What the mapping shows for Howard
Part of Howard is mapped as subject to coastal inundation.
0.6% of Howard is mapped as part of the Queensland coastal management district (coastal management district declared under the Coastal Management Act 2016)
Queensland Coastal Management District, State of Queensland (Department of Environment, Tourism, Science and Innovation), Creative Commons Attribution 4.0, retrieved 2026-10-23
This is a share of the suburb's land area from a published state dataset, not an assessment of any property. A ClimateNest report scores the individual address across eight hazards, with insurance and value projections to 2050.
Check an address in Howard →Flood Risk in Howard, QLD: 2026 Assessment
0.6% of Howard is mapped as part of the Queensland coastal management district (coastal management district declared under the Coastal Management Act 2016)
That figure covers the suburb. Check whether your address is inside it - address-level, sourced, A$49.
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Flood Risk Score
Not assessedHoward is located near the Burrum River and is susceptible to flooding from heavy rainfall events. Climate change is expected to increase the intensity of rainfall, leading to more frequent and severe flooding.
Key Facts
- Flood Risk
- Howard is located near the Burrum River and is susceptible to flooding from heavy rainfall events. Climate change is expected to increase the intensity of rainfall, leading to more frequent and severe flooding.
- Trend
- increasing
- Suburb
- Howard, QLD
- Overall Risk
- Medium
- Postcode
- 4659
Flood Risk Analysis
Howard, located in Queensland, has a location-specific flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Queensland.
Historical flood data indicates that Howard has experienced several significant flood events in the past.
Howard is located near the Burrum River and is susceptible to flooding from heavy rainfall events. Climate change is expected to increase the intensity of rainfall, leading to more frequent and severe flooding.
For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.
ClimateNest assesses hazards at the address rather than the suburb, because exposure varies street by street within Howard. An address-level check is what tells you about a specific property before you buy, sell or insure it.
Local Hazard Evidence
Historical Events
Significant flooding occurred in Howard due to heavy rainfall, causing widespread damage and displacement.
The Burrum River flooded, inundating low-lying areas of Howard and causing property damage.
Adaptation & Mitigation Actions
Improve Flood Defenses
Near-termConstruct levees and improve drainage systems to protect properties from flooding.
Est. cost: High
Bushfire Mitigation
Near-termImplement bushfire mitigation measures such as clearing vegetation around properties and creating firebreaks.
Est. cost: Medium
Heatwave Preparedness
ImmediateDevelop a heatwave preparedness plan and establish cooling centers for vulnerable populations.
Est. cost: Low
Community Education
Long-termEducate residents about climate change risks and adaptation measures.
Est. cost: Low
Upgrade Infrastructure
Long-termUpgrade critical infrastructure to withstand extreme weather events.
Est. cost: High
Council & Emergency Services
Explore Howard Risk Reports
View other climate risk assessments for Howard:
Frequently Asked Questions
Is Howard at risk of flooding?
Based on available data, Howard has a location-specific flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.
What flood insurance costs can I expect in Howard?
Insurance costs for flood cover in Howard depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.
Does flood risk affect property values in Howard?
Yes, flood risk can affect property values in Howard. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.
How does elevation affect flood risk in Howard?
Elevation is a critical factor in flood risk. Properties at higher elevations within Howard typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.
Is Howard Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Howard, Queensland, covering flood, bushfire, sea level rise and more.
What A$49 could save you from
*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections