Climate Risk Assessment: Phillip Bay, NSW

Phillip Bay, New South Wales
Updated May 2026

Phillip Bay faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards. Residents should prepare for more frequent extreme weather events and consider adaptation measures to protect their properties.

Is Phillip Bay Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Phillip Bay, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Not ready to check your address? See a free sample report →

Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Phillip Bay

Flood

Phillip Bay faces a moderate risk of flooding due to its proximity to coastal areas and waterways. Intense rainfall events can lead to stormwater runoff and potential inundation of low-lying areas.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

The bushfire risk in Phillip Bay is moderate, with some areas adjacent to bushland potentially exposed. Drier conditions and higher temperatures can increase the likelihood of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Phillip Bay is likely to experience more frequent and intense heatwaves. Higher average temperatures can pose health risks, especially for vulnerable populations.

Key drivers:

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect

Coastal

Phillip Bay faces a moderate risk from coastal hazards due to sea level rise and storm surges. Coastal erosion and inundation could impact properties and infrastructure near the shoreline.

Key drivers:

  • ·Sea level rise
  • ·Increased storm intensity

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Phillip Bay

Detailed Hazard Analysis

heat Risk

Phillip Bay is likely to experience more frequent and intense heatwaves. Higher average temperatures can pose health risks, especially for vulnerable populations.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
Data source

flood Risk

Phillip Bay faces a moderate risk of flooding due to its proximity to coastal areas and waterways. Intense rainfall events can lead to stormwater runoff and potential inundation of low-lying areas.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Urban development
Data source

coastal Risk

Phillip Bay faces a moderate risk from coastal hazards due to sea level rise and storm surges. Coastal erosion and inundation could impact properties and infrastructure near the shoreline.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm intensity
Data source

bushfire Risk

The bushfire risk in Phillip Bay is moderate, with some areas adjacent to bushland potentially exposed. Drier conditions and higher temperatures can increase the likelihood of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Vegetation dryness
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to climate risks.

Price Impact

Properties in high-risk areas may experience price reductions.

Buyer Checklist

  • 1.Check flood maps and bushfire prone areas.
  • 2.Assess property's vulnerability to coastal hazards.
  • 3.Consider energy efficiency and water conservation measures.
  • 4.Review insurance coverage for climate-related risks.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve stormwater drainage

Near-term

Upgrade stormwater infrastructure to reduce the risk of flooding during heavy rainfall events.

Est. cost: Medium

Learn more

Implement coastal protection measures

Long-term

Construct seawalls and other coastal defenses to protect properties from sea level rise and storm surges.

Est. cost: High

Learn more

Promote energy efficiency

Immediate

Encourage residents to adopt energy-efficient appliances and practices to reduce greenhouse gas emissions.

Est. cost: Low

Learn more

Develop a community emergency plan

Near-term

Create a plan to prepare for and respond to extreme weather events, including evacuation procedures and communication strategies.

Est. cost: Low

Learn more

About Phillip Bay's Climate Risk Profile

Phillip Bay, located in New South Wales, is susceptible to a range of climate change impacts. The suburb's coastal location increases its vulnerability to sea level rise and storm surges, potentially leading to coastal erosion and inundation.

Rising temperatures are expected to result in more frequent and intense heatwaves, posing health risks to residents, particularly the elderly and those with pre-existing conditions. Changes in rainfall patterns may lead to increased flooding, especially during heavy rainfall events. The risk of bushfires is also present, particularly in areas near bushland.

These climate change impacts could have significant consequences for property values, insurance premiums, and the overall livability of Phillip Bay. It is crucial for residents and local authorities to take proactive measures to adapt to these changes and mitigate their potential impacts.

Adaptation strategies may include improving stormwater drainage, implementing coastal protection measures, and promoting energy efficiency to reduce greenhouse gas emissions. Community awareness and preparedness are also essential for minimizing the risks associated with extreme weather events.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Phillip Bay?

Phillip Bay faces risks from flooding, heatwaves, coastal erosion, and bushfires, all of which are expected to worsen with climate change.

How will sea level rise affect Phillip Bay?

Sea level rise could lead to increased coastal erosion, inundation of low-lying areas, and damage to properties and infrastructure near the shoreline.

What can I do to protect my property from flooding?

Consider installing flood barriers, improving drainage around your property, and elevating vulnerable equipment and appliances.

How can I prepare for a heatwave?

Stay hydrated, seek air-conditioned environments, avoid strenuous activities during the hottest part of the day, and check on vulnerable neighbors and family members.

Where can I find more information about climate change impacts in Phillip Bay?

Consult the Randwick City Council website, the NSW Office of Environment and Heritage, and the Bureau of Meteorology for the latest information and resources.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Phillip Bay, use our analysis tool.

Check Your flood Risk Now

Check Phillip Bay's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections