026

0.6% of Howard is mapped as part of the Queensland coastal management district (coastal management district declared under the Coastal Management Act 2016)

That figure covers the suburb. Check whether your address is inside it - address-level, sourced, A$49.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Heat Risk Score

Not assessed

Howard is expected to experience more frequent and intense heatwaves due to climate change. This will increase the risk of heat stress and heatstroke, particularly for vulnerable populations.

Key Facts

Heat Risk
Howard is expected to experience more frequent and intense heatwaves due to climate change. This will increase the risk of heat stress and heatstroke, particularly for vulnerable populations.
Trend
increasing
Suburb
Howard, QLD
Overall Risk
Medium
Postcode
4659

Heat Risk Analysis

Howard in Queensland faces location-specific extreme heat risk. The Bureau of Meteorology (BOM) reports that Australia's average temperature has increased by approximately 1.5 °C since 1910, with the frequency of extreme heat days rising across most regions.

The urban heat island (UHI) effect can make built-up areas of Howard warmer than surrounding rural areas, particularly on summer nights. Dark roof materials, limited tree canopy cover, and heat-absorbing surfaces contribute to localised heat stress that varies by property.

The number of days exceeding 35°C is projected to increase in the future.

Get an address-level heat risk assessment from ClimateNest for Howard including cooling cost estimates, heatwave vulnerability scoring, and adaptation recommendations tailored to your property.

ClimateNest assesses hazards at the address rather than the suburb, because exposure varies street by street within Howard. An address-level check is what tells you about a specific property before you buy, sell or insure it.

Local Hazard Evidence

Avg January Max Temp31.5 °C
Heat Stress Events/Year5
Urban Heat ContextThe number of days exceeding 35°C is projected to increase in the future.

Historical Events

2020
Moderate

Howard experienced a prolonged heatwave with temperatures exceeding 35°C for several days, leading to heat stress and health concerns.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Construct levees and improve drainage systems to protect properties from flooding.

Est. cost: High

Bushfire Mitigation

Near-term

Implement bushfire mitigation measures such as clearing vegetation around properties and creating firebreaks.

Est. cost: Medium

Heatwave Preparedness

Immediate

Develop a heatwave preparedness plan and establish cooling centers for vulnerable populations.

Est. cost: Low

Community Education

Long-term

Educate residents about climate change risks and adaptation measures.

Est. cost: Low

Upgrade Infrastructure

Long-term

Upgrade critical infrastructure to withstand extreme weather events.

Est. cost: High

Council & Emergency Services

Fraser Coast Regional Council
Emergency Services

Data last updated: 2 April 2026

Explore Howard Risk Reports

Frequently Asked Questions

How hot does Howard get in summer?

Howard in Queensland experiences summer temperatures consistent with the regional climate. BOM publishes historical temperature data for weather stations near Howard. Get a property-specific heat exposure assessment with projected cooling costs from ClimateNest.

Is extreme heat increasing in Howard?

Australia-wide, extreme heat events have become more frequent since the mid-20th century, and this trend is consistent with CSIRO climate projections for Queensland. Continued warming is likely through 2050 under all emissions scenarios.

How does heat affect energy costs for Howard properties?

Higher temperatures increase cooling demand, which raises electricity costs. ClimateNest provides energy cost projections based on your property's specific exposure to extreme heat days in Howard and the performance of your building envelope.

What heat mitigation measures work best in Howard?

Effective heat mitigation includes light-coloured roofing (cool roofs), ceiling and wall insulation, double-glazed windows, external shading, cross-ventilation design, and increasing tree canopy around the property. These measures reduce indoor temperatures and cooling costs.

Is Howard Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Howard, Queensland, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections