What the mapping shows for Howard

  • Part of Howard is mapped as subject to coastal inundation.

    0.6% of Howard is mapped as part of the Queensland coastal management district (coastal management district declared under the Coastal Management Act 2016)

Queensland Coastal Management District, State of Queensland (Department of Environment, Tourism, Science and Innovation), Creative Commons Attribution 4.0, retrieved 2026-10-23

This is a share of the suburb's land area from a published state dataset, not an assessment of any property. A ClimateNest report scores the individual address across eight hazards, with insurance and value projections to 2050.

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📮 Howard postcode: 4659

Bushfire Risk in Howard, QLD: 2026 Assessment

Howard, Queensland· Fraser Coast Regional· 4659
Howard has areas of bushland surrounding the town, making it vulnerable to bushfires, especially during dry periods. Climate change is projected to increase the frequency and intensity of heatwaves and droughts, exacerbating bushfire risk.Updated 2 Apr 2026

0.6% of Howard is mapped as part of the Queensland coastal management district (coastal management district declared under the Coastal Management Act 2016)

That figure covers the suburb. Check whether your address is inside it - address-level, sourced, A$49.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Bushfire Risk Score

Not assessed

Howard has areas of bushland surrounding the town, making it vulnerable to bushfires, especially during dry periods. Climate change is projected to increase the frequency and intensity of heatwaves and droughts, exacerbating bushfire risk.

Key Facts

Bushfire Risk
Howard has areas of bushland surrounding the town, making it vulnerable to bushfires, especially during dry periods. Climate change is projected to increase the frequency and intensity of heatwaves and droughts, exacerbating bushfire risk.
Trend
increasing
Suburb
Howard, QLD
Overall Risk
Medium
Postcode
4659

Bushfire Risk Analysis

Howard, Queensland, has a howard has areas of bushland surrounding the town, making it vulnerable to bushfires, especially during dry periods. climate change is projected to increase the frequency and intensity of heatwaves and droughts, exacerbating bushfire risk. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The Queensland fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area experiences dry conditions during the bushfire season, increasing the risk of fire.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Howard, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Howard including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

ClimateNest assesses hazards at the address rather than the suburb, because exposure varies street by street within Howard. An address-level check is what tells you about a specific property before you buy, sell or insure it.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland areas.
BAL Overlay / ZoneRefer to the Queensland Bushfire Prone Area map.
Bushfire Prone AreaYes

Historical Events

2019
Minor

A bushfire near Howard threatened homes and required firefighting efforts to contain.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Construct levees and improve drainage systems to protect properties from flooding.

Est. cost: High

Bushfire Mitigation

Near-term

Implement bushfire mitigation measures such as clearing vegetation around properties and creating firebreaks.

Est. cost: Medium

Heatwave Preparedness

Immediate

Develop a heatwave preparedness plan and establish cooling centers for vulnerable populations.

Est. cost: Low

Community Education

Long-term

Educate residents about climate change risks and adaptation measures.

Est. cost: Low

Upgrade Infrastructure

Long-term

Upgrade critical infrastructure to withstand extreme weather events.

Est. cost: High

Council & Emergency Services

Fraser Coast Regional Council
Emergency Services

Data last updated: 2 April 2026

Explore Howard Risk Reports

Frequently Asked Questions

Is Howard in a bushfire prone area?

Parts of Howard may be designated as bushfire prone land. Based on available data, Howard has a location-specific bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Howard?

BAL ratings in Howard depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Howard?

Yes, properties in bushfire-prone parts of Howard may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Howard?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the Queensland fire authority for property-specific guidance.

Is Howard Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Howard, Queensland, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections