Phillip Bay Demographics: Population, Age & Income Profile (NSW)
Is Phillip Bay Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Phillip Bay, New South Wales, covering flood, bushfire, sea level rise and more.
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Liveability Score
5.8Phillip Bay has a medium demographic profile typical of New South Wales suburbs
Key Facts
- Median Age
- 38 years (state avg)
- Median Household Income
- $1,468/wk (state avg)
- Families with Children
- 28.7% of households
- Home Ownership
- 64.5% own — 31.5% rent
- Postcode
- 2036
Demographics Analysis
Phillip Bay in New South Wales reflects the broader demographic characteristics of the region. According to the Australian Bureau of Statistics (ABS) 2021 Census, the typical household in New South Wales has a median weekly income of around $1,468, with a median age of 38 years.
The ABS reports that 28.7% of households in New South Wales are couples with children, while 24.7% are couples without children. Lone person households account for 24.5% of households. This family composition data helps home buyers understand the neighbourhood character and amenity demand.
Home ownership rates in New South Wales show that 64.5% of households own their home (with or without a mortgage), while 31.5% rent. These tenure patterns affect property turnover rates, rental demand, and neighbourhood stability — all important factors for home buyers evaluating Phillip Bay.
Climate risk is an increasingly important factor for property buyers evaluating suburbs like Phillip Bay. Different demographic groups face different climate exposure profiles — families may prioritise heat safety near schools, while retirees may be more concerned about insurance costs in flood-prone areas. Get an address-level climate risk report for your Phillip Bay property to understand how climate projections may affect your investment.
ClimateNest assesses hazards at the address rather than the suburb, because exposure varies street by street within Phillip Bay. An address-level check is what tells you about a specific property before you buy, sell or insure it.
Adaptation & Mitigation Actions
Improve stormwater drainage
Near-termUpgrade stormwater infrastructure to reduce the risk of flooding during heavy rainfall events.
Est. cost: Medium
Implement coastal protection measures
Long-termConstruct seawalls and other coastal defenses to protect properties from sea level rise and storm surges.
Est. cost: High
Promote energy efficiency
ImmediateEncourage residents to adopt energy-efficient appliances and practices to reduce greenhouse gas emissions.
Est. cost: Low
Develop a community emergency plan
Near-termCreate a plan to prepare for and respond to extreme weather events, including evacuation procedures and communication strategies.
Est. cost: Low
Council & Emergency Services
Explore Phillip Bay Risk Reports
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Frequently Asked Questions
What is the population of Phillip Bay?
Population data for Phillip Bay comes from the ABS 2021 Census, the most recent national census. For the most current suburb-level population data, refer to ABS QuickStats or consult the New South Wales state government's population projections. Understanding population trends helps home buyers assess housing demand, infrastructure investment, and neighbourhood character.
What is the median age in Phillip Bay?
The median age for New South Wales is 38 years according to the 2021 ABS Census, which serves as a reference point for Phillip Bay. A younger median age often indicates more families and first home buyers, while older demographics suggest established households and potentially lower turnover. Both have implications for property demand and investment strategy.
What is the average household income in Phillip Bay?
The median weekly household income in New South Wales is $1,468 per week (ABS 2021 Census). Household income affects serviceability for mortgage lending, rental affordability, and the type of housing stock in demand within a suburb. Higher-income areas typically support stronger property values and faster capital growth. Combine demographic research with a climate risk report from ClimateNest for a complete property assessment.
What type of people live in Phillip Bay?
The demographic profile of Phillip Bay is broadly shaped by its location within New South Wales. According to the ABS Census, 28.7% of households in the state are couples with children, while 24.7% are couples without children. The overall population of New South Wales has a median age of 38 — use this as context when assessing the demographic character of Phillip Bay.
Is Phillip Bay Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Phillip Bay, New South Wales, covering flood, bushfire, sea level rise and more.
What A$49 could save you from
*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections